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447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean Mullaney

447 | Mailbag: Breaking up with your Advisor, I Bonds, 4% Rule, Accounts for Kids, Roth IRAs | Sean…

In this episode: financial advisor breakups, I bonds, the 4% rule, second generation FI, Roth IRAs, and the listener mailbag. Breakups are hard, but …

"I Don't Qualify for a Roth IRA or an HSA - What Should I Do?"

"I Don't Qualify for a Roth IRA or an HSA - What Should I Do?"

How do you navigate through the Financial Order of Operations if you don't qualify for a Roth IRA or an HSA? We'll walk you through that question an…

Should You Contribute to a Roth IRA or Pre-Tax as a High Earner? (By Tax Bracket!)

Should You Contribute to a Roth IRA or Pre-Tax as a High Earner? (By Tax Bracket!)

In this episode of the Personal Finance Podcast, should you contribute to a Roth IRA or pre-tax as a high earner? How Andrew Can Help You:  Join Th…

Roth IRA vs Roth 401(k) - Which is Better?

Roth IRA vs Roth 401(k) - Which is Better?

What are the differences between a Roth IRA and a Roth 401(k), and how should you utilize them on your wealth-building journey? Jump start your journ…

Roth IRA Rules for Minors–How to Make Kids Millionaires

Roth IRA Rules for Minors–How to Make Kids Millionaires

We’ll cover legitimate ways minors can have a Roth IRA and take advantage of its massive tax-saving benefits.

WCI #315: 529's, Inheritance and Roth IRAs For Kids

WCI #315: 529's, Inheritance and Roth IRAs For Kids

Today we answer your questions about 529's. We try to help clarify the changes coming with Secure Act 2.0. We talk about if it would make sense for 5…

What to Do When You Make Over the Roth IRA Limits?

What to Do When You Make Over the Roth IRA Limits?

On this episode of DIY Money, Quint and Daniel talk about what to do when you start making income over the Roth income limits.

Should You Max Out Your Roth IRA or HSA? (Money Q&A)

Should You Max Out Your Roth IRA or HSA? (Money Q&A)

In this episode of the Personal Finance Podcast, we're gonna answer the question, should you max out your Roth IRA or your HSA? How Andrew Can Help …

1% Match on Your Roth IRA

1% Match on Your Roth IRA

On this episode of DIY Money, Daniel and Logan talk about incentives that investment companies offer for Roth contributions.

Too Rich for a Roth IRA? Use 3 Legal Ways to Have One

Too Rich for a Roth IRA? Use 3 Legal Ways to Have One

Lately, I've been thinking a lot about how my various retirement accounts will affect my future income, specifically the taxes I'll have to pay.

The Right Marginal Income Tax Bracket To Contributing Or Converting To A Roth IRA

The Right Marginal Income Tax Bracket To Contributing Or Converting To A Roth IRA

To explore whether to convert funds to a Roth IRA, check out NewRetirement. It's Roth Conversion Explorer tool enables you to test out your Roth IRA …

Roth IRA vs Roth 401(k): 10 Differences Investors Should Know

Roth IRA vs Roth 401(k): 10 Differences Investors Should Know

While digging into IRS rules about retirement accounts might seem wonky or something only a CPA should know, I promise it's worthwhile.

TSP Contribution Limits 2023 | Roth IRA and Thrift Savings Plan IRS Limits

TSP Contribution Limits 2023 | Roth IRA and Thrift Savings Plan IRS Limits

$22,500: The 2023 Thrift Savings Plan IRS Contribution limits for the Traditional TSP and Roth TSP $6,500: The 2023 IRS contribution limits for the R…

Using a Roth IRA for Emergencies

Using a Roth IRA for Emergencies

On this episode of DIY Money, Quint and Logan talk through the circumstances when you can use a Roth IRA for emergencies and discuss their thoughts o…

11.01.22  Roth IRA & 401(k) Limits for 2023   /   CLARKONOMICS: The Deficit Reckoning

11.01.22 Roth IRA & 401(k) Limits for 2023 / CLARKONOMICS: The Deficit Reckoning

The 401(k) contribution limit has been increased for 2023, but this headline buries the lead: New rules for Roth IRA income and contribution limits. …

Contributing to 401Ks, IRAs, and Roths

Contributing to 401Ks, IRAs, and Roths

On this episode of DIY Money, Quint and Daniel discuss the thought process for deciding whether to contribute to a 401K, IRA, or Roth.

Tips for Roth IRA Rollovers and Backdoor Accounts

Tips for Roth IRA Rollovers and Backdoor Accounts

The door to a Roth IRA gets slammed in your face if you make too much money. Well, sometimes, when you can't get in the front door, the backdoor is w…

Roth IRA vs. 401(k) - Which Should You ACTUALLY Start With?

Roth IRA vs. 401(k) - Which Should You ACTUALLY Start With?

Should you start investing in your Roth IRA or your 401(k) first? The answer might depend on a few key things! We'll walk you through that question …

Can A Roth IRA Be Your Emergency Fund?

Can A Roth IRA Be Your Emergency Fund?

Does it make sense to use money from your Roth IRA as an emergency fund? We'll walk you through that question and more in today's Q&A episode! S…

16. Roth IRA or 401K?

16. Roth IRA or 401K?

If you don’t invest, you likely won’t be able to retire…ever. This feels harsh because it is. The good news is that the best day to start investing i…