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Ask Matt & Joel: I just got a raise. How much should I increase my 401k contributions?
Today’s question comes from Javier in Gainesville, FL… “My question is about my 401k. Let’s say I get a raise at work, and I want to put it int…
Ask Matt & Joel: Should I buy a rental property instead of a primary home?
Today’s question comes from Colin in Iowa… “Hi, Matt and Joel, I’m seeking your advice on a decision my wife and I are grappling with… Currentl…
Lost Your Job? Here Are 9 Immediate Next Steps to Bounce Back Faster
Losing a job, especially when you’ve always thought of it as “secure” (like a government job), can feel like a real sucker punch to the gut. My heart…
Friday Flight: Student Loan Shakeup, Doom Spending, and the Mounting Mini-Stagcession – Episode 954
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…
US Mobile Review: A $17.50 Unlimited Plan – Too Good to Be True?
What if I told you that you could slash your cell phone bill by 60%, without sacrificing coverage? That’s exactly what US Mobile offers, and it’…
Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?
This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. …
The Only Thing I’m “Panic Buying” is Shares of My Favorite Index Fund
If you could go back 10 years and buy a few things at 2015 prices, what would you grab? Maybe a brand-new fridge for $800 when they sell for $1,200 t…
Ask Matt & Joel: I’m thinking about dabbling in single stocks, what is the best way to go about it?
Today’s question comes from Anna from Oregon… “I’m 22 years old. I have a Roth IRA, a taxable brokerage account, and an emergency fund with almost a …
Getting Rich vs. Building Wealth
People use the terms getting rich vs building wealth interchangeably, but they can actually imply very different things The post Getting Rich vs. Bui…
How to Become a Millionaire – 5 Practical Steps
Here are the practical steps, habits to form, and mindset you'll need to adopt for how to become a millionaire. The post How to Become a Millionaire …
The True Cost of Clutter (It’s More Than Just Wasted Money)
I recently picked up a new dish set, thinking that having a few extra plates and bowls on hand would make it easier to get through those busier night…
Why You Should Upgrade to the Costco Executive Membership
If you're a regular Costco shopper, it probably makes sense to upgrade to the more expensive Executive Membership. Here are all the deets... The post…
Is Costco Membership Worth It? 5 Scenarios When it Definitely Is
You’ve probably heard that Costco is increasing their annual membership fees a little, and in the back of your head you might be thinking, “is …
Launching an Offbeat and Sustainable Business w/ Jason Zook – Episode 953
“Solve a problem for people in an interesting way” and “There’s not one way to do business”… those are just a couple quotes from our conversati…
Birthday Freebies, Dusty Gift Cards & The Anti-Car Guide 🚘
Good morning, HTM Family! Quick thought exercise based on the Charles Shultz Philosophy… (me neither 🤷♂️) OK, now try this…. Much easier, right…
Ask HTM: Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home…
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
Friday Flight: Brainless Borrowing, DOGE Dividends, & Abroad on a Budget – Episode 951
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…
What is Life Insurance Laddering?
Life insurance laddering is basically when you stack multiple life insurance policies on top of each other. The goal is to have lower overall premium…
How to Combine Finances with Your Partner
Combining finances with your partner can produce bountiful benefits to both your relationship and your overall financial trajectory. Merging money fo…
Navigating the Insane Insurance System w/ Consumer Reports’ Lisa Gill – Episode 950
The price of gas, the price of eggs and milk- these are the kinds of expenses that we’re very sensitive to as consumers because of how frequently we …