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Ask Paula: Help! My Mom or Dad Took Out a Credit Card in My Name. Am I On the Hook?

Ask Paula: Help! My Mom or Dad Took Out a Credit Card in My Name. Am I On the Hook?

#229: Normally, we’re a once-a-week podcast, with episodes airing every Monday. But on the first Friday of every month, we have a First Friday bonus …

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financing a Car to Boost Credit Score #144

Ask HTM - Where a Minor Should Save and Invest, Security Concerns with Budgeting Apps, and Financin…

This week on the podcast we’re answering your questions! 1 - Should I close a credit card that has a $40 annual fee? 2 - As a minor with my first job…

11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscriptions

11.6.19 Credit score help for licensed professionals; Krispy Kreme follow-up; Cancelling subscripti…

Roughly 20% of American adults have no credit file at all. There’s not enough data to establish credit risk. Around 25% of American adults have low c…

Ask HTM - Going on Vacation While Still in Student Loan Debt, Paying for a Home Renovation, and Credit Card Auto Rental Insurance #136

Ask HTM - Going on Vacation While Still in Student Loan Debt, Paying for a Home Renovation, and Cre…

This week on the pod we’re answering your questions! 1 - How do I justify going on vacation while I still have student loans? 2 - Should I pay for an…

Tracking Credit Card Expenses

Tracking Credit Card Expenses

In this episode, Quint and Daniel discuss how to track expenses when using credit cards given the expense is not taken immediately.

Credit Score Ranges and What They Mean for Your Money

Credit Score Ranges and What They Mean for Your Money

​Credit scores are the gatekeepers of credit. They determine how much credit you’ll receive and under what terms. Credit scores have also become more…

10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?

10.2.19 Credit score drops; Investment cons are alive and well; When to ditch an old car?

We borrow principally for a home, vehicle, credit cards, student loans. A long-held frustration is how scoring models punish you for eliminating debt…

10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamond store

10.1.19 Schwab eliminates trading fees; Using your credit card overseas; Getting married in a diamo…

Southwest is having a sweet sale right now! An all-out price war to zero is underway with small company Interactive Brokers and giant Charles Schwab.…

Using Credit Cards for 50k in Free Travel with Brad Barrett #126

Using Credit Cards for 50k in Free Travel with Brad Barrett #126

This week we’re excited to have our friend Brad Barrett join us on the podcast. Brad is co-host of the podcast ChooseFI, but before that he was a CPA…

9.19.19 New Walmart credit card; People love to help; Factors that make car insurance cost more

9.19.19 New Walmart credit card; People love to help; Factors that make car insurance cost more

With new partner Capital One, Walmart is offering a store credit card or a co-branded Walmart Mastercard. With the use of their app tied in with a Ca…

Rebuilding a Rough Credit Score #113

Rebuilding a Rough Credit Score #113

Much of our financial life often revolves around one number- our credit score. It’s really important that your score is in a healthy range as it impa…

7.25.19 Solar power becoming a slam dunk decision; Kids with credit cards? Oh no; Ditch your big bank for a better online one

7.25.19 Solar power becoming a slam dunk decision; Kids with credit cards? Oh no; Ditch your big ba…

Solar prices have plummeted. More consumers should strongly be considering purchasing whole-home solar; Almost 20% of kids carry a credit card. That …

599 - 8 Reasons Your Credit Score Dropped and What to Do

599 - 8 Reasons Your Credit Score Dropped and What to Do

Did your credit scores drop for no apparent reason? Use these wise tips to boost your scores quickly, so an unexpected credit score dip doesn’t hurt …

7.16.19 Credit card companies cutting benefits; Ford transmission issues; Consumer debt at all-time high

7.16.19 Credit card companies cutting benefits; Ford transmission issues; Consumer debt at all-time…

Credit card companies are torching the secondary benefits that they offer their customers; A lot of Ford Focus' and Fiesta's have major transmission …

7.15.19 Smart speakers spying; Watch out for this new credit card scam; Texas makes college free for some

7.15.19 Smart speakers spying; Watch out for this new credit card scam; Texas makes college free fo…

Google smart speakers are ALSO spying on you. Know what you are getting into before you buy; Clark tells you what to watch out for with this new cred…

Ask HTM - Cutting Costs by Replacing Light Bulbs, Negotiating a Lower Credit Card APR, and Peer to Peer Lending #104

Ask HTM - Cutting Costs by Replacing Light Bulbs, Negotiating a Lower Credit Card APR, and Peer to …

This week on the pod we’re answering your questions! 1 - Should I keep my car payment around in order to boost my credit score? 2 - When does it make…

7.12.19 Watch out for credit card companies lowering limits; Clark Stinks

7.12.19 Watch out for credit card companies lowering limits; Clark Stinks

Credit card companies are lowering the limits of their customers at random. Clark tells you how to protect yourself; Christa reads listener posts abo…