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Don’t Be Car Poor

Don’t Be Car Poor

Every once in a while, I like to rant about one of my personal finance pet peeves: how being car poor keeps you from building wealth. The post Don…

Driving A 28-Year-Old Beater Made Me Love My Car Again
Car

Driving A 28-Year-Old Beater Made Me Love My Car Again

While visiting my parents in Honolulu this past winter, I ended up driving my dad's 28-year-old beater for eight days. He bought that Toyota Avalon n…

Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?

Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?

This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. …

Birthday Freebies, Dusty Gift Cards & The Anti-Car Guide 🚘
Car

Birthday Freebies, Dusty Gift Cards & The Anti-Car Guide 🚘

Good morning, HTM Family! Quick thought exercise based on the Charles Shultz Philosophy… (me neither 🤷‍♂️) OK, now try this…. Much easier, right…

Buy This, Not That: Car Ownership Edition 🚘
Car

Buy This, Not That: Car Ownership Edition 🚘

Cars cost WAY more than most people realize. I’m not talking about the initial sticker price. It’s everything associated with cars over time… Ongoing…

When Buying a New Car Makes Sense
Car

When Buying a New Car Makes Sense

Buying a new car is typically frowned upon by money nerds. That’s because buying a reliable, used car, with cash is the financially savviest wa…

Ask HTML: Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a Loan – Episode 943

Ask HTML: Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a …

Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…

Ask HTM: Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires – Episode 940

Ask HTM: Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires – Episode 940

Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…

7 Alternatives To Owning A Car That Might Be Better For You!
Car

7 Alternatives To Owning A Car That Might Be Better For You!

If you think that owning a car is a necessity, think again. You might just discover better alternatives to owning a car that work for you. The post 7…

Ask HTM: When to Ditch an Old Car, Dropping Escrow, & Investing via an ESOP – Episode 928

Ask HTM: When to Ditch an Old Car, Dropping Escrow, & Investing via an ESOP – Episode 928

Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…


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Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management

Q&A: Preparing for a Recession, Invest $37K or Pay Off the Car, & Active Portfolio Management

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚡️ Register for the webinar taking place…

Q&A: $1,200 / Month Car Payment, $59K 401(k) Loan, & Owing $30K to the IRS

Q&A: $1,200 / Month Car Payment, $59K 401(k) Loan, & Owing $30K to the IRS

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!This week's episode was full of surprises -…

Q&A: $1,200 / Month Car Payment, $59K 401(k) Loan, & Owning $30K to the IRS

Q&A: $1,200 / Month Car Payment, $59K 401(k) Loan, & Owning $30K to the IRS

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!This week's episode was full of surprises -…

Your Path to a Cost-Effective Car SB1651
Car

Your Path to a Cost-Effective Car SB1651

Ever felt overwhelmed by buying a car or managing your time? You’re not alone. Today, we tackle both topics with expert insights and a few unexpected…

How Much Car Can You Really Afford (By Income!)
Car

How Much Car Can You Really Afford (By Income!)

In this episode of the Personal Finance Podcast, we're going to talk about how much car can you afford by income. How Andrew Can Help You:  Don't l…

Ask HTM - Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a Loan #943

Ask HTM - Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a …

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

"Can I Pay My Car Off in Four Years?"

"Can I Pay My Car Off in Four Years?"

"I'm 30 and I am buying a new car. The car fits the 20/3/8 rule. But if they gave me 4 years of 0% financing, is it okay to use all 4 years? Also how…

Ask HTM - Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires #940

Ask HTM - Covering Expensive Childcare, Fidelity Fees, & Frugal or Cheap Car Tires #940

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

Ask HTM - When to Ditch an Old Car, Dropping Escrow, & Investing via an ESOP #928

Ask HTM - When to Ditch an Old Car, Dropping Escrow, & Investing via an ESOP #928

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

Should I Slow Down Saving to Buy a Car?

Should I Slow Down Saving to Buy a Car?

"My 23 YO daughter got married this weekend. She has no debt outside her home, has emergency fund, but needs a newer car. Should she reduce 401K down…


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