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Retirement Income Strategies — And Here’s Our Plan for When We FIRE
What's the point of all these income strategies in retirement? Let’s look at the risks and benefits of some and why you might consider them. The post…
Are You Headed for FIRE or the Middle-Class Trap? (Finance Friday)
If there’s an issue that keeps aspiring early retirees up at night, it’s the dreaded middle-class trap. At just 28 years old, this financially savvy …
Q&A: Early Retirement Doesn’t Equal “Done”—It’s a Pivot
Below is an email transcript from a BiggerPockets Money listener who sent me a message about their personal financial situation and wanted my insight…
February 2025 FIRE Update
Hey Everyone! Did you have a good month? February was another hectic month at the RB40 household. I was busy fixing up our rental condo. That’s done …
Teacher Retires Early at 45 Thanks to Strategic Living (FIRE in Paradise!)
Teachers aren’t known for their high salaries, so how did this one reach early retirement and FIRE at just 45 years old? Through “aggressive” saving …
Fired Without an Emergency Fund!
What are you supposed to do if you're laid off or fired and you don't have an emergency fund in place? Here are seven steps you can take. The post Fi…
Finance Friday: Chasing FIRE by 35 WHILE Supporting Extra Family Members
Is something stopping your FIRE? Today’s guest wants to retire early at 35, but with a shaky budget, extra expenses, and a problematic rental propert…
Having Kids Might Not Hurt Your Ideal FIRE Lifestyle After All
There are plenty of reasons people choose not to have kids, with the cost of raising them being a major one. Another big factor is the fear that chil…
Freedom at 40 or Fortune at 65? Escaping the Middle-Class Trap and the Trade-Off Between Early Reti…
Achieving financial freedom in your 30s or 40s may come at the cost of maximizing your tax-advantaged wealth at 65. Many high earners follow traditio…
Has the FIRE Formula Changed? Why 100% Index Funds Isn’t the Answer
Is a 100% index fund portfolio no longer the FIRE formula? The market has changed, and maybe your portfolio allocation needs to change with it. With …
Ask HTML: Parlaying Real Estate Equity into Stocks, FIRE Recommendations, & Unloading a Car with a …
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
Sahil Bloom: The “X Factor” for Financial Freedom and Why FIRE Won’t Make You Happy
Do we focus too much on just one type of wealth? What if the key to a happy life isn’t retiring early, ascending the corporate ladder, or having more…
January 2025 FIRE Update
Hey Everyone! January was a hectic month for me. Our rental is vacant and I’ve been getting it ready for sale. Mrs. RB40 and I also had some health i…
The Beauty Of Coast FIRE
The financial independence movement changed my life, but funny enough, I don’t really consider financial independence an important part of my l…
How to FIRE Faster with a Self-Directed IRA
How can you use your retirement accounts to reach FIRE faster? We’ve talked a lot about the “middle-class trap”—having too much of your net worth tra…
The Middle-Class Trap That Could Keep You from FIRE (How to Escape It)
Buying a house, maxing out your 401(k), and leveraging real estate can help you achieve financial independence. But suppose your goal is to retire ea…
Housing Markets With the Highest Wildfire and Climate Risks
I personally live in Los Angeles, so I wanted to calculate and measure which areas were already prone to wildfire risk, according to the Federal Emer…
The One Thing Most FIRE Chasers Get Wrong (and Later Regret in Retirement)
Why do so many in early retirement struggle with happiness? We know you’ve told yourself, “Once I hit FIRE, I’ll be living the dream! Every day will …
How to Make More Passive Income with Fewer Rentals (& ACTUALLY Retire Early)
Want to retire early? Then, STOP buying rental properties. You heard that right; buying more rental properties may actually push you further away fro…
How To Retire Early (4 Strategies To Retire Years Ahead of Schedule)
Retiring early is a dream for many, but it requires careful planning, disciplined saving, and strategic investing. This guide breaks down actionable …