America is one of the wealthiest countries in the world. The top 1% have gotten really rich, but the middle class have fallen seriously behind. Let's…
Financial Samurai
08/19/2019
Here's my method to always get the lowest mortgage rate possible, no matter the interest rate environment. I've refinanced multiple mortgages multipl…
Financial Samurai
08/16/2019
The yield curve has officially inverted in 3Q2019. The 10-year bond yield is now lower than the 2-year bond yield. Let me explain from different pers…
Financial Samurai
08/14/2019
As a parent, you want the best for your kids. However, there's a risk parents over-protect their kids from harm's way. It is through difficulty and c…
Financial Samurai
08/13/2019
A college degree is depreciating in value, yet tuition is at all-time highs. For those parents and students looking to attend a private university li…
Financial Samurai
08/10/2019
Retiring early is a dream come true for many. However, there are some not so obvious reasons why people want to leave work early, and they aren't ver…
Financial Samurai
08/08/2019
Being the sole income earner can be brutally difficult and stressful. Money strains can jeopardize a marriage and can create a tremendous amount of r…
Financial Samurai
08/06/2019
The average wedding cost is over $30,000. That's a ridiculous sum of money given the median household income is only about $62,000 before tax. Here a…
Financial Samurai
08/04/2019
At last! After 10 years, we've finally got our first Fed rate cut. Here's some logical analysis as to why we should all spend a little less, save a l…
Financial Samurai
08/02/2019
Since publishing my book, How To Engineer Your Layoff, in 2012, I've had a number of people tell me that engineering your layoff is morally or ethica…
Financial Samurai
08/01/2019
The old three-legged stool for retirement consisted of: 1) Pension (Company), 2) Social Security (Government), and 3) Personal Savings (You). The NEW…
Financial Samurai
07/31/2019
Being able to retire early is great, but there are a number of downsides to content with. After leaving work for good in 2012, I'd like to share some…
Financial Samurai
07/26/2019
Without a doubt, being a stay at home parent is harder than any day job out there. For those of you who are considering giving up your day job to spe…
Financial Samurai
07/24/2019
Everybody wants to be a millionaire! Alas, only about 12 million households, or 3% of the U.S. population are millionaires. Here's a deep dive look i…
Financial Samurai
07/18/2019
As more people look to retire early before 60, more people are looking for shortcuts in order to get to early retirement quicker. What I've noticed i…
Financial Samurai
07/16/2019
A lot of people want to retire early, but more than 80% of Americans retire after the age of 60. Let's look at some of the details. Don't get too muc…
Financial Samurai
07/15/2019
There's no point making money if you don't use it to improve the quality of your life. Almost every asset class is going bonkers right now. It feels …
Financial Samurai
07/10/2019
This podcast is for someone who is wondering: Whether they have the proper asset allocation How to reduce investment stress while still benefitting f…
Financial Samurai
07/09/2019
I think money counts for at most 40% of our happiness equation, but we're spending the majority of our time thinking about how to get more money, mor…
Financial Samurai
06/20/2019
Retirement has been great so far. But if I could rewind time, here are five things I would have done differently that may help you better plan for yo…
Financial Samurai
06/10/2019