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529 Insanity

529 Insanity

You don't need $1 million in a 529. A 529 doesn't have to pay for everything either. Here's how to break away from the 529 lunacy. The post 529 Insan…

The X Factor

The X Factor

Financial knowledge isn't enough. Without the X Factor, you'll never reach financial success. Here's how to get to the next level. The post The X Fa…

Deferred Sales Trust: An Alternative to a 1031 Exchange

Deferred Sales Trust: An Alternative to a 1031 Exchange

If you're looking for the best tax-efficient way to sell a real estate investment, should you use a deferred sales trust or a 1031 exchange? The post…

Planning to Retire? Exit Strategies for Physician Private Practice

Planning to Retire? Exit Strategies for Physician Private Practice

If you're thinking about retiring from your private practice, here are a few things to think about before you get ready to sell. The post Planning to…

Roth IRAs, 457(f)s, and Other Retirement Account Questions

Roth IRAs, 457(f)s, and Other Retirement Account Questions

Answering reader questions about Roth IRAs and the pro-rata rule; self-directing your solo 401(k), 457(f)s, and 457(b)s; and when to do Roth conversi…

Nervous About the Government Taking Away PSLF? Start a PSLF Side Fund

Nervous About the Government Taking Away PSLF? Start a PSLF Side Fund

Worried PSLF is going away? The solution isn't to avoid the program; it's to save up a PSLF side fund you can use just in case it does. The post Nerv…

Fired Without an Emergency Fund!

Fired Without an Emergency Fund!

What are you supposed to do if you're laid off or fired and you don't have an emergency fund in place? Here are seven steps you can take. The post Fi…

Best Investment Portfolios — 150+ Portfolios Better Than Yours

Best Investment Portfolios — 150+ Portfolios Better Than Yours

A good investment portfolio is diversified, low-cost, passively managed, and consistent with your risk tolerance. Which one is best for you? The post…

How a Morally Dubious Dentist Changed The Beatles’ Sound: The Financial Wayback Machine

How a Morally Dubious Dentist Changed The Beatles’ Sound: The Financial Wayback Machine

Let’s journey back in time and discover how a celebrity-loving dentist turned The Beatles on to a different way of thinking about life. The post How …

Treasury Inflation Protected Securities (TIPS) — What You Need to Know

Treasury Inflation Protected Securities (TIPS) — What You Need to Know

Here's how TIPS works and whether it's a better deal than nominal bonds or other inflation-protected bonds like I Bonds. The post Treasury Inflation…

5 Ways to Set Up Your Kids Financially Without Ruining Them

5 Ways to Set Up Your Kids Financially Without Ruining Them

One of a parent's biggest dilemmas is, "How can we best set up our kids financially without ruining them?" Here are five suggestions. The post 5 Ways…

Credit Card Hacking for Travel

Credit Card Hacking for Travel

An interview with Dr. Lisha Taylor and Dr. Devon Gimble that's all about credit card hacking for travel. They talk about why they think high-income p…

What Emergency Docs Can Do to Beat Burnout

What Emergency Docs Can Do to Beat Burnout

More than 20 years after I started working, burnout in emergency medicine still has not gone away. Here's what you can do to avoid it. The post What …

Solar Panels: A Bad Financial Decision for Me

Solar Panels: A Bad Financial Decision for Me

We recently spent $95,000 on new solar panels for our house. We were supposed to see huge rewards for doing so. But how does it pencil out? The post …

What It Looks Like to Run Out of Money

What It Looks Like to Run Out of Money

Let's take a look at four retirees who have very little money coming in every month. How do they live their lives? How do they survive? The post Wha…

Should You Make Roth or Traditional 401(k) Contributions?

Should You Make Roth or Traditional 401(k) Contributions?

The Roth or traditional 401(k) decision can be complicated for high-income professionals. Consider these factors to best protect your income. The pos…

What Are Frivolous Tax Arguments?

What Are Frivolous Tax Arguments?

Do you know the difference between tax avoidance and tax evasion? Here's how to avoid frivolous tax arguments that may land you in jail. The post Wha…