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Ask HTM: Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit Cards – Episode 946

Ask HTM: Birth Now Pay Later, Forcing Home Equity with a Basement Build, & Saving vs Paying Credit …

Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…

How To Pay Off Credit Card Debt (Without Feeling Overwhelmed)

How To Pay Off Credit Card Debt (Without Feeling Overwhelmed)

Credit card debt can feel overwhelming, but many people have faced it head-on and come out on top. In this article, we’ll cover the best ways to pay …

New Proposal Seeks 10% Cap On Credit Card APRs

New Proposal Seeks 10% Cap On Credit Card APRs

A new bill proposes capping credit card interest rates at 10%. Supporters say it offers relief, while critics warn it could limit access to credit. T…

7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift

7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift

Are you building wealth but feel like you can never enjoy it? Do you struggle with money, fearing you carry the same poor financial habits as your pa…

Friday Flight: Credit Score Supremacy, Avoiding Alts, & Points in Purgatory – Episode 930

Friday Flight: Credit Score Supremacy, Avoiding Alts, & Points in Purgatory – Episode 930

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

I’m Overwhelmed With Credit Cards And Bank Account Bonuses

I’m Overwhelmed With Credit Cards And Bank Account Bonuses

For nearly a decade now, I’ve been hitting up these credit card and bank account signup bonuses like it was a part-time job. In many ways, thes…

How To Improve Your Credit Score in 5 Key Areas

How To Improve Your Credit Score in 5 Key Areas

Are you looking to improve your credit score? Join the club! This mystical three digit number can be as difficult to understand as it is essential to…

How Long Will It Take for My Credit Score To Go Up if I Missed a Payment?

How Long Will It Take for My Credit Score To Go Up if I Missed a Payment?

Your credit score is a fluid three-digit number that can make or break your financial viability. That’s why it’s important to not miss even one payme…

Credit Score Expert Discusses Tips, Mistakes and Misconceptions

Credit Score Expert Discusses Tips, Mistakes and Misconceptions

A good credit score is one of the most important pieces to a healthy financial life. It’s also one of the more frustrating things to understand…

Why Are My Credit Scores Different?

Why Are My Credit Scores Different?

Your credit score can differ at each major credit bureau: Equifax, Experian and TransUnion. Though it defies logic, it’s part of financial life…

The Average Credit Score in America

The Average Credit Score in America

Your credit score is a powerful three-digit number that largely dictates your borrowing and purchasing power in the United States. That’s why money e…

Why Did My Credit Score Drop?

Why Did My Credit Score Drop?

You probably know that your credit score can drop if you don’t use credit responsibly, but there are some less than obvious things that can cause you…

4 Ways To Get Your Free Credit Score

4 Ways To Get Your Free Credit Score

Credit scores are important and there are multiple places where you can check your credit score for free. So how do you decide which to use? The post…

Why You Don’t Need an 800 Credit Score

Why You Don’t Need an 800 Credit Score

You know that your credit score is an important part of your financial life, but is it worth obsessing over obtaining a perfect or near perfect score…

Report: Average Credit Score in Each State

Report: Average Credit Score in Each State

Are the people who live around you responsible with their credit? Take a look at the states with the best and worst credit scores. The post Report: A…

Report: The States With the Best and Worst Credit Scores

Report: The States With the Best and Worst Credit Scores

Are the people who live around you responsible with their credit? Take a look at the states with the best and worst credit scores. The post Report: T…

What Is a Good Credit Score?

What Is a Good Credit Score?

Your credit score plays a gigantic role in your overall financial life. But how do you know if the score you have is a good one? The post What Is a G…

The #1 Mistake That Can Hurt Your Credit Score

The #1 Mistake That Can Hurt Your Credit Score

Credit scores are complex, but not understanding how they work can lead to big mistakes that could be keeping your score down unnecessarily! The post…