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Credit Score Ranges and What They Mean for Your Money

Credit Score Ranges and What They Mean for Your Money

Learn how credit scores are used by lenders and what credit score ranges mean for your financial life. Also, here's how to get your score! The post C…

How College Students Can Build Credit Without A Credit Card

How College Students Can Build Credit Without A Credit Card

Learn how students can build credit through loans, rent, and secured accounts without opening a credit card. The post How College Students Can Build …

Friday Flight: Bad RAPs, Price Match Murder, & Premium Points Credit Cards – Episode 1,020

Friday Flight: Bad RAPs, Price Match Murder, & Premium Points Credit Cards – Episode 1,020

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

BNPL Loans Will Soon Impact Your Credit Score

BNPL Loans Will Soon Impact Your Credit Score

BNPL loans will soon show up on credit reports, affecting FICO scores. The post BNPL Loans Will Soon Impact Your Credit Score appeared first on The C…

Credit Card Debt Stands At $1.18 Trillion In 2025

Credit Card Debt Stands At $1.18 Trillion In 2025

U.S. credit card debt hits $1.18 trillion. Young adults face rising delinquencies and high rates. The post Credit Card Debt Stands At $1.18 Trillion …

Are Credit Card Points Worth the Investment?

Are Credit Card Points Worth the Investment?

Credit card travel rewards allowed me to take vacations I never dreamed I could. But does the travel hacking math really work in my favor? The post A…

Credit Scores Drop As Student Loan Payments Resume

Credit Scores Drop As Student Loan Payments Resume

Millions of student loan borrowers are now past due, with some losing over 100 credit score points after the federal payment pause ended. The post Cr…

Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save – Episode 982

Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save…

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

How Many Credit Cards Should I Have (And When It’s Too Many)

How Many Credit Cards Should I Have (And When It’s Too Many)

I recommend having 2-3 credit cards total. Remember, the point of life isn’t to squeeze out the maximum amount of credit card rewards—it’…

Check Your Credit Card Statements EVERY Month

Check Your Credit Card Statements EVERY Month

Your credit card company very helpfully sends you a list of every single item charged to your credit card. This is called a statement, and it comes e…


Podcast Feed

Q&A: My Dad Gifted Me A House, Closing Credit Cards, & Mortgage Worries

Q&A: My Dad Gifted Me A House, Closing Credit Cards, & Mortgage Worries

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---⚙️ Automate your entire financial workfl…

Friday Flight - 'Just In Case' Planning, Consumer Caste System, & Credit Scores Crashing #1041

Friday Flight - 'Just In Case' Planning, Consumer Caste System, & Credit Scores Crashing #1041

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of hea…

How to Pay Off $10,000 in Credit Card Debt in Less Than 1 Year

How to Pay Off $10,000 in Credit Card Debt in Less Than 1 Year

In this episode of The Personal Finance Podcast, Andrew exposes how credit card companies profit from keeping you trapped in 20-25% interest debt tha…

Ask HTM - Best Grocery Cashback Credit Cards, Risking it with Ultra Cheap Car Rentals, & Giving Up on Home Ownership #1039

Ask HTM - Best Grocery Cashback Credit Cards, Risking it with Ultra Cheap Car Rentals, & Giving Up …

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a quest…

How to Pay Off Credit Cards When Money is Tight

How to Pay Off Credit Cards When Money is Tight

959. Laura answers a listener's question about the best way to pay off credit cards when you have little or no extra income.

09.10.25  WARNING: Avoid This Credit & Debit Card Scam  /  Balcony Solar Power

09.10.25 WARNING: Avoid This Credit & Debit Card Scam / Balcony Solar Power

In this episode - a Federal sweep has revealed how transactional crime rings have engineered a common scam that is emptying accounts. Clark shares th…

Q&A: Starting a Franchise, Balance Transfer Credit Cards, & What NOT To Do In Real Estate

Q&A: Starting a Franchise, Balance Transfer Credit Cards, & What NOT To Do In Real Estate

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!---🔥 Ready for a free 1% match on your IRA …

Pay Off Your Credit Card Debt FAST (Bonus)

Pay Off Your Credit Card Debt FAST (Bonus)

Check to see if you qualify for debt consolidation with no impact to your credit score: www.herfirst100k.com/payoff If you’re drowning in credit car…

Friday Flight - Bad RAPs, Price Match Murder, & Premium Points Credit Cards #1020

Friday Flight - Bad RAPs, Price Match Murder, & Premium Points Credit Cards #1020

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of hea…

07.14.25  Auto Insurers Tracking Drivers  /  Gas Station Credit Card Surcharge Surprise

07.14.25 Auto Insurers Tracking Drivers / Gas Station Credit Card Surcharge Surprise

Clark has recommended shopping for auto insurance as rates keep rising. But it’s also important to know how some insurers are tracking you surreptiti…


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