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Credit Scores Drop As Student Loan Payments Resume
Millions of student loan borrowers are now past due, with some losing over 100 credit score points after the federal payment pause ended. The post Cr…
Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
Check Your Credit Card Statements EVERY Month
Your credit card company very helpfully sends you a list of every single item charged to your credit card. This is called a statement, and it comes e…
How To Pay Your Student Loans Via Credit Cards
Can you pay your student loans via credit card? Should you? If yes and yes, what are some good payment options? Learn more right here! The post How T…
Subprime Credit Card Delinquencies Drop For Second Month
Subprime credit card delinquencies are falling, even as student loan delinquencies are rising. The post Subprime Credit Card Delinquencies Drop For S…
How I Use The Credits I Get From My Credit Cards
I have a lot of different premium credit cards, many of which come with different credits that I need to use. Most cards don’t make using these…
Can You Pay For College On A Credit Card?
Can you pay for college on a credit card and rack up the points? It's a compelling thought... and the answer is potentially! College is expensiv…
Best First Credit Cards For Students In 2025
Building credit while you're in school is a smart move. But where should you start? Check out these best first credit cards for students! The post Be…
The Credit Cards I Keep Getting Over And Over
When you’ve been in the credit card game long enough, you start to notice that certain cards always seem to come back into your wallet. I’…
How to Think About Credit Card and Travel Hacking
Credit card rewards and travel hacking can allow you to spend more than you otherwise could. But there are a few potential downsides. The post How to…
How to Read Your Credit Card Statement (And What To Do Next)
Start by skimming your account summary, then double-check your transactions, look out for fees, and pay off your statement balance on time to stay ah…
How Do Credit Card Companies Make Money? (Secrets & Tips)
Credit card companies make money through swipe fees, interest charges, annual fees, and sneaky penalties—all designed to profit from your everyday sp…
SmartCredit Review: Build And Boost Your Credit Score
SmartCredit is a financial technology company that helps you build and boost your credit score. How does it compare to Credit Karma? Learn more. The…
How To Be A Credit Card Deadbeat And Beat The Banks
Credit card companies profit from high interest rates, penalty fees, and tactics that keep people in debt. But with the right strategy, you can flip …
Credit Card Hacking for Travel
An interview with Dr. Lisha Taylor and Dr. Devon Gimble that's all about credit card hacking for travel. They talk about why they think high-income p…
The 15/3 Rule For Credit Card Payments (Does It Actually Work?)
Staying on top of credit card payments is important, but manually tracking due dates can be a hassle. The 15/3 rule is one way to avoid late fees, bu…
Ask HTM: Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit …
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
How To Pay Off Credit Card Debt (Without Feeling Overwhelmed)
Credit card debt can feel overwhelming, but many people have faced it head-on and come out on top. In this article, we’ll cover the best ways to pay …
New Proposal Seeks 10% Cap On Credit Card APRs
A new bill proposes capping credit card interest rates at 10%. Supporters say it offers relief, while critics warn it could limit access to credit. T…
7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift
Are you building wealth but feel like you can never enjoy it? Do you struggle with money, fearing you carry the same poor financial habits as your pa…