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Musings of a Cheapskate

Musings of a Cheapskate

I'm getting better as a spender. But a recent trip to South America was a wakeup call to me that I've still got a long way to go. The post Musings of…

Supreme Court Limits Injunctions: What It Means For SAVE Plan

Supreme Court Limits Injunctions: What It Means For SAVE Plan

Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue. The post Supreme Court Limits Injunctions: What It Means For SA…

Sleep In, Stay Broke: Wake Up Earlier for Financial Success

Sleep In, Stay Broke: Wake Up Earlier for Financial Success

I’m convinced that if you wake up just one hour earlier every day for the next 10 years, you’ll not only accomplish far more, but also build signific…

Best Order of Operations For Saving For Retirement

Best Order of Operations For Saving For Retirement

Here's the best order of operations of how to save for retirement, with which accounts to fund in the right financial order. The post Best Order of O…

Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?

Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?

PSLF borrowers stuck in Buyback queues may benefit by switching to IBR or Standard plans. Here's what to weigh. The post Should You Wait For PSLF Buy…

Best High-Yield Savings Accounts In June 2025

Best High-Yield Savings Accounts In June 2025

We break down the best high yield savings accounts for 2025 so that you can earn the highest interest on your money easily. The post Best High-Yield …

You Can’t Save The World, So Mind Your Own Finances

You Can’t Save The World, So Mind Your Own Finances

When I first started Financial Samurai back in 2009, I had idyllic dreams of helping as many people as possible achieve financial freedom. My finance…

Ask HTM: Road Trips with Old Cars, Steps to Combining Finances, & When to Drop Escrow – Episode 997

Ask HTM: Road Trips with Old Cars, Steps to Combining Finances, & When to Drop Escrow – Episode 997

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

Viral Envelope Challenge Helps Students Save $5,000

Viral Envelope Challenge Helps Students Save $5,000

Save $5,050 in 100 days with the viral envelope challenge. Easy, flexible, and surprisingly effective. The post Viral Envelope Challenge Helps Studen…

Seven Steps to Buying a Rental Property in Today’s Market

Seven Steps to Buying a Rental Property in Today’s Market

How do you buy a rental property in 2025 that actually performs—one that generates cash flow, mitigates market risk, and puts you on a sustainable pa…

How to Buy a Rental Property in 2025 (6 Beginner Steps)

How to Buy a Rental Property in 2025 (6 Beginner Steps)

In this episode, we’re explaining exactly how to buy a rental property in 2025 as a real estate investing beginner. You don’t need to be a landlord a…

A Terrible Life Insurance Mistake That Cost Me A Fortune

A Terrible Life Insurance Mistake That Cost Me A Fortune

In late 2022, my wife and I were finally able to lock in matching 20-year term life insurance policies at an affordable rate through Policygenius. Fo…

The Best “Early Retirement” Strategy 99% of Investors Ignore

The Best “Early Retirement” Strategy 99% of Investors Ignore

Want to retire early? What about early retirement AND making millions of dollars tax-free? Only one real estate investing strategy gives you the abil…

SAVE Borrowers See Forbearance Extended To Fall 2025

SAVE Borrowers See Forbearance Extended To Fall 2025

SAVE plan borrowers are now seeing forbearance extended to fall 2025, hinting that repayment may not resume until 2026. The post SAVE Borrowers See F…

$100K/Year Passive Income with Cheap, Small, Repeatable Rentals

$100K/Year Passive Income with Cheap, Small, Repeatable Rentals

This investor is making $100,000 per year with small, affordable, repeatable rental properties. He started investing years ago but recently bought an…

Ask HTM: Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lending – Episode 994

Ask HTM: Teenage Homebuyers, Best Type of Life Insurance, & Making Easy Money with Securities Lendi…

Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…

Descending The Corporate Ladder: A Great Solution To A Better Life

Descending The Corporate Ladder: A Great Solution To A Better Life

Feeling burned out and underappreciated? Tired of managing people and just want to focus on your craft? Thinking about going back to school to do som…

Parents, Children, and Relationships When Money Gets Involved

Parents, Children, and Relationships When Money Gets Involved

Answering reader questions about finances and family members, including what to do when you are supporting your parents financially, how the gift tax…

MOHELA Confirms 0% Interest for SAVE Plan Borrowers

MOHELA Confirms 0% Interest for SAVE Plan Borrowers

MOHELA confirms 0% interest for SAVE borrowers. No payments required. Notices were not bills. The post MOHELA Confirms 0% Interest for SAVE Plan Borr…

How To Get Your Life Together: 10 Step Checklist

How To Get Your Life Together: 10 Step Checklist

Do you want to learn how to get your life together? Ever feel like you’re just trying to keep up, but everything still feels like chaos? I̵…