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How To Fill Out The FAFSA For Divorced Parents
Find out how to fill out the FAFSA for divorced parents, based on the new rules that recently went into effect for FAFSA Simplification. The post How…
What To Do If You’re Denied A Parent PLUS Loan?
If you're denied a parent PLUS loan, here are the options of what you can do to pay for college. The post What To Do If You’re Denied A Parent …
Why Parents Are Borrowing More Than Ever For College
Parent PLUS loan debt has doubled since 2014. Learn why families are borrowing more and the new limits coming in 2026. The post Why Parents Are Borro…
Best Parent Student Loans For College
We break down the best college loans for parents, including parent student loans. Look at your options as well as some alternatives. The post Best Pa…
Survey: Most Parents Skip The Best College Savings Tool
A new survey finds 66% of parents are saving for college, but only 24% are using 529 plans, the most effective tax-advantaged option. The post Survey…
Episode 218. “Our childcare costs are about to quadruple. Are we screwed?” (Part 2)
Last week, we met Dominique (33) and Chris (34)—a couple earning $180K a year, raising a toddler, and still living paycheck to paycheck. Dominique fe…
New Rules Will Block Forgiveness for Parent Loans
Parent PLUS borrowers must consolidate by June 30, 2026 or lose access to IDR and PSLF under new federal student loan rules. The post New Rules Will …
What Parents Should Know When Comparing Student Loans
Parents comparing student loan options to help their child pay for college need to understand the pros and cons of federal and private loans. The pos…
Parent PLUS Borrower Options For Repayment And Forgiveness
Parent PLUS loan borrowers face a July 2026 deadline to consolidate and enroll in income-driven repayment, or lose access to affordable payments and …
Senate Bill Ends Grad PLUS, Caps Parent PLUS Loans
The Senate bill ends Grad PLUS and caps Parent PLUS loans starting in 2026. New loan limits may push families toward private lenders. The post Senate…
Episode 214. “I’m 45 but my parents still control my money”
Kate and Keith have spent years afraid to spend—until now. In part 2 of this conversation, Ramit challenges them to rewrite the money scripts that ha…
Financial Considerations When Taking Care of Your Aging Parents
If your parents are aging, it's time to have a talk about their finances and future plans. The sooner you do it, the better it's likely to go. The po…
Senate Blocks Parents From Affordable Student Loan Options
Parent PLUS borrowers must be on ICR before the new bill is signed or lose access to all IDR student loan repayment options. The post Senate Blocks P…
Senate Proposal Targets Parent PLUS Loans
Parent PLUS borrowers must be on ICR before the new bill is signed or lose access to all IDR student loan repayment options. The post Senate Proposal…
Parents, Children, and Relationships When Money Gets Involved
Answering reader questions about finances and family members, including what to do when you are supporting your parents financially, how the gift tax…
Why Parent PLUS Loans Are Ineligible For Income-Driven Repayment Plans
Parent PLUS Loans have historically been ineligible for income-driven repayment plans. Congress wants to change that, but can they? The post Why Pare…
The Precarious Life of Dual Unemployed Parents (DUPs)
With a likely recession and potentially stagflation on the horizon, I suspect many more families will join us as DUPs: Dual Unemployed Parents. Mass …
Parent PLUS vs. Private Student Loans
Compare Parent PLUS vs. private loans for college costs. See what works best for your family’s budget and financial future. The post Parent PLUS vs. …
What To Do If My Parents Claimed Me On Their Taxes?
Here is our guide on what to do if my parents claimed me on their taxes even though you're in college or an adult outside the house. The post What To…
How Grandparents Can Save For College
Grandparents can save for college with a 529, UGMA, or Coverdell ESA. See which option is best for financial aid and estate planning. The post How Gr…