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Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964

Ask HTM - Budgeting for Housing Splurges, ChatGPT for Your Savings, & Churning Free Gym Trials #964

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

MtoM #216: Two Doc Couple Gets Back to Broke While Raising Kids in New York City and Finance 101: Mortgages

MtoM #216: Two Doc Couple Gets Back to Broke While Raising Kids in New York City and Finance 101: M…

Today we have a two doc couple on the podcast who are back to broke. This couple lives in NYC, has two young children and had nearly $1 million in st…

Your Overspending Will Eventually Catch Up With You

Your Overspending Will Eventually Catch Up With You

📈 Are you on track with the Baby Steps? Get a Free Personalized Plan ✅ Help us make the show better by taking this short survey! While the show host…

Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Life Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Jesse Cramer speaks with Christine Benz, Director of Personal Finance at Morningstar, about insights from her book How to Retire. Before their discus…

Life-Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Life-Expectancy, Caregiving Costs, & Retirement Planning | Christine Benz - E103

Jesse Cramer speaks with Christine Benz, Director of Personal Finance at Morningstar, about insights from her book How to Retire. Before their discus…

When Do You Need to Change Your Savings Rate?

When Do You Need to Change Your Savings Rate?

We start with a question from Brit: "If you are starting in your mid 30s, does the 25% rule still apply?" Then we answer more of your questions whi…

110: The Spending Trap: Escape the Psychology of Broke

110: The Spending Trap: Escape the Psychology of Broke

In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz share their perspectives on how to escape the three most common s…

MtoM #215: Dentist Pays Off HPSP Contract and Finance 101: Credit Scores

MtoM #215: Dentist Pays Off HPSP Contract and Finance 101: Credit Scores

Today we are talking with a dentist who is completing his HPSP contract. He shares with us the positives and the negatives of his four year contract.…

Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management

Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚡️ Register for the webinar taking place…

200. “Should we pay off our massive debt? Or invest more?”

200. “Should we pay off our massive debt? Or invest more?”

Wilson (46) and Shannon (35) have built a strong financial foundation—owning a vacation rental, maxing out Roth IRAs, and earning solid incomes. But …

03.17.25  Pay Less For A Vehicle   /   Power Bills: Smart Meters Vs Regular Meters

03.17.25 Pay Less For A Vehicle / Power Bills: Smart Meters Vs Regular Meters

Today Clark focuses on one of the biggest purchases most of us make in life - cars. There are ways to get a vehicle for way less money than most peop…

18 IRA Mistakes That Could Cost You Thousands! (Avoid These at All Costs!)

18 IRA Mistakes That Could Cost You Thousands! (Avoid These at All Costs!)

In this episode of the Personal Finance Podcast, we're going to talk about the common IRA mistakes that can cost you in retirement. From waiting too …

660: How to Stop Spending Money

660: How to Stop Spending Money

It’s easy to get caught up in the habit of spending without thinking. But the good news is, it’s totally possible to break the cycle. In this episo…

MtoM #213: Resident Acquires a Six Month Emergency Fund and Finance 101: Two Doc Households

MtoM #213: Resident Acquires a Six Month Emergency Fund and Finance 101: Two Doc Households

Today we are talking with a PGY2 who has saved up six months of emergency funds. He has an impressive savings rate of around 35% and shows us that yo…

03.07.25  Clark Answers His Critics on Clark Stinks  /   A Daylight Savings Time Assignment

03.07.25 Clark Answers His Critics on Clark Stinks / A Daylight Savings Time Assignment

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.  Also today - this weekend marks dayl…

Friday Flight - Student Loan Shakeup, Doom Spending, and the Mounting Mini-Stagcession #954

Friday Flight - Student Loan Shakeup, Doom Spending, and the Mounting Mini-Stagcession #954

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of hea…

Q&A: $4M Invested in a Single Stock, 529 Account Loopholes, & Dividing Expenses When Married

Q&A: $4M Invested in a Single Stock, 529 Account Loopholes, & Dividing Expenses When Married

In this week’s episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---👉 Listen to ⁠The Rundown⁠ podcast by Pub…

Ask HTM - Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home #952

Ask HTM - Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Hom…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

Using Your Emergency Fund

Using Your Emergency Fund

Quint and Allie talk about when you may have to use your emergency fund.