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MtoM #215: Dentist Pays Off HPSP Contract and Finance 101: Credit Scores

MtoM #215: Dentist Pays Off HPSP Contract and Finance 101: Credit Scores

Today we are talking with a dentist who is completing his HPSP contract. He shares with us the positives and the negatives of his four year contract.…

Which Credit Card Builds Credit the Fastest?

Which Credit Card Builds Credit the Fastest?

Laura answers a listener's question about what type of credit card to use to rebuild credit the fastest way possible.

Shopping Credit Cards

Shopping Credit Cards

Logan and Allie talk about shopping for credit card deals and whether you should even have a credit card.

Should I Cancel Unused Credit Cards?

Should I Cancel Unused Credit Cards?

Laura answers a listener's question about whether canceling unused credit cards could help or hurt her upcoming home purchase.

216. How to Use a Credit Card Without Going into Debt

216. How to Use a Credit Card Without Going into Debt

Tori answers questions about all things credit cards –– including how to choose the right one for your lifestyle, how many credit cards you should ha…

WCI #407: Credit Card Hacking for Travel

WCI #407: Credit Card Hacking for Travel

Today we are talking all about credit card hacking for travel. We have friend of WCI, Dr. Lisha Taylor, back on the podcast as well as credit card ha…

Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards #946

Ask HTM - Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

Q&A: $850K in SpaceX Stock, Building a Barndominium & $50K in Credit Card Debt

Q&A: $850K in SpaceX Stock, Building a Barndominium & $50K in Credit Card Debt

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- Download our FREE Financial Planning W…

02.05.25  Credit Score Perfectionism  /   When Travel Goes Awry…

02.05.25 Credit Score Perfectionism / When Travel Goes Awry…

Many are obsessed with having a perfect credit score. Clark offers a more realistic goal when it comes to your all important credit rating. Also, whe…

211. How to Pay Off Credit Card Debt

211. How to Pay Off Credit Card Debt

If you’ve been struggling to break free from credit card debt––you’re in the right place. In this episode, I’m diving deep into one of the most commo…

7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift

7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift

Are you building wealth but feel like you can never enjoy it? Do you struggle with money, fearing you carry the same poor financial habits as your pa…

01.15.25   A Plan For Credit Card Debt  /  Direct & Free Tax Filing

01.15.25 A Plan For Credit Card Debt / Direct & Free Tax Filing

Many Americans are stressed about spending decisions made over the holidays as the credit card bills roll in. Today, a Clark smart assignment for dea…

Winning Financially in 2025: Getting a Deal with Your Credit Card

Winning Financially in 2025: Getting a Deal with Your Credit Card

If you're not negotiating these three things with your credit card company, you're leaving money on the table. Today, Nicole shows you how. It's your…

Friday Flight - Credit Score Supremacy, Avoiding Alts, & Points in Purgatory #930

Friday Flight - Credit Score Supremacy, Avoiding Alts, & Points in Purgatory #930

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of hea…

187. “We’re worth $87M, Why are we arguing over credit card bills?”

187. “We’re worth $87M, Why are we arguing over credit card bills?”

David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and o…

12.11.24  Tariffs And Car Prices  /  Store-Branded Credit Cards

12.11.24 Tariffs And Car Prices / Store-Branded Credit Cards

Today, Clark discusses tariffs and the potential for rising car prices. So should you pull the trigger and buy now?  Also, you may be tempted to get …

11.21.24  Shopping Season - Return Policies  /  Got Credit Card Debt?

11.21.24 Shopping Season - Return Policies / Got Credit Card Debt?

We’re one week out from Thanksgiving, and holiday shopping is in full swing. One thing to consider - return policies. Clark has a personal story to s…

Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

"I Only Want 1 Credit Card!" Best Military Credit Card Strategies for 1, 3, or 5+ Cards #147

"I Only Want 1 Credit Card!" Best Military Credit Card Strategies for 1, 3, or 5+ Cards #147

This may surprise you! Want to experience an easier and simplified strategy for military credit cards? That's fine! We'd ask "why" you don't want mor…

10.24.24  How To Use Payment Apps Safely  /  Credit Card Receipt Signatures - Why?

10.24.24 How To Use Payment Apps Safely / Credit Card Receipt Signatures - Why?

Shopping season is upon us and the use of payment apps is commonplace, but more fraud protections are needed. Know the safest way to use these apps i…