Podcast Feed
The Dark Side of Owning a Home
"My husband and I bought a home in 2021. We thought we were buying within our means, but are now overwhelmed with maintenance costs and increasing mo…
"Should We Liquidate to Buy a Home?"
"If my wife and I liquidate all assets except retirement which is around 40k, we could buy our first home in cash (300k). Should we consider this o…
Top Wealth Building Strategies by Net Worth
Personal finance is personal. A good strategy for someone in their 20s just starting out on their wealth building journey is probably not right for s…
"HELP! I'm Addicted to Saving!"
"I am so addicted to saving (30-35% savings rate) that I am worried I don't know how to turn it off. It is starting to affect my desire to enjoy toda…
This 401(k) Mistake Could Ruin Your Retirement!
The 401k is one of the most powerful wealth builders. However, there is a mistake people are making that could destroy their retirement. Jump start…
4 Ways to Pay for BIG Expenses
There are great resources out there like automated savings, savings buckets, and budgeting apps to help you know how much to save and to help with be…
"They're Making Me Retire - What Should I Do?"
"I'm an air traffic controller that has to retire at 56. I have TSP and 30-40% pension... but I feel like i am losing so much compound growth by forc…
Inflation's Down - Is My Cash In Danger?
"I saw your article on inflation slowing down - Do I need to start moving my cash out of my HYSA and lock in the high interest rates? Or should I wai…
5 Numbers You Should Know That Most Americans Don’t
We’re amazed at how many people do not track a few fundamental numbers when it comes to their finances. We correct that today. Buckle up to cozy up w…
How Do I Invest With a Variable Income?
"Increasing 401k sounds nice until you have a lean month and don’t have a good way of getting that money back. Especially when my pay varies. How d…
401k Savings Rates Are Going Up (What's Going On?!)
401(k) Savings rates are at an all-time high - so what's going on, and what do we think about this? Jump start your journey with our FREE financial …
7 Cashflow Milestones Worth Celebrating
You like self-assessing, knowing you’re on the right track, and celebrating those small wins along the way. We get it, because we do, too! This week,…
How to Handle Social Security in Early Retirement
"How should I deal with social security in early retirement? I'm planning on retiring at 45, so I won't have social security for over 20 years. Can m…
Is It Okay to Retire with a Mortgage?
"My Dad is set to retire soon but isn’t sure he should pay off the house first. With 250k left at 2.5%, he wants to keep the money invested. Is there…
Are Boomers Hoarding Wealth? (How to Do It Right)
It’s no surprise that the media is manipulative - with politics, finances, and more. They want to grab your attention and get a click. We watched a p…
How to Catch Up for Retirement When You're Older
We got a good question from Humphrey Yang: "How do you catch up if you're on the older side (45+) with very little retirement savings. I'm never sure…
Budgeting vs. Cash Flow Management: What’s the Difference?
"I recall hearing the guys talk about graduating from budgeting to cash flow management. Any details/advise for making this transition? We lean heavi…
3 Ways to Retire Early (That You Might Not Know About)
A lot of people want to retire early - or they at least want the option to. So how do you do it? Here are 3 different strategies that can help you re…
"We're About to Be Millionaires - Can We Reduce Our Savings?"
"We are on track to be liquid millionaires in 1 year at ages 38 and 37. Can we reduce our retirement savings down to 20% (not maxing out 401k's), a…
1 in 3 Young Adults Are Making This Housing Decision (Is It a Mistake?)
"My wife and I both work full time and are currently living with her parents to save up for a down payment on a house. We can afford 3% down but ca…