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529 Plan Alternatives: UMGA, Roth IRA, And More
Learn about 529 plan alternatives like UGMA and Roth IRAs, including their pros and cons for college savings. The post 529 Plan Alternatives: UMGA, R…
What Families Should Do With Leftover 529 Plan Money
Leftover 529 funds? Families can use them for education, student loans, or even Roth IRA rollovers. The post What Families Should Do With Leftover 52…
Ask HTM: Gifting $ to Other’s Kids, Most Affordable Protein, & Snagging the 529 State Deduction – E…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
How To Use 529 Plans For Non-College Education
529 plans cover trade programs, apprenticeships, licenses, and required CE. Learn how to verify eligibility and keep withdrawals tax free. The post H…
Understanding Grandparent-Owned 529 Plans
A grandparent-owned 529 plan is a type of college savings plan where the account owner is a grandparent, as opposed to a parent. The post Understand…
529s and Spending for College
Answering reader questions about 529 accounts, how to invest them, and how to spend them down. We also discuss ways to help pay for college, and we a…
How To Pay For College With A 529 Plan [529 Plan Distributions]
Taking money out of a 529 plan is more complicated than putting money into a 529 plan. Here's how to take money out without getting penalized. The po…
529 Plans Grow 8% in Q2 2025 Before Big Rule Changes
529 plans grew nearly 8% in Q2 2025, ahead of major rule changes expanding qualified expenses. The post 529 Plans Grow 8% in Q2 2025 Before Big Rule …
New 529 Plan Rules Help Fund Credentials And Job Training
529 savings plans now support workforce training and credentials, including HVAC, plumbing, bar exams, and more. The post New 529 Plan Rules Help Fun…
You Should Love The 529 Plan More After OBBBA Passed
As soon as both my children were born in 2017 and 2019, I superfunded their 529 plans equal to the five-year gift tax exemption. At the time, I was t…
529 Plans Now Cover More K-12 Education Costs
529 plan funds can now cover books, online materials, and testing fees for K-12 students. The post 529 Plans Now Cover More K-12 Education Costs appe…
How To Use A 529 Plan For Private Elementary And High School
You can now use a 529 plan for K-12 Education up to $20,000 per year to pay for your children's private primary and secondary eduction expenses. The …
Can You Use A 529 Plan For SAT Or ACT Test Prep Or Tutoring?
SAT and ACT prep courses can get expensive quickly. Unfortunately, you cannot use a 529 plan to cover the cost. The post Can You Use A 529 Plan For …
529 Plan Account Balances Just Hit A Record In 2025
529 plan balances jumped to $525B in 2025, driven by a new Roth rollover rule. Here’s why parents are saving more. The post 529 Plan Account Balances…
529 Day Offers Bonuses To Start Saving For College
Key PointsMay 29 is recognized nationally as “529 Day,” with states and financial institutions offering bonuses, giveaways, and events to…
House Tax Bill Adds MAGA Accounts And Expands 529 Plans
Breaking down the House Ways and Means Committee Budget Reconciliation Bill, as it relates to higher education, student loans, and education tax bene…
What Are Qualified Expenses For A 529 Plan (And What Doesn’t Count)?
Wondering what are qualified expenses for a 529 plan? Here's exactly what can and can't be covered by your 529 college savings plan. The post What Ar…
Why I Still Don’t Love 529s (even with 529-to-Roth rollover)
From the inbox: Jeremy, I remember that you aren’t a big fan of 529s. But now that you can move excess 529 funds into a Roth IRA (thanks to Sec…
States Push Back On 529 Plan Churning With Withdrawal Limits
Some states are cracking down on 529 plan churning (simply running funds through without investing). Learn which rules might reduce your tax savings.…
Ask HTM: Responding to a Rental App Denial, Crummy 529 Plans, and Buying Land as an Investment for …
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…