Blog Feed
Episode 226. “She’s chasing FIRE. I want to enjoy life now.”
Laura (34) and Cameron (38) earn over $200,000 a year and save thousands each month, yet every decision feels like a crisis. Laura, a first-generati…
Healthcare After Early Retirement
Healthcare is a huge issue in the United States if you plan to retire early. Most of us get health insurance through our employer. What happens if yo…
FIRE May Make Building Multi-Generational Wealth Impossible
If you want to FIRE, one of my regrets was pulling the ripcord too early at age 34 in 2012. Even though I started writing about FIRE in 2009 with the…
August 2025 FIRE Update
Hey Everyone! It’s September, and the long days of summer are almost gone. RB40Jr started high school, and he seems to be enjoying it. He is taking P…
Daddy Day Camp: Worth Trying At Least Once As A FIRE Parent
If you decide to forsake making maximum money to become a FIRE parent or stay-at-home parent, then you had best spend more time with your kids. Other…
Stop Investing In Value Stocks Over Growth If You Want To FIRE
Since writing about FIRE in 2009, I’ve favored investing in growth stocks over value stocks. As someone who wanted to retire early from finance, my g…
July 2025 FIRE Update
Hey Everyone! I am back from my California road trip. We had a blast visiting friends and family. We also explored the Central Coast and the Sequoia …
Is Early Retirement A Smart Goal? – Episode 1,015 (Bestie)
Cinderella is such an absurd story! Seriously, when you stop and think- it’s pretty messed up: a prince dances with a girl he’s never met before for …
June 2025 FIRE UPDATE
Hey Everyone! Did you have a good month in June? I’m a bit late with this update, but life has been hectic at the RB40 household. We’re getting ready…
The One Big Beautiful Bill Act’s (OBBBA) Impact On FIRE Seekers
On July 3, the House narrowly passed the One Big Beautiful Bill Act (OBBBA) with a 218–214 vote. According to the nonpartisan Congressional…
My Health Wasn't FIRE-Ready
I started going fishing every few days after I was laid off 2 years ago. It was a great way to get outside and clear my head. It was one of the thing…
Unlock Early Retirement: The Overlooked ‘Rule of 55’
For many, the dream of retirement conjures images of freedom, less stress, and more time for what truly matters. My research consistently shows a sig…
The Best “Early Retirement” Strategy 99% of Investors Ignore
Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the abil…
Ask HTM: Early Retirement Target Date Funds, Frugal Personal Hygiene, & Coercive House Painting – E…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
May 2025 FIRE Update
Hey Everyone! Did you have a good month? May was another hectic month at the RB40 household. I felt like I was a full-time chauffeur for the family. …
The “Set It and Forget It” Path to FIRE by Your 40s
If you invest consistently, reaching FIRE (financial independence, retire early) by your mid-40s is absolutely possible. These two financial-freedom-…
Four Tips to Avoid FIRE Burnout
Becoming a FIRE (Financial Independence, Retire Early) fanatic comes with a few key stages—and I want to offer some advice for the most grueling one …
No, Taxes Won’t Derail Your FIRE: Here’s What You’ll Really Pay in Retirement
Taxes in retirement have been called a “silent wealth killer” for those pursuing FIRE—but does the data tell a different story? If you’re worried abo…
13 Years After Early Retirement
Hey everyone! It’s been 13 years since I retired from my engineering career. Wow, has it really been that long? Hard to believe, but it’s true.…
Three Things I Learned About the FIRE Community While Hosting a FIRE Cruise
I went to my first FIRE meet-up in 2018 in Denver, Colorado. It was so amazing to meet like-minded people and learn a lot about what people felt was …