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Here’s How Much the Man Who Invented the 4% Rule Actually Spends in Retirement (Spoiler: It’s More …
Determining how to decumulate your nest egg in retirement is one of the hardest tasks in finance. Is the 4% rule still a good guideline? The post He…
Is It Possible to Inflation-Proof Your Retirement?
Picture this: You’re 70 years old, comfortably retired, and heading to the grocery store with the same shopping list you’ve used for year…
12 Reasons to Consider More Roth
Roth conversions and contributions may be the most challenging topic in personal finance and investing. Here's how to utilize them. The post 12 Reas…
Optimizing 401ks When You Change Jobs Mid-Year
Most people think the annual 401k limit is $70k. They're wrong. If you switch jobs or have a side hustle, you can open up a second 401k limit. Learn …
529 Plan Alternatives: UMGA, Roth IRA, And More
Learn about 529 plan alternatives like UGMA and Roth IRAs, including their pros and cons for college savings. The post 529 Plan Alternatives: UMGA, R…
Cutting Taxes & Retiring Sooner w/ Cody Garrett – Episode 1037
Benjamin Franklin once wrote “… in this world, nothing is certain except death and taxes.” It was true over 200 years ago and it’s true today! …
5 Good Times to Retire (and 1 Bad Time)
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly. The post…
Healthcare After Early Retirement
Healthcare is a huge issue in the United States if you plan to retire early. Most of us get health insurance through our employer. What happens if yo…
Tax-Deferred Retirement Accounts: A Gift from the Government
Tax-deferred retirement accounts can reduce taxes, protect assets, plan your estate, and boost returns. Ignore them at your peril. The post Tax-Defer…
Understanding The Biggest Risk to New Retirees (Sequence of Return Risk)
Two retirees, both starting with $1 million. Both average 6% returns over their retirement. One runs out of money completely. The other still has hun…
