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Damages in Los Angeles Are Estimated to Cost Nearly $275 Billion

Damages in Los Angeles Are Estimated to Cost Nearly $275 Billion

AccuWeather has estimated the cost of the LA wildfires to be $250 billion to $275 billion, making it the costliest blaze in U.S. history. However, fi…

How To Make $10,000 a Month: 16 Real Ways

How To Make $10,000 a Month: 16 Real Ways

Want to learn how to make $10,000 a month? Making $10,000 a month can change your life. I still remember the first time I reached this monthly income…

How Does Rent To Own Work? (Who Should Do It & Major Risks)

How Does Rent To Own Work? (Who Should Do It & Major Risks)

Rent-to-own agreements can be a stepping stone to homeownership for those who may not qualify for a mortgage immediately. However, while it can seem …

Total Compensation and RSU Dashboard 2025

Total Compensation and RSU Dashboard 2025

My mission with this newsletter is to empower fellow tech workers with the optionality of time that reaching financial independence brings.

Equifax Fined $15M Over Credit Errors And Dispute Handling

Equifax Fined $15M Over Credit Errors And Dispute Handling

CFPB orders Equifax to pay $15M penalty for mishandling consumer disputes. Learn about new requirements and how this affects your credit. The post Eq…

Cash App Ordered To Pay $175M Over Fraud Concerns

Cash App Ordered To Pay $175M Over Fraud Concerns

Cash App is set to pay $175M and improve fraud protections after CFPB found weak security and flawed dispute investigations. The post Cash App Ordere…

CFPB Reaches National Collegiate Lawsuit Settlement

CFPB Reaches National Collegiate Lawsuit Settlement

CFPB alleges National Collegiate Student Loan Trusts filed improper debt lawsuits and false affidavits, seeking $2.25M for harmed borrowers nationwid…

From Struggling To Living Well On $500K A Year: Escaping the Rat Race Faster

From Struggling To Living Well On $500K A Year: Escaping the Rat Race Faster

A couple earning $500,000 a year should feel rich, right? That’s top 2% territory in America—plenty of cash to save, invest, and splurge on the finer…

The Gatekeepers Are Toast…

The Gatekeepers Are Toast…

Here are 4 unconventional frameworks some are using to build ownership today... And how you can too. Grab a pen, your courage, and maybe a hard hat —…

$1 Trillion In CDs Are Maturing In 2025: Here’s What You Need To Know

$1 Trillion In CDs Are Maturing In 2025: Here’s What You Need To Know

Are you one of the many who has purchased certificates of deposit in recent years? Over $1 trillion in CDs are maturing in 2025. Here's why that matt…

I’m Committing to a “Low-Buy” Year—Here’s What That Actually Looks Like For My Personal Finances

I’m Committing to a “Low-Buy” Year—Here’s What That Actually Looks Like For My Personal Finances

Many of you may have seen the low-buy year—or even no-buy year—trend on social media. I’m jumping on the bandwagon and setting some ground rules for …

2 Truths Every Biz Buyer Should Know

2 Truths Every Biz Buyer Should Know

Plus one game-changing idea for SMB acquisition... The post 2 Truths Every Biz Buyer Should Know appeared first on Contrarian Thinking.

3 Popular Real Money Games for 2025

3 Popular Real Money Games for 2025

The following article is a sponsored partnership with Aviagames. The world of gaming has evolved far beyond just entertainment.  In 2025, real m…

Safeguarding Your Future from AI: The Existential Crisis Playbook

Safeguarding Your Future from AI: The Existential Crisis Playbook

Artificial intelligence (AI) is causing an existential crisis for many workers, myself included. With the rise of AI, I’ve often found myself wonderi…

Do Not Zoom in On Monthly Returns

Do Not Zoom in On Monthly Returns

Clients got worried about their investments last month. But I want to encourage them (and you) to zoom out to the bigger picture.

What Do the Wall Street Journal Commenters Want?

What Do the Wall Street Journal Commenters Want?

Originally, this essay was supposed to be about the futility of extreme New Year’s resolutions. There were going to be jokes about announcing your in…

Got a question?

Got a question?

This one is going to be very brief. I’m putting together a FAQ. If you have a question you’ve always wanted to ask, drop it in the commen…

Sinking Funds, Market Momentum, & Your Pile of Good Things 🤗

Sinking Funds, Market Momentum, & Your Pile of Good Things 🤗

Good morning, HTM family! A friend sent me this quote a few years ago, along with this great tip… “What if, instead of thinking about solving y…

The Oldest Bad Joke on Wall Street

The Oldest Bad Joke on Wall Street

It's that time of year again. The Wall Street wizards look in their crystal balls at the next year of stock performance.

Gratitude for 2024

Gratitude for 2024

Happy Holidays, everyone! I hope you are enjoying the holidays as much as RB40Jr. He loves winter break because he doesn’t have to go to school. Life…