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314: Rookie Reply: Mortgage Points, Seasoning Periods, and Cash-Out Refinancing 101

314: Rookie Reply: Mortgage Points, Seasoning Periods, and Cash-Out Refinancing 101

Are mortgage points really worth it? In many cases, they can save you money on a loan. But be careful; that lower rate might not be worth the cash yo…

08.18.23   Clark Answers His Critics on Clark Stinks  /   Carrying Credit Card Debt

08.18.23 Clark Answers His Critics on Clark Stinks / Carrying Credit Card Debt

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks. Later, 20% of credit card users have …

Friday Flight - Pet Debt, Job Hopping, & Goldilocks Cash #711

Friday Flight - Pet Debt, Job Hopping, & Goldilocks Cash #711

Time for a Friday Flight- our sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out th…

442: Finance Friday: Planning for a Family Costs More Than I Thought…

442: Finance Friday: Planning for a Family Costs More Than I Thought…

Knowing how to budget is one thing. Knowing how to budget for a pricey pregnancy and future family is another. So, how do you smoothly go from a coup…

08.16.23  The Credit Card Surcharge War  /  The Man From ROTH

08.16.23 The Credit Card Surcharge War / The Man From ROTH

Credit cards are a massive expense for businesses. The U.S. has the highest merchant fees in the world, so many merchants pass on the expense to cust…

Small But Mighty Real Estate Investing w/ Chad Carson #710

Small But Mighty Real Estate Investing w/ Chad Carson #710

We’re stoked to be talking with our friend Chad Carson, aka Coach Carson, which is also where you can find him online: CoachCarson.com. We’ve known C…

How to Erase Medical Debt & Avoid Overpaying

How to Erase Medical Debt & Avoid Overpaying

There are a few key phrases, online tools, and strategies that are key to unlocking this intentionally opaque industry—so we're going to cover it all…

Average Debt by Age! (How Do You Compare Against Other Americans?)

Average Debt by Age! (How Do You Compare Against Other Americans?)

Debt is one of the biggest problems facing Americans. In this episode, we’ll break down exactly how much debt the average American has at different a…

Three Things You NEED To Negotiate With Your Credit Card Company

Three Things You NEED To Negotiate With Your Credit Card Company

If you're not negotiating these three things, you're leaving money on the table. It's your hard-earned money, you might as well fight for it! Listen …

8 Debt Payoff Methods You Should Know

8 Debt Payoff Methods You Should Know

While you might think all debt is bad, some can actually improve your finances.

8 Tips For a New Credit Card #87

8 Tips For a New Credit Card #87

Jamie and Spencer Reese from militarymoneymanual.com share their top 8 tips for when they get a new credit card in the mail. Find the transcript of t…

Ask HTM - Employer Matched Vacation Savings, Free Credit Card Cell Phone Insurance, & Assumable Mortgages #706

Ask HTM - Employer Matched Vacation Savings, Free Credit Card Cell Phone Insurance, & Assumable Mor…

We’re kicking off the week by answering listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for yo…

Ask Paula: I’m Recently Retired. Do I Pay Off My Rentals Or Buy More Real Estate?

Ask Paula: I’m Recently Retired. Do I Pay Off My Rentals Or Buy More Real Estate?

#455: Yvette recently retired with the goal of reaching a $10,000 monthly income from her real estate investments. Should she put her money toward de…

08.03.23  Turn Debt Shame Into A Debt Plan  /  High Water Bills

08.03.23 Turn Debt Shame Into A Debt Plan / High Water Bills

People tend to carry a lot of embarrassment, shame and or anger around debt and other financial mistakes. Counselor Clark would like a word with you……

437: Wedding Costs Are WILD: Is Your Dream Day Worth Going Into Debt?

437: Wedding Costs Are WILD: Is Your Dream Day Worth Going Into Debt?

Wedding costs have been slowly growing over the past few decades. But recently, after a wild 2020, 2021, and 2022 wedding season, the average wedding…

Should Parents Give A Child A Credit Card For College?

Should Parents Give A Child A Credit Card For College?

We dive into whether parents should give their child a credit card to use for when they go off to college.

Everything you Need to Know About Your Student Loans (and How to Prepare to Start Paying Them Off!)

Everything you Need to Know About Your Student Loans (and How to Prepare to Start Paying Them Off!)

In this episode of the Personal Finance Podcast, we are going to talk about everything you need to know about your student loans and how to prepare f…

Changing Investments Due to Expense Ratio

Changing Investments Due to Expense Ratio

On this episode of DIY Money, Quint and Daniel discuss expense ratios and swapping one investment for another.

1015 - How To Calculate Debt-To-Income Ratio by Chris Bibey

1015 - How To Calculate Debt-To-Income Ratio by Chris Bibey

A sound understanding of how to calculate debt-to-income ratio is critical to your overall financial health. Rather than guess and hope for the best,…

#301: How to Pay Off Rental Debt in 5 Years (A Case Study)

#301: How to Pay Off Rental Debt in 5 Years (A Case Study)

Episode #301 - Debt is not a religion, it's a tool. Once you're done using those tools, it's time to put them into the tool box. I'll share powerful …