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4 Easy Retirement Withdrawal Plans
There is a perception that the decumulation years are dramatically more complicated than the accumulation years. That doesn't have to be true. The po…
Wife vs. Husband: A Retirement Account Showdown
I have a 403(b). My wife has a 401(k). Let's figure out who has the better retirement account and if it matters for our portfolio. The post Wife vs.…
Optimizing Charitable Giving for Maximum Tax Savings: Why a Taxable Account Can Beat a Roth
For years, I gave to charity by donating cash. But I've changed my approach to maximize my tax savings while still giving the same amount. The post O…
8 Retirement Catch-Up Secrets for Savers 55+
I’ve met countless people over the years, and while it’s somewhat rare, I’ve seen individuals go from having virtually no retiremen…
Backdoor Roth: Standard and Mega
Answering reader questions on the Backdoor Roth IRA and the Mega Backdoor Roth, including what the Mega Backdoor Roth is, who it makes sense for, and…
Retiring 15 Years Early by Buying Rentals on Repeat (HELOCs!)
What if you could shave 15 years off your working career? Whether you love your job or hate it, having the option to retire early on a schedule you c…
Is Early Retirement A Smart Goal? – Episode 1,015 (Bestie)
Cinderella is such an absurd story! Seriously, when you stop and think- it’s pretty messed up: a prince dances with a girl he’s never met before for …
Try a Mini-Retirement
Since we planned to retire soon, we decided to do a practice week to make sure we're prepared mentally for such a big change in our lives. The post T…
Pro-Rata Rule & Backdoor Roth IRAs Simplified
Exploring the Backdoor Roth IRA? Don’t get burned by the Pro-Rata Rule. Here’s how it works and what to do if you have a Rollover IRA.
Freedom vs. Fiduciary Responsibility in a Company 401(k)
Companies and partnerships need to remember they have a fiduciary duty to their employees. Here's my approach to my partnership's 401(k). The post Fr…
