Podcast Feed

211. How to Pay Off Credit Card Debt

211. How to Pay Off Credit Card Debt

If you’ve been struggling to break free from credit card debt––you’re in the right place. In this episode, I’m diving deep into one of the most commo…

7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift

7 Maxed Out Credit Cards to Money Expert by Making a BIG Mental Shift

Are you building wealth but feel like you can never enjoy it? Do you struggle with money, fearing you carry the same poor financial habits as your pa…

01.15.25   A Plan For Credit Card Debt  /  Direct & Free Tax Filing

01.15.25 A Plan For Credit Card Debt / Direct & Free Tax Filing

Many Americans are stressed about spending decisions made over the holidays as the credit card bills roll in. Today, a Clark smart assignment for dea…

Winning Financially in 2025: Getting a Deal with Your Credit Card

Winning Financially in 2025: Getting a Deal with Your Credit Card

If you're not negotiating these three things with your credit card company, you're leaving money on the table. Today, Nicole shows you how. It's your…

Friday Flight - Credit Score Supremacy, Avoiding Alts, & Points in Purgatory #930

Friday Flight - Credit Score Supremacy, Avoiding Alts, & Points in Purgatory #930

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of hea…

187. “We’re worth $87M, Why are we arguing over credit card bills?”

187. “We’re worth $87M, Why are we arguing over credit card bills?”

David (36) and Victoria (35) have been married for two years, yet their finances are largely separate. David is a startup founder—cash strapped and o…

12.11.24  Tariffs And Car Prices  /  Store-Branded Credit Cards

12.11.24 Tariffs And Car Prices / Store-Branded Credit Cards

Today, Clark discusses tariffs and the potential for rising car prices. So should you pull the trigger and buy now?  Also, you may be tempted to get …

11.21.24  Shopping Season - Return Policies  /  Got Credit Card Debt?

11.21.24 Shopping Season - Return Policies / Got Credit Card Debt?

We’re one week out from Thanksgiving, and holiday shopping is in full swing. One thing to consider - return policies. Clark has a personal story to s…

Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

"I Only Want 1 Credit Card!" Best Military Credit Card Strategies for 1, 3, or 5+ Cards #147

"I Only Want 1 Credit Card!" Best Military Credit Card Strategies for 1, 3, or 5+ Cards #147

This may surprise you! Want to experience an easier and simplified strategy for military credit cards? That's fine! We'd ask "why" you don't want mor…

10.24.24  How To Use Payment Apps Safely  /  Credit Card Receipt Signatures - Why?

10.24.24 How To Use Payment Apps Safely / Credit Card Receipt Signatures - Why?

Shopping season is upon us and the use of payment apps is commonplace, but more fraud protections are needed. Know the safest way to use these apps i…

10.22.24  SCAM WARNING: Fake Credit Card Text Alerts  /  SAVE On Eating Out

10.22.24 SCAM WARNING: Fake Credit Card Text Alerts / SAVE On Eating Out

Our Consumer Action Center is getting a lot of calls about a growing text message scam that appears to be from your credit card company. Know how to …

Cut Debt out of Your Life, One Credit Card at a Time

Cut Debt out of Your Life, One Credit Card at a Time

📱Watch the full episode for free in the Ramsey Network app. Jade Warshaw & Ken Coleman answer your questions and discuss: "How do I find margin when…

How to Master Credit Cards (and Beat The Banks!)

How to Master Credit Cards (and Beat The Banks!)

In this episode of the Personal Finance Podcast, how to master your credit cards and beat the banks. How Andrew Can Help You:  Don't let another ye…

09.19.24  Your Privacy: OptOutPreScreen  /  First Credit Cards

09.19.24 Your Privacy: OptOutPreScreen / First Credit Cards

Clark has tips for mortgage and other loan shoppers, including advice about credit inquiries, and the importance of OptOutPreScreen in your life. Als…

How Many Credit Cards Should I Have? - Money Q&A

How Many Credit Cards Should I Have? - Money Q&A

In this Money Q&A episode of the Personal Finance Podcast, we're going to talk about how many credit cards should I have?  Today we are going to…

Ask HTM - Smarter Ways to Cut Credit Cards, Unrealized Capital Gains on the 401k, & Jumbo Down Payments #880

Ask HTM - Smarter Ways to Cut Credit Cards, Unrealized Capital Gains on the 401k, & Jumbo Down Paym…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

Ask HTM - Stiff Credit Card Surcharges, Slashing Student Loan Payments, & Multi Family House Hacking #877

Ask HTM - Stiff Credit Card Surcharges, Slashing Student Loan Payments, & Multi Family House Hackin…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

08.27.24  Credit Card Debt - Have A PLAN   /  Ending Distracted Driving

08.27.24 Credit Card Debt - Have A PLAN / Ending Distracted Driving

Clark shares some tough new stats about American credit card debt. If you are in debt, you are definitely not alone. Know the strategies that can set…

Cut Up Those Credit Cards so You Can Actually Chase Freedom!

Cut Up Those Credit Cards so You Can Actually Chase Freedom!

📱Watch the full episode for free in the Ramsey Network app. Ken Coleman & Jade Warshaw answer your questions and discuss: "How do I stop living payc…