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Employer Plan Versus IRA
IRA

Employer Plan Versus IRA

Quint and Allie talk through whether to utilize an employer plan (like a 403(b)) or an Individual Retirement Account (IRA).

Maxing Out a 401(k) and IRA: Rules, Limits, and Tax Benefits Explained

Maxing Out a 401(k) and IRA: Rules, Limits, and Tax Benefits Explained

Laura answers a listener's question about whether you can use multiple retirement accounts in the same year.

How to FIRE Faster with a Self-Directed IRA

How to FIRE Faster with a Self-Directed IRA

How can you use your retirement accounts to reach FIRE faster? We’ve talked a lot about the “middle-class trap”—having too much of your net worth tra…

Who's Eligible for a Spousal IRA?

Who's Eligible for a Spousal IRA?

Laura reviews the rules for using a spousal IRA, including who’s eligible to have one and the money-saving tax benefits you receive.

Ask HTM - Sahm Rule Recession Indicator, New App Gives Kids IRAs, & Paying for Big One-Time Expenses #931

Ask HTM - Sahm Rule Recession Indicator, New App Gives Kids IRAs, & Paying for Big One-Time Expense…

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a ques…

Real Estate in a Roth IRA

Real Estate in a Roth IRA

Daniel and Allie talk about having real estate in an IRA.

WCI #397: Roth, Mega Backdoor Roth, Solo 401(k)s and IRAs

WCI #397: Roth, Mega Backdoor Roth, Solo 401(k)s and IRAs

Today we are answering your retirement account questions. We answer questions about the mega backdoor Roth, Roth conversions, solo 401(k)s, individua…

Q&A: Buying Bitcoin at $100K, When to Close a Business, & HSA vs. Roth IRA

Q&A: Buying Bitcoin at $100K, When to Close a Business, & HSA vs. Roth IRA

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions! --- ⭐️ Open a Bond Account on⁠ ⁠⁠⁠⁠Public…

11.25.24 BEST OF: The Fate Of Traditional 401(k)s & IRAs  /   Carry On Karma Vs Baggage Fees

11.25.24 BEST OF: The Fate Of Traditional 401(k)s & IRAs / Carry On Karma Vs Baggage Fees

Happy Thanksgiving Week! Please enjoy this Best Of episode. Clark returns December 2nd with new ways to Save More, Spend Less and Avoid Getting Rippe…

Friday Flight - Auto-IRAs, Travel Tuesday, & Sloppy Seconds #909
IRA

Friday Flight - Auto-IRAs, Travel Tuesday, & Sloppy Seconds #909

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines…

2025 TSP & IRA Contribution Limits: $23,500 & $7,000 #150

2025 TSP & IRA Contribution Limits: $23,500 & $7,000 #150

2025 contribution limits are out!  In this episode, Spencer and Jamie discuss the newly announced IRS contribution limits for retirement accounts in …

Mailbag | Backdoor Roth IRA, 4% Rule & 401k Strategies for Retirement Planning | With Rachael Camp | 521

Mailbag | Backdoor Roth IRA, 4% Rule & 401k Strategies for Retirement Planning | With Rachael Camp …

Answering Listener Questions on asset allocation, retirement strategies, and the intricacies of real estate investing. With Brad Barrett and Rachael …

Q&A: How to Take Bitcoin Profits, Becoming a Full-Time Entrepreneur, & ETFs for the Roth IRA

Q&A: How to Take Bitcoin Profits, Becoming a Full-Time Entrepreneur, & ETFs for the Roth IRA

In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions! --- ⭐️ Open a Bond Account on ⁠⁠Public⁠⁠ to lock in your …

Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Ask HTM - IRA Raiding for a Down Payment, Study Abroad: PAID, & Maintaining an 826 Credit Score #904

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question y…

HSA or 401(k) or IRA - Where to Invest?

HSA or 401(k) or IRA - Where to Invest?

Allie and Quint talk about where to invest funds and why.

Should I Take an IRA Withdrawal to Pay Off My Car?

Should I Take an IRA Withdrawal to Pay Off My Car?

Laura answers a listener’s question and reviews the rules and updated penalty exceptions for traditional IRA withdrawals.

Should I Create a Roth IRA Conversion Ladder?

Should I Create a Roth IRA Conversion Ladder?

Laura answers a listener question about the Roth IRA conversation strategy and how it could be used to retire early.

What Types of Income Qualify for an IRA Contribution?

What Types of Income Qualify for an IRA Contribution?

Laura answers a listener's question about who can contribute to an individual retirement account or IRA based on your income.

How Does a SEP-IRA Work?

How Does a SEP-IRA Work?

Laura answers a listener's question about using a SEP-IRA when you have a little or a lot of self-employment income.

Required Minimum Distributions (RMD) | Roth vs Traditional | How RMDs Affect Military Finances, Inherited IRAs #145

Required Minimum Distributions (RMD) | Roth vs Traditional | How RMDs Affect Military Finances, Inh…

Did you know Required Minimum Distributions (RMDs) will be a factor in your future that you may not be tracking?  If you have any traditional TSP or …