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179. “He just turned 50 and we have no savings. I’m panicking.”

179. “He just turned 50 and we have no savings. I’m panicking.”

Kate is a 43-year-old mom and homeschool teacher. Drew is a 50-year-old professor. They’re $480k in debt with no savings and no retirement plan. Kate…

10.22.24  SCAM WARNING: Fake Credit Card Text Alerts  /  SAVE On Eating Out

10.22.24 SCAM WARNING: Fake Credit Card Text Alerts / SAVE On Eating Out

Our Consumer Action Center is getting a lot of calls about a growing text message scam that appears to be from your credit card company. Know how to …

HCFSA for Military | Health Care Flexible Spending Account Worth It for Military Families? #146

HCFSA for Military | Health Care Flexible Spending Account Worth It for Military Families? #146

A new benefit for military families! How good is it? In fall of 2024, SecDef announced a new Healthcare Flexible Spending Account (HCFSA) for militar…

Friday Flight - Longer Loans, Prepaying Principal, & Higher Heating Bills #894

Friday Flight - Longer Loans, Prepaying Principal, & Higher Heating Bills #894

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

Has Anyone Ever Gone Broke From Bad Tax Planning? (SB1589)

Has Anyone Ever Gone Broke From Bad Tax Planning? (SB1589)

Have you ever met someone whose retirement was wrecked by poor tax planning? While tax planning is essential, one big-named figure in the financial c…

“I’ve Never Invested Before and All My Money Is in a Savings Account. Help!”

“I’ve Never Invested Before and All My Money Is in a Savings Account. Help!”

If your money is just sitting around in a savings account, chances are it could be working harder for you somewhere else. This is the exact situation…

How to Fix the Retirement Savings Crisis

How to Fix the Retirement Savings Crisis

Why 401k and other defined contribution schemes are flawed, leading to a generation of workers unprepared for retirement. What are the solutions to f…

"Should I Sell My Investments to Pay Off My Debt?"

"Should I Sell My Investments to Pay Off My Debt?"

"My girlfriend and I are planning on moving in together early next year. I want to start fresh. Currently I have 14k in credit card debt, with roughl…

The Bucket Method For Managing Your Savings (Master Multiple Savings Goals)

The Bucket Method For Managing Your Savings (Master Multiple Savings Goals)

In this episode of the Personal Finance Podcast, we're going to talk about the bucket method for managing and organizing your savings. How Andrew Ca…

Am I Wrong to Worry About Retirement, with $2 Million Saved?

Am I Wrong to Worry About Retirement, with $2 Million Saved?

#549: Steven is stuck on the question of financial stability. How do you know if you have it? Is there an objective answer based on net worth? Or is …

Should I reduce my 401(K) Contributions to Save for a House? - Money Q&A

Should I reduce my 401(K) Contributions to Save for a House? - Money Q&A

In this episode of the Personal Finance Podcast Money Q&A, we're going to talk about should I reduce my 401k contributions to save for a house? …

Ask HTM - Underrated Ways to Scrimp and Save, the Best Way to Invest $60k, and Roth Conversion Tax Brackets #892

Ask HTM - Underrated Ways to Scrimp and Save, the Best Way to Invest $60k, and Roth Conversion Tax …

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

MtoM #192: Hospitalist Pays Off $380,000 of Student Loans and Finance 101: Target Date Funds

MtoM #192: Hospitalist Pays Off $380,000 of Student Loans and Finance 101: Target Date Funds

This hospitalist paid off $380,000 of student loans in only 3 years! She had a goal and a plan from the moment she completed training. She poured eve…

Can I Contribute the Family Limit to a Health Savings Account (HSA)?

Can I Contribute the Family Limit to a Health Savings Account (HSA)?

Laura answer’s a listener’s question about who can max out the family limit for an HSA, whether you’re married, have a domestic partner, or have chil…

10.10.24  Safe Saving: An FDIC Update  /  The Risks Of Seller Financed Mortgages

10.10.24 Safe Saving: An FDIC Update / The Risks Of Seller Financed Mortgages

Today, Clark has an update from the FDIC in the aftermath of the recent fintech meltdown, including the dangers of “blended banking” and how to spot …

What Is the Average Cost of College? (And How to Reduce Costs!)

What Is the Average Cost of College? (And How to Reduce Costs!)

How much will college cost for students aiming to enter in the fall? The most recent data on the average cost of college is out, and we're breaking d…

Buy What You Love Without Going Broke | Jen Smith

Buy What You Love Without Going Broke | Jen Smith

One of the questions we get asked most often is for guidance on what someone should and should not spend money on. The answer is always... it depend…

Gap Funds for FIRE | How to Save for Early Retirement in Taxable Accounts for Military #144

Gap Funds for FIRE | How to Save for Early Retirement in Taxable Accounts for Military #144

How do you finance the life between possible early retirment and 59.5 years old when you can access you retirement accounts? A gap fund is one common…

MtoM #191: Cash Flowing a Medical and Doctorate Degree and Finance 101: High Yield Savings Accounts

MtoM #191: Cash Flowing a Medical and Doctorate Degree and Finance 101: High Yield Savings Accounts

We have an incredible and inspirational couple on today. These two cash flowed both his medical school and residency as well as her Doctorate of Nurs…

What Hidden Fees and Costs are Sneaking Money From Your Wallet? (SB1583)

What Hidden Fees and Costs are Sneaking Money From Your Wallet? (SB1583)

Here's a shock: our least favorite brokerage company is in the news again with some monster hidden fees. Robinhood is accused of charging customers a…