Blog Feed
How To Use A Roth IRA To Save For College
Did you know that you can use a Roth IRA to save for college, but there are pros and cons that you need to be aware of. The post How To Use A Roth IR…
4 Reasons Your Retirement Plan Is Overly Conservative
The goal of retirement planning is to maximize quality of life by enhancing retirement income and spending. Some are playing it too safe. The post 4 …
401(k)s, IRAs, 403(b)s, and Other Retirement Account Questions
Answering reader questions about rolling a 401(k) into an IRA after changing jobs, how to do a 403(b) rollover, and how to pass non-discrimination te…
Losing $150K, Starting Over, and STILL Retiring Early | Life After FIRE
Think you’ve blown your chances of achieving FIRE? You haven’t! Just ask Nik Johnson, who spent years growing his nest egg, only to have it completel…
Safe Savings Rate — What Percentage of My Income Should I Save for Retirement?
Are you hoping to retire one day? How much do you need to start saving? Here's what percent of your income you need to put away. The post Safe Saving…
Investing in Short-Term Rentals With an IRA: What You Need to Know
Short-term rentals (STRs) have become an increasingly popular investment strategy, with platforms like Airbnb and VRBO making it easier than ever to …
Taxes in Retirement, Tax-Gain Harvesting, and Avoiding Probate
Answering reader questions about tax liability in retirement, Social Security tax limits, tax-gain harvesting in UGMA accounts, and whether it is imp…
Ditch Corporate! Start Taking the “Slow” Path to Retirement
The “death march to FI” isn’t for everyone. If you’re tired of climbing the corporate ladder or lacking a sense of purpose at your W2 job, it’s not t…
Should I “Reset” Retirement Withdrawals in Bad Markets?
Can a small difference in retirement date affect someone's spending for the next 30+ years? Should I reset my retirement withdrawals?
Ask HTM: Finding Travel Deals, 401k Match Changes, and Our Take on Long Term Disability – Episode 9…
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
How to Prepare for an Unexpected Retirement?
Hey Everyone! This one is for all the harried federal government workers out there. Most civil servants are dedicated and hardworking people. It’s a …
Ask Matt & Joel: I just got a raise. How much should I increase my 401k contributions?
Today’s question comes from Javier in Gainesville, FL… “My question is about my 401k. Let’s say I get a raise at work, and I want to put it int…
Retirement Income Strategies — And Here’s Our Plan for When We FIRE
What's the point of all these income strategies in retirement? Let’s look at the risks and benefits of some and why you might consider them. The post…
Should You Do a Roth Contribution or Conversion?
The most complicated routine question for investors is the annual dilemma about Roth contributions and conversions. Here's what to know. The post Sho…
The Tax-Free Retirement Strategy 95% of Americans Don’t Know About
The wealthy are using one unique retirement account to build their fortunes tax-free. You may have never heard of it, but knowing about it can change…
Q&A: Early Retirement Doesn’t Equal “Done”—It’s a Pivot
Below is an email transcript from a BiggerPockets Money listener who sent me a message about their personal financial situation and wanted my insight…
Planning to Retire? Exit Strategies for Physician Private Practice
If you're thinking about retiring from your private practice, here are a few things to think about before you get ready to sell. The post Planning to…
Roth IRAs, 457(f)s, and Other Retirement Account Questions
Answering reader questions about Roth IRAs and the pro-rata rule; self-directing your solo 401(k), 457(f)s, and 457(b)s; and when to do Roth conversi…
Teacher Retires Early at 45 Thanks to Strategic Living (FIRE in Paradise!)
Teachers aren’t known for their high salaries, so how did this one reach early retirement and FIRE at just 45 years old? Through “aggressive” saving …
Report: How Much You Need To Save in Each State To Retire Comfortably
Americans are rightly concerned about the future and their ability to live comfortably in retirement. With so many things getting more expensive — in…