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Landlord Spring Checklist: Protect Your Investment and Prevent Insurance Claims
For most people, spring is about deep-cleaning the garage, planting flowers, or finally putting away that rogue holiday decoration still sitting in t…
The Rookie Guide to Asset Protection: LLCs, Insurance, Partnerships, & Trusts
Do you really need an LLC for rentals? What about a trust? What kind of insurance should you get? With so many questions (and confusion) surrounding …
Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
Combining An HDHP With A Regular Health Insurance Plan
I recently discovered something about my high-deductible health plan that I never realized. Despite only having a high-deductible health plan for mys…
Life Changes and Renters Insurance Needs: How Residency, Moving, and Marriage Affect Your Coverage
Residency comes with unique financial challenges. Still, renters insurance is an affordable and practical protection that is much needed. The post Li…
Top 12 Reasons to Buy Disability Insurance as a Resident
Savvy docs consider disability insurance their most important insurance policy. Here are 12 reasons why residency is the best time to buy it. The pos…
How to Reduce Homeowners Insurance Costs Without Sacrificing Coverage
If you're looking to lower the cost of how much you pay in homeowners insurance premiums, here are some tips to think about. The post How to Reduce …
Major Insurance Trends Landlords Need to Watch For This Year
As the real estate market heats up in the spring, many first-time investors and seasoned landlords want to acquire new properties. While analyzing de…
I Hadn’t Shopped for Insurance in Decades — Could I Have Been Saving Thousands Every Year?
I hadn't shopped around for insurance in decades, so I took some time and went through Farmers Insurance Choice to see if I could save money. The pos…
Tail Coverage, Whole Life, and Other Insurance Questions
Answering reading questions about tail insurance coverage, annuities and whole life insurance and why you should avoid these products, and the implic…
What is Life Insurance Laddering?
Life insurance laddering is basically when you stack multiple life insurance policies on top of each other. The goal is to have lower overall premium…
Navigating the Insane Insurance System w/ Consumer Reports’ Lisa Gill – Episode 950
The price of gas, the price of eggs and milk- these are the kinds of expenses that we’re very sensitive to as consumers because of how frequently we …
Vacation Rental Insurance: Why Every Host Needs It
Owning a vacation rental can be lucrative, but it also comes with unique risks that standard homeowners’ insurance policies don’t cover. Imagin…
How To Make Money From A Whole Life Insurance Policy
Did you know that a whole life insurance policy can actually help you make money? It’s true—and it’s a strategy often used by those with higher incom…
What’s In A Home Insurance Policy? Know The Details Before A Fire Occurs
With the tragic fire that occurred in Lahaina, Maui, hurricanes ripping through Florida yearly, and now the devastating Southern California fires, it…
Insurance Rates Are Eating Cash Flow Away—Here’s What Investors Should Do About It
If cash flow were already on its knees because of increased interest rates, soaring homeowners insurance premiums have been the real death blow. A pe…
Choosing our ACA Health Insurance Plan for 2025
Choosing an ACA Health Insurance Plan is one of those sentimental holiday season activities we look forward to each year. Here is the process I used …
The Cities With the Most Stable Landlord Insurance Costs for Investors
When it comes to real estate investing and deal analysis, one often overlooked aspect is landlord insurance. In an ever-changing market, finding area…
What Kind of Insurance Do You Need for Short-Term Rentals?
You have finally decided to enter the short-term rental (STR) market, and your biggest concern is a call from the local fire department stating that …
Property Insurance Is Changing—Here’s What to Expect Next Year
Depending on the area of the country you’re investing in, property insurance costs can add many thousands to your annual costs—and in some areas of t…