Blog Feed
Is ‘Benefits Hacking’ Genius? Or Immoral?
Is "benefits hacking" a way of unfairly gaming the system, or justly playing by the rules? Savvy financial planning or an ethical gray area?
Wow, have you seen the stock market lately?
And by lately, I mean the past several years or more. The value of the S&P 500 index of stocks, where most of us hopefully have a good chun…
S&P 500 vs. College Endowments: The Results Are In
College endowments trail index funds, underperforming by 50% compared to the S&P 500. Why do schools keep losing billions on their investments? …
Stress-Free Saving, Dividend Inflation, & Two Magic Words 🙏
Happy Tuesday, happy people! A couple of reminders to kick off this awesome day… OK, let’s get on and talk about the money stuff! 👇👇👇 TO DO Try this …
Buy This, Not That: Car Ownership Edition 🚘
Cars cost WAY more than most people realize. I’m not talking about the initial sticker price. It’s everything associated with cars over time… Ongoing…
Teacher Retires Early at 45 Thanks to Strategic Living (FIRE in Paradise!)
Teachers aren’t known for their high salaries, so how did this one reach early retirement and FIRE at just 45 years old? Through “aggressive” saving …
The 10 Best Investors Of All Time
From Warren Buffett to Jack Bogle, the best investors built fortunes with time-tested strategies. See how they made history—and how you can apply the…
Fired Without an Emergency Fund!
What are you supposed to do if you're laid off or fired and you don't have an emergency fund in place? Here are seven steps you can take. The post Fi…
Report: How Much You Need To Save in Each State To Retire Comfortably
Americans are rightly concerned about the future and their ability to live comfortably in retirement. With so many things getting more expensive — in…
The Myth of Cash Flow
One dead giveaway that a real estate influencer is really more of a fake guru is an overemphasis on cash flow. Sure, it’s not as big a giveaway as ha…
Debt Fund Investing 101
There is a rising interest (pun intended) among investors about the returns offered by debt funds, so I thought I’d write an introduction to approach…
Federal Pell Grants Face $10 Billion Budget Deficit
Pell Grants face a $10 billion shortfall by 2027. If Congress doesn’t act, millions of students could see funding cuts. Here’s what to expect. The po…
$160k Talking About Australian Fantasy Football
Ryan "Heff" Gerlach started The Keeper League Podcast and keeperleaguepod.com.au on the side from his teaching job. It's not about football, not jus…
How I Make $7,500/Month Selling Print-On-Demand Gifts (And How You Can Too!)
If you’ve ever dreamed of quitting your 9-5, having financial freedom, or simply bringing in extra income from home, Emily’s journey proves that it’s…
The Million-Dollar Mindset of Personal Finance Enthusiasts
I keep reflecting on how incredible 2024 was. With the S&P 500 up 23%, Bitcoin surging, and residential real estate climbing in most of the coun…
If I Had To Start Over in 2025, Here’s How I’d Build a $1,000,000 Blog
One question I get a lot is “Would I start another blog in 2025?” In fact, I just had a friend ask me this question the other day. Yes, y…
Snowballing $20K into 10 Rentals by Doing What You (Probably) Won’t
Would you sell your car, live without plumbing and electricity, and shower at the gym daily to build a rental portfolio? Now, would you do it while h…
Snowballing to 6 Properties and $75K+/Year Cash Flow (After a Late Start!)
Do you want to get into real estate but fear you’re too late to the party? This middle-aged, middle-class couple thought so, too. Instead, they disco…
2025 Mortgage Delinquencies Tick Up: Will Housing Bounce Back OR Break Down?
ICE’s February 2025 Mortgage Monitor report is out, revealing new data that may signal a “shift” in the housing market. Could these changes lead hous…
Ask HTM: Is Direct Indexing Worth It, Sticky Cosigning Situations, & Kiddos With Credit Or Debit – …
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…