Podcast Feed

628 - What is Credit Card APR and Why Should You Care?

628 - What is Credit Card APR and Why Should You Care?

Knowing your credit card APR is crucial for your overall financial health. Money Girl is here to help you understand APR and how it gets calculated o…

2.12.20 Amazon vs Costco; Maxing out your credit cards; Cheap home security options expanded

2.12.20 Amazon vs Costco; Maxing out your credit cards; Cheap home security options expanded

Wall Street analysts predicted the demise of Costco Wholesale not that long ago, believing it had no chance against Amazon. But Costco and Sam’s Club…

Prioritizing Credit Card Debt

Prioritizing Credit Card Debt

In this episode, Quint and Daniel answer another listener's question concerning paying off credit card debt while paying life's expenses at the same …

1.27.20 Coronavirus impact; FedEx email scam; FICO credit score changes

1.27.20 Coronavirus impact; FedEx email scam; FICO credit score changes

We face unknowns with the Coronavirus outbreak. Some practical matters to be aware of. Historically, odds favor the virus not becoming widespread in …

Ask Paula: Help! My Mom or Dad Took Out a Credit Card in My Name. Am I On the Hook?

Ask Paula: Help! My Mom or Dad Took Out a Credit Card in My Name. Am I On the Hook?

#229: Normally, we’re a once-a-week podcast, with episodes airing every Monday. But on the first Friday of every month, we have a First Friday bonus …

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financing a Car to Boost Credit Score #144

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financin…

This week on the podcast we’re answering your questions! 1 - Should I close a credit card that has a $40 annual fee? 2 - As a minor with my first job…

11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscriptions

11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscripti…

Roughly 20% of American adults have no credit file at all. There’s not enough data to establish credit risk. Around 25% of American adults have low c…

Ask HTM - Going on Vacation While Still in Student Loan Debt, Paying for a Home Renovation, and Credit Card Auto Rental Insurance #136

Ask HTM - Going on Vacation While Still in Student Loan Debt, Paying for a Home Renovation, and Cre…

This week on the pod we’re answering your questions! 1 - How do I justify going on vacation while I still have student loans? 2 - Should I pay for an…

Tracking Credit Card Expenses

Tracking Credit Card Expenses

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately.

Credit Score Ranges and What They Mean for Your Money

Credit Score Ranges and What They Mean for Your Money

​Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more…

10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?

10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?

We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt…

10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamond store

10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamo…

Southwest is having a sweet sale right now! An all-out price war to zero is underway with small company Interactive Brokers and giant Charles Schwab.…

Using Credit Cards for 50k in Free Travel with Brad Barrett #126

Using Credit Cards for 50k in Free Travel with Brad Barrett #126

This week we’re excited to have our friend Brad Barrett join us on the podcast. Brad is co-host of the podcast ChooseFI, but before that he was a CPA…

9.19.19 New Walmart credit card; People love to help; Factors that make car insurance cost more

9.19.19 New Walmart credit card; People love to help; Factors that make car insurance cost more

With new partner Capital One, Walmart is offering a store credit card or a co-branded Walmart Mastercard. With the use of their app tied in with a Ca…

Rebuilding a Rough Credit Score #113

Rebuilding a Rough Credit Score #113

Much of our financial life often revolves around one number- our credit score. It’s really important that your score is in a healthy range as it impa…

7.25.19 Solar power becoming a slam dunk decision; Kids with credit cards? Oh no; Ditch your big bank for a better online one

7.25.19 Solar power becoming a slam dunk decision; Kids with credit cards? Oh no; Ditch your big ba…

Solar prices have plummeted. More consumers should strongly be considering purchasing whole-home solar; Almost 20% of kids carry a credit card. That …