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7 Saving and Retirement Rule Changes for 2025

7 Saving and Retirement Rule Changes for 2025

Laura reviews seven changes to various tax-advantaged accounts starting in 2025 that can help you pay less tax and save more money.

Should I Take an IRA Withdrawal to Pay Off My Car?

Should I Take an IRA Withdrawal to Pay Off My Car?

Laura answers a listener’s question and reviews the rules and updated penalty exceptions for traditional IRA withdrawals.

How to Get Benefits and a Health Plan as a Solo Business Owner

How to Get Benefits and a Health Plan as a Solo Business Owner

Laura discusses affordable health plans and benefits for freelancers and solo business owners. Joined by Tom Morrissey from Healthy Business Group an…

Should I Create a Roth IRA Conversion Ladder?

Should I Create a Roth IRA Conversion Ladder?

Laura answers a listener question about the Roth IRA conversation strategy and how it could be used to retire early.

6 Required Minimum Distribution (RMD) Retirement Rules You Should Know

6 Required Minimum Distribution (RMD) Retirement Rules You Should Know

Laura reviews six RMD rules you should know and factor into your retirement planning.

What Types of Income Qualify for an IRA Contribution?

What Types of Income Qualify for an IRA Contribution?

Laura answers a listener's question about who can contribute to an individual retirement account or IRA based on your income.

Pros and Cons of a Home Equity Line of Credit (HELOC)

Pros and Cons of a Home Equity Line of Credit (HELOC)

Laura reviews what a HELOC is, who qualifies for one, how you can spend it, and the benefits and downsides to consider.

How Does a SEP-IRA Work?

How Does a SEP-IRA Work?

Laura answers a listener's question about using a SEP-IRA when you have a little or a lot of self-employment income.

What's the Cheapest Way to Sell a Home?

What's the Cheapest Way to Sell a Home?

Laura answers a listener's question about putting a property on the market that needs repairs when you have little cash or equity.

Can I Contribute the Family Limit to a Health Savings Account (HSA)?

Can I Contribute the Family Limit to a Health Savings Account (HSA)?

Laura answer’s a listener’s question about who can max out the family limit for an HSA, whether you’re married, have a domestic partner, or have chil…

The Basics of Investing in Mutual Funds

The Basics of Investing in Mutual Funds

Laura explains what a mutual fund is, the primary types of funds, their benefits, and how to purchase them.

Should I Sell Investments at a Loss for Taxes?

Should I Sell Investments at a Loss for Taxes?

Laura answers a listener's question about the best way to manage a losing investment.

How to Get Retirement Matching Without an Employer

How to Get Retirement Matching Without an Employer

Laura explains what IRA matching is, where to find various matching offers, and whether it’s worthwhile.

Am I Saving Enough for Retirement?

Am I Saving Enough for Retirement?

Laura answers a listener's question about how much you need to save for retirement and if you're on track to achieve it.

4 Ways to Fund a Roth No Matter Your Income

4 Ways to Fund a Roth No Matter Your Income

Laura reviews Roth benefits and four excellent ways to boost your Roth investments regardless of income.

How Should a Novice Investor Get Started?

How Should a Novice Investor Get Started?

Laura answers a listener's question about how to start investing without a company retirement plan.

Tips for Better Charitable Giving No Matter Your Budget

Tips for Better Charitable Giving No Matter Your Budget

Laura interviews Phil Buchanan and Grace Nicolette from The Center for Effective Philanthropy (CEP) about ways to give more.

How Can I Get an Affordable Self-Employed Benefits Package?

How Can I Get an Affordable Self-Employed Benefits Package?

Laura answers a listener's question about how to get affordable benefits when they become a full-time solopreneur.

Tips to Minimize Credit Damage After a Late Payment

Tips to Minimize Credit Damage After a Late Payment

Laura answers a listener’s question and reviews what happens to your credit after making a late payment, including tips to minimize the potential dam…

How Do Wealthy People Invest Money?

How Do Wealthy People Invest Money?

Laura answers a listener's question about how to invest extra money the way wealthy people do.