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How The Irrevocable Life Insurance Trust Saves Families From the Estate Tax Hammer

How The Irrevocable Life Insurance Trust Saves Families From the Estate Tax Hammer

Lately, I’ve been thinking more about estate planning. Part of it is just getting older. Part of it is having young children I want to protect no mat…

Friday Flight: Flipping For Cash, Health Insurance Hikes, & Grim Googling – Episode 1035

Friday Flight: Flipping For Cash, Health Insurance Hikes, & Grim Googling – Episode 1035

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

How Much Disability Insurance Should You Buy?

How Much Disability Insurance Should You Buy?

You know that you, as a white coat investor, need disability insurance. But how much should you actually buy? Here's how to figure it out. The post H…

Ask HTM: Is a 25% Savings Rate Overkill, Avoiding State Minimum Insurance Requirements, & Eliminating 401k Loans – Episode 1030

Ask HTM: Is a 25% Savings Rate Overkill, Avoiding State Minimum Insurance Requirements, & Eliminati…

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

Disability Insurance for Physicians Who Are Federal or State Employees

Disability Insurance for Physicians Who Are Federal or State Employees

Are you a federally employed physician? Do you work for your state? If so, here are some of your options for disability insurance. The post Disabilit…

Insurance 101: How to Protect Your Property and Ensure Tenants Are Covered

Insurance 101: How to Protect Your Property and Ensure Tenants Are Covered

This article is presented by RentRedi. Hurricane season is here, and after last year’s major storms, property protection should be top of mind for in…

Ask HTM: Jumping Back Into the Workforce, HELOC Cash Grab, and Free Life Insurance Gotchas – Episode 1,021

Ask HTM: Jumping Back Into the Workforce, HELOC Cash Grab, and Free Life Insurance Gotchas – Episod…

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

Why You Have a 65% Lower Chance of Being Declined for Disability Insurance (If You Use a WCI-Approved Agent)

Why You Have a 65% Lower Chance of Being Declined for Disability Insurance (If You Use a WCI-Approv…

There is nothing that bothers me more than a suggestion that WCI is selling out doctors. So, let's talk about a couple of recent accusations. The po…

You Might Have Property Insurance, But is the Rest of Your Short-Term Rental Protected?

You Might Have Property Insurance, But is the Rest of Your Short-Term Rental Protected?

It started with a leak. At first, it was just a mysterious puddle forming near the bathroom. The guest texted around 7:45 p.m. “Hey! Not a big deal, …

What Is Student Loan Insurance And Should You Get It?

What Is Student Loan Insurance And Should You Get It?

Student loan insurance is a new option from EdInsure that allows you to buy protection if your future income doesn't allow you to make a student loan…

PSLF, Insurance, and Bonds

PSLF, Insurance, and Bonds

Answering reader questions about Public Service Loan Forgiveness, looking for disability insurance as a resident, and what role bonds should play in …

Disability Insurance: The Vital Role of the Residual/Partial Disability Rider

Disability Insurance: The Vital Role of the Residual/Partial Disability Rider

A residual or partial disability rider provides insurance benefits to doctors who can still work but who can't perform all their duties. The post Dis…

Friday Flight: Dumpster Diving, Insurance Dodging, & Pudgy Penguins – Episode 996

Friday Flight: Dumpster Diving, Insurance Dodging, & Pudgy Penguins – Episode 996

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

What to Do When Your Insurance Rates Go Up: A Guide for Physicians

What to Do When Your Insurance Rates Go Up: A Guide for Physicians

Insurers are raising premiums for a mix of reasons, many tied to shifting market conditions and increased costs. Here's what to do about it. The post…

A Terrible Life Insurance Mistake That Cost Me A Fortune

A Terrible Life Insurance Mistake That Cost Me A Fortune

In late 2022, my wife and I were finally able to lock in matching 20-year term life insurance policies at an affordable rate through Policygenius. Fo…

Ask HTM: Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lending – Episode 994

Ask HTM: Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lendi…

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

Why You Need Disability Insurance (and I Need Shoulder Pads)

Why You Need Disability Insurance (and I Need Shoulder Pads)

Protective gear is like the disability insurance in your financial plan. You don't expect you're going to need it. But you might. The post Why You N…

Landlord Spring Checklist: Protect Your Investment and Prevent Insurance Claims

Landlord Spring Checklist: Protect Your Investment and Prevent Insurance Claims

For most people, spring is about deep-cleaning the garage, planting flowers, or finally putting away that rogue holiday decoration still sitting in t…

The Rookie Guide to Asset Protection: LLCs, Insurance, Partnerships, & Trusts

The Rookie Guide to Asset Protection: LLCs, Insurance, Partnerships, & Trusts

Do you really need an LLC for rentals? What about a trust? What kind of insurance should you get? With so many questions (and confusion) surrounding …

Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save – Episode 982

Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save…

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…