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Ask HTM: Gifting $ to Other’s Kids, Most Affordable Protein, & Snagging the 529 State Deduction – E…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
Tax Deductions For Tuition And Student Loans
The IRS tax code includes several tax deductions for tuition and student loans. Learn what these tax benefits are and how to maximize them. The post …
5 Good Times to Retire (and 1 Bad Time)
Per the 4% guideline, you can spend about 4% of your portfolio a year. But there are five times when that number might change significantly. The post…
Healthcare After Early Retirement
Healthcare is a huge issue in the United States if you plan to retire early. Most of us get health insurance through our employer. What happens if yo…
What Happens To Student Loans When You Die?
Some Federal student loans die with you, but private and Parent PLUS Loans have important consequences borrowers need to consider. The post What Happ…
Tax-Deferred Retirement Accounts: A Gift from the Government
Tax-deferred retirement accounts can reduce taxes, protect assets, plan your estate, and boost returns. Ignore them at your peril. The post Tax-Defer…
Should You Invest in the TIAA Real Estate Account (QREARX)?
If you have access to TIAA’s real estate account and you're thinking about investing in QREARX, here's what you should be thinking about. The post Sh…
Understanding The Biggest Risk to New Retirees (Sequence of Return Risk)
Two retirees, both starting with $1 million. Both average 6% returns over their retirement. One runs out of money completely. The other still has hun…
Artificially Feeling Poor May Help You Grow Rich One Day
What if one of the best ways to get wealthy is to trick yourself into thinking you’re broke? It sounds counterintuitive, even ridiculous. But after d…
How to Get a HELOC on Investment Property: Use Your Equity! (Rookie Reply)
Welcome to another Rookie Reply, where Tony J Robinson and Ashley Kehr answer questions from the BiggerPockets Forums and Real Estate Rookie Facebook…
How to Diversify Your Rental Portfolio for Financial Freedom Faster
You’ve built up (or are about to build) a rental portfolio, but something is telling you it’s time to pivot. Maybe you’ve gone too far into one strat…
How To Use 529 Plans For Non-College Education
529 plans cover trade programs, apprenticeships, licenses, and required CE. Learn how to verify eligibility and keep withdrawals tax free. The post H…
Friday Flight: Flipping For Cash, Health Insurance Hikes, & Grim Googling – Episode 1035
Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…
Tello Review: Unlimited Mobile Plan With No Contracts
Tello gives you the option to build your own cell phone plan, with a customized amount of data, minutes, and texting. See what they offer. The post T…
Building Is the Only Way Forward
It's important you read this. This is the only way forward... The post Building Is the Only Way Forward appeared first on Contrarian Thinking.
Why a HELOC Can Be a Smart Financial Tool for Physicians
Borrowing, when done smartly, can provide flexibility and help you reach financial goals. One option is a Home Equity Line of Credit (HELOC). The pos…
The $84T “Wealth Transfer” Coming for the Housing Market
Will the housing market surge for the next 25 years, or is the silver tsunami overblown? In this episode, the hosts of “On The Market” de…
How To Write An SAP Appeal (Example Letters And Guides)
If you find yourself losing financing aid due to Satisfactory Academic Progress, you can write an SAP Appeal Letter to try to regain aid. The post Ho…
This 15-Year-Old Built a $100k Business From His Bedroom
What if you could turn a teenage sports annoyance into a $100k business while juggling school, sports, and everything else that comes with being 15? …
Retirement and Decumulation
Answering reader questions about decumulation in retirement, how to start withdrawing from your investments, and when and if you should increase your…