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Medical Practice Group Retirement Plans: The Good, the Bad and the Ugly
Let's examine issues that group practice retirement plans may encounter and how to address them in a way that's compliant and cost-effective. The pos…
401k Contribution And Income Limits (Annual Guide)
401(k) limits increase each year. If you want to max out your retirement account, check out the 2025 401(k) contribution limits. The post 401k Contri…
Semi-Retired with a Small $6,000/Month Rental Portfolio
This investor used his primary residence to build a $6,000/month rental property portfolio—helping him semi-retire, cut his workload in half, and gen…
Best Order of Operations For Saving For Retirement
Here's the best order of operations of how to save for retirement, with which accounts to fund in the right financial order. The post Best Order of O…
We’re (mini) Retiring! w/ Jillian Johnsrud – Episode 999
*Special Episode Alert*… take a peek behind the curtain as we have an intimate, candid chat with our friend Jillian Johnsrud, a master of inten…
How a 401(k) Works: The Easiest Way to Grow Your Money
A 401(k) is a retirement savings account that allows you to invest a portion of your paycheck before paying taxes. In many cases, employers will mat…
The Retiree’s Financial Decathlon
What are the 10 most important aspects of a financially sound retirement, and how do we start preparing for that future today?
Retirement Transition is Tough!
Hey everyone! It’s been 2 months since Mrs. RB40 retired from her career. Unfortunately, she is having a tough transition into early retirement. This…
Unlock Early Retirement: The Overlooked ‘Rule of 55’
For many, the dream of retirement conjures images of freedom, less stress, and more time for what truly matters. My research consistently shows a sig…
Report: How Long $1 Million Lasts in Retirement in Each State
It’s no secret that the rising cost of living today is a threat to the retirement plans of millions of Americans. But what if you had $1 million? Sur…
Rollovers, Roth, and Investing
Answering reader questions about the Mega Backdoor Roth, the regular Backdoor Roth IRA, and IRA rollovers. We also talk about high-yield dividend fun…
The Best “Early Retirement” Strategy 99% of Investors Ignore
Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the abil…
What Is the Guyton-Klinger Guardrails Approach for Retirement?
Guyton-Klinger guardrails is a strategy that allows for a relatively large withdrawal rate during retirement. Here are the pros and cons. The post Wh…
Your Retirement Withdrawal Order of Operations
A deep (and I mean *DEEP*) dive into optimizing your retirement withdrawal order of operations to make your money last.
How To Withdraw Money Out Of A 401k Or IRA Early
Are you wanting to withdraw money out of a 401k or IRA early (and hopefully penalty-free)? Here's what to know! The post How To Withdraw Money Out Of…
Ask HTM: Early Retirement Target Date Funds, Frugal Personal Hygiene, & Coercive House Painting – E…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
Do You Report A 401k Or IRA On The FAFSA?
You do not have to report a 401k or IRA on the FAFSA, but income from these accounts can impact your financial aid. The post Do You Report A 401k Or …
Can You Use Retirement Funds to Grow Your Portfolio Faster? (Rookie Reply)
Should you use retirement funds to buy rentals, pay for renovations, or scale your real estate portfolio faster? Saving for a down payment can be tou…
Balancing Retirement and College Savings
Here's how you should think about making sure you fund your retirement while also potentially saving for your kids' college education. The post Bala…
Ask HTM: Buying a Used Mattress, Best Use of an Inheritance, & Disqualified from a Roth – Episode 9…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…