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The Average Net Worth For The Above Average Married Couple

The Average Net Worth For The Above Average Married Couple

Does 1 + 1 = 2 in your marriage? Not according to the government. If you're trying to figure out what combined net worth to shoot for as a couple, he…

A New Adventure For Financial Samurai: Less Retirement, More Entrepreneurship

A New Adventure For Financial Samurai: Less Retirement, More Entrepreneurship

After reaching my goal of publishing 3X a week for 10 years, I've decided to focus a little bit more on entrepreneurship. The formula of 90% fun / 10…

The State Of The Housing Market And Higher Lending Standards

The State Of The Housing Market And Higher Lending Standards

As mortgage interest rates tumble, the housing market is becoming more interesting. Inventory is already up in many of the nation's once hottest hous…

Achieve Your Dreams By Doing One Hard Thing For 10 Years In A Row

Achieve Your Dreams By Doing One Hard Thing For 10 Years In A Row

Don’t quit before giving your effort a chance to produce amazing results. If you can do one hard thing for 10 years in a row, I'm sure good things ar…

The Best Life Hack For Americans, Taking Advantage Of Canada

The Best Life Hack For Americans, Taking Advantage Of Canada

Getting ahead is very competitive in America. Thanks to living in a capitalist society, we're driven by money, fame, and success. As a result, not ev…

The Median Net Worth For The Middle Class, Mass Affluent, And The Top 1%

The Median Net Worth For The Middle Class, Mass Affluent, And The Top 1%

America is one of the wealthiest countries in the world. The top 1% have gotten really rich, but the middle class have fallen seriously behind. Let's…

How To Get The Lowest Interest Rate Possible

How To Get The Lowest Interest Rate Possible

Here's my method to always get the lowest mortgage rate possible, no matter the interest rate environment. I've refinanced multiple mortgages multipl…

What To Do Now That The Yield Curve Has Officially Inverted

What To Do Now That The Yield Curve Has Officially Inverted

The yield curve has officially inverted in 3Q2019. The 10-year bond yield is now lower than the 2-year bond yield. Let me explain from different pers…

The Importance Of Feeling Consistently Uncomfortable For Personal And Financial Growth

The Importance Of Feeling Consistently Uncomfortable For Personal And Financial Growth

As a parent, you want the best for your kids. However, there's a risk parents over-protect their kids from harm's way. It is through difficulty and c…

The Rapid Decline Of A Harvard Degree

The Rapid Decline Of A Harvard Degree

A college degree is depreciating in value, yet tuition is at all-time highs. For those parents and students looking to attend a private university li…

The Not So Obvious Reasons Why People Want To Retire Early

The Not So Obvious Reasons Why People Want To Retire Early

Retiring early is a dream come true for many. However, there are some not so obvious reasons why people want to leave work early, and they aren't ver…

How To Survive The Pressure As The Sole Income Providing Parent

How To Survive The Pressure As The Sole Income Providing Parent

Being the sole income earner can be brutally difficult and stressful. Money strains can jeopardize a marriage and can create a tremendous amount of r…

New Wedding Spending Rules To Follow If You Don't Want To Get A Divorce

New Wedding Spending Rules To Follow If You Don't Want To Get A Divorce

The average wedding cost is over $30,000. That's a ridiculous sum of money given the median household income is only about $62,000 before tax. Here a…

A Fed Rate Cut Is An Ominous Sign For Us To Buckle Up

A Fed Rate Cut Is An Ominous Sign For Us To Buckle Up

At last! After 10 years, we've finally got our first Fed rate cut. Here's some logical analysis as to why we should all spend a little less, save a l…

Quitting Your Job Is Selfish, Engineering Your Layoff Is The Right Thing To Do

Quitting Your Job Is Selfish, Engineering Your Layoff Is The Right Thing To Do

Since publishing my book, How To Engineer Your Layoff, in 2012, I've had a number of people tell me that engineering your layoff is morally or ethica…

The New Three-Legged Stool For Retirement

The New Three-Legged Stool For Retirement

The old three-legged stool for retirement consisted of: 1) Pension (Company), 2) Social Security (Government), and 3) Personal Savings (You). The NEW…

The Negatives Of Early Retirement Nobody Likes Talking About

The Negatives Of Early Retirement Nobody Likes Talking About

Being able to retire early is great, but there are a number of downsides to content with. After leaving work for good in 2012, I'd like to share some…

Reflecting On Two Years Of Being A Stay At Home Dad

Reflecting On Two Years Of Being A Stay At Home Dad

Without a doubt, being a stay at home parent is harder than any day job out there. For those of you who are considering giving up your day job to spe…

Your Chance Of Becoming A Millionaire By Age, Race, And Education

Your Chance Of Becoming A Millionaire By Age, Race, And Education

Everybody wants to be a millionaire! Alas, only about 12 million households, or 3% of the U.S. population are millionaires. Here's a deep dive look i…

How Much Money You Need To Retire Early And Live In Abject Poverty

How Much Money You Need To Retire Early And Live In Abject Poverty

As more people look to retire early before 60, more people are looking for shortcuts in order to get to early retirement quicker. What I've noticed i…