Podcast Feed

Tips for Better Charitable Giving No Matter Your Budget

Tips for Better Charitable Giving No Matter Your Budget

Laura interviews Phil Buchanan and Grace Nicolette from The Center for Effective Philanthropy (CEP) about ways to give more.

174. “We make $300k but spend like we make $1M”

174. “We make $300k but spend like we make $1M”

Meet Forest, 40, and Kathleen, 43, a couple living in California with two kids. Despite Forest’s $300k salary, they’ve racked up $150k in credit card…

09.17.24  Back To Basics: SAVE MORE  /  A New Wave Of Ponzi Schemes

09.17.24 Back To Basics: SAVE MORE / A New Wave Of Ponzi Schemes

Today - we are going back to basics on saving. Recent stats are cause for concern about consumer spending and our average saving rate. Also, there’s …

Emergency Fund, 401(k), Down Payment: Saving Too Much...or Not Enough?

Emergency Fund, 401(k), Down Payment: Saving Too Much...or Not Enough?

One listener writes in, "I have my HYSA, my 401(k) plus employer match, a Roth IRA, and now am saving for a down payment. I'm worried I'm lopsided an…

How To Tell If a Corporate Bond Is a Good Investment with Sam Nofzinger, GM of Brokerage at Public

How To Tell If a Corporate Bond Is a Good Investment with Sam Nofzinger, GM of Brokerage at Public

You've heard a lot on the show about government bonds. But did you know that many companies (ones you know, like Apple, Nvidia, and a ton more) also …

You Work Too Hard To Be This Broke!

You Work Too Hard To Be This Broke!

📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Rachel Cruze answer your questions and discuss: "I was involved in a roman…

DIY Money Jr - How Much to Save for College?

DIY Money Jr - How Much to Save for College?

Quint and Daniel answer this question about beginning to save for college and how much should be saved.

173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)

173. “We spend 113% of what we make—but can’t do anything to fix it” (Part 2)

Michelle, 42, Ryan, 43, return for a deep dive into their Conscious Spending Plan. They spend $763 a month on Target, $1,185 a month on Amazon, and $…

MtoM #187: Pediatrician Pays Off $330,000 in Student Loans in 7 Years and Finance 101: The Basics of Asset Protection

MtoM #187: Pediatrician Pays Off $330,000 in Student Loans in 7 Years and Finance 101: The Basics o…

Today we are talking with a pediatrician who paid off $330,000 in 7 years. He talked about being mentally prepared for this to take a very long time.…

1426 - New York City’s Real Estate Brokerages Could to Be Destroyed By a New Law by Jeff Vasishta

1426 - New York City’s Real Estate Brokerages Could to Be Destroyed By a New Law by Jeff Vasishta

The New York real estate industry is fuming. New legislation might force landlords to pay the hefty broker’s fees that tenants have traditionally pai…

561: What Happens if High Expenses Extinguish Your FIRE?

561: What Happens if High Expenses Extinguish Your FIRE?

You did it; you achieved FIRE! After over a decade of hard work, you’ve reached financial independence and can retire early. You’re making more money…

The Power of Optionality: Small Bets, Big Payoffs

The Power of Optionality: Small Bets, Big Payoffs

In this episode, we explore the concept of optionality—how small, strategic decisions can lead to outsized rewards with limited downside risk. From a…

172. “We saved for retirement but have no money to spend NOW” (Part 1)

172. “We saved for retirement but have no money to spend NOW” (Part 1)

Michelle is 42, Ryan is 43. They’ve been married for 9 years and share three young children. Michelle worries about money; she always has. Ryan knows…

MtoM #186: Emergency Docs Get Back to Broke and Finance 101: Paying Off Your Mortgage

MtoM #186: Emergency Docs Get Back to Broke and Finance 101: Paying Off Your Mortgage

This two emergency doc family is back to broke! They are focused on getting their finances right early and while she is the finance nerd they are bot…

How Can I Pay Off My Mortgage Early?

How Can I Pay Off My Mortgage Early?

Laura answers a listener's question about whether to pay off a mortgage early and how to do it.

Friday Flight - Instant E-Bikes, Sputtering Savings, & Aldi’s Ascent #873

Friday Flight - Instant E-Bikes, Sputtering Savings, & Aldi’s Ascent #873

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

1416 - How to Figure Out Repair, Rehab, and Renovation Costs on Any Project by Bruce Woodruff

1416 - How to Figure Out Repair, Rehab, and Renovation Costs on Any Project by Bruce Woodruff

The question is asked all the time: How can I estimate average rehab costs? Well, there is no average rehab cost because there is no average rehab. S…

"HELP! I'm Addicted to Saving!"

"HELP! I'm Addicted to Saving!"

"I am so addicted to saving (30-35% savings rate) that I am worried I don't know how to turn it off. It is starting to affect my desire to enjoy toda…

He Saved Over 90% Of His Income By Doing This | Michael Alberse

He Saved Over 90% Of His Income By Doing This | Michael Alberse

What would you be willing to do to hit financial independence early? Michael Alberse lived differently for 2+ years to save over 90% of his income a…

08.20.24  New Retirement Savings Incentive  /  Liability Risks & Umbrella Insurance

08.20.24 New Retirement Savings Incentive / Liability Risks & Umbrella Insurance

Today, choosing the right phone plan could save you up to $1500 a year. Clark introduces our new Phone Plan Finder tool to help you cut through the c…