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Should You Pay Cash or Finance for a Car?
Car

Should You Pay Cash or Finance for a Car?

"​​How would you guys decide whether to finance or buy a car in cash? We’re 37 years old and on step 8, and we have $100k in a taxable brokerage. A u…

395: Rookie Reply: Using a Car as a Down Payment (!?), ADUs, & House Hacking 101

395: Rookie Reply: Using a Car as a Down Payment (!?), ADUs, & House Hacking 101

House hacking and renting by the room are two of the easiest ways for rookies to dive into the world of real estate investing. Both investing strateg…

151. Ask Tori: Buying a Car, Balance Transfers, and Choosing the Best Credit Cards

151. Ask Tori: Buying a Car, Balance Transfers, and Choosing the Best Credit Cards

We’re back with another “Ask Tori” Financial Feminist episode! Today Tori’s answering voicemail questions from the Financial Feminist community — inc…

Q&A: Settlements, $1,400 Car Payments, and $35K of Credit Card Debt

Q&A: Settlements, $1,400 Car Payments, and $35K of Credit Card Debt

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! If you want to ask us a question for a future epi…

03.27.24  Saving For College: 529 Plan Update  /  Upside Down Car Loans

03.27.24 Saving For College: 529 Plan Update / Upside Down Car Loans

Clark has news for parents and grandparents saving for a child’s college education. Also in this episode, reversals in the auto industry are landing …

Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Cheese Is Moved #805

Ask HTM - The Key Personal Finance Metric, Negotiating A Lower Car Loan Rate, & WTD When Your Chees…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

03.20.24  Small Business Retirement Plans  /  A Broken Market: Long-Term Care Insurance

03.20.24 Small Business Retirement Plans / A Broken Market: Long-Term Care Insurance

After the economic turmoil of the past 15 years, many workers struggle financially which affects their well-being and productivity. Clark discusses h…

03.19.24  Why You WANT To Shop Auto Insurance  /  Car Wash Subscriptions

03.19.24 Why You WANT To Shop Auto Insurance / Car Wash Subscriptions

In researching auto insurance, Clark has discovered some stats about the wide cost differences between various companies that will motivate you to sh…

Free Hertz's Elite Status for Military | Hertz President Circle | Rental Car Benefits for Military Servicemembers and Spouses #117

Free Hertz's Elite Status for Military | Hertz President Circle | Rental Car Benefits for Military …

Want elite status with Hertz for free? Want to skip the line at the rental car counter? Want a free upgrade? Easy! As a military servicemember or spo…

507: The Path to Early FI, Transferring 401(k) Funds, & Wiping Out Bad Car Debt

507: The Path to Early FI, Transferring 401(k) Funds, & Wiping Out Bad Car Debt

Everyone wants to reach financial independence as soon as possible. But if you really want to get on the path to early FI, you’ve got to start making…

10 Ways to Cut Car Insurance Premiums

10 Ways to Cut Car Insurance Premiums

Clever ways to reduce the cost of auto insurance without jeopardizing your financial security.

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical Money Moves #790

Ask HTM - Relying on a 0% Balance Transfer Card, Remedying an Out of Control Car Loan, & Sabbatical…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

"I'm Paying Cash for a Car - How Much Should I Spend?"

"I'm Paying Cash for a Car - How Much Should I Spend?"

If you're paying cash for a car instead of financing, does that change how much you should spend on the vehicle? We'll walk you through that questio…

01.31.24  Credit Card Debt Strategy  /  Car Buying Update

01.31.24 Credit Card Debt Strategy / Car Buying Update

Credit card debt is up 50% in the last 3 years with default rates on the rise, as higher interest rates exacerbate the problem. What would Clark do? …

Ask HTM - Career Pivoting to Day Trading, Life Insurance Alternatives, & Predicting Future Stock Market Returns #781

Ask HTM - Career Pivoting to Day Trading, Life Insurance Alternatives, & Predicting Future Stock Ma…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

01.22.24   Pricing Comparison Of The Retail Giants  /  Home & Auto Insurance

01.22.24 Pricing Comparison Of The Retail Giants / Home & Auto Insurance

Clark shares insights on how to Spend Less from a recent price study comparing behemoth retailers. Later - home and auto insurance is becoming more e…

Ask HTM – Best Credit Cards for Honeymooners, Paying Extra on a Mortgage, & Buying a Car from a Rental Agency #778

Ask HTM – Best Credit Cards for Honeymooners, Paying Extra on a Mortgage, & Buying a Car from a Ren…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

When Should You Buy a New Car?
Car

When Should You Buy a New Car?

How do you know when it's time to buy a new or used car instead of maintaining your current car? We'll walk you through that question and more in to…

01.15.24  BEST OF:  A Reset On Auto Insurance  /   Longevity Insurance

01.15.24 BEST OF: A Reset On Auto Insurance / Longevity Insurance

Wishing you a peaceful and uplifting MLK Day. Please enjoy this Best Of episode. Clark returns tomorrow with new ways to Save More, Spend Less and Av…

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Ask HTM - Ending A Car Lease, Velocity Banking Tricks, & When Index Funds Are Too Risky #769

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…