Blog Feed
Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?
PSLF borrowers stuck in Buyback queues may benefit by switching to IBR or Standard plans. Here's what to weigh. The post Should You Wait For PSLF Buy…
Best High-Yield Savings Accounts In June 2025
We break down the best high yield savings accounts for 2025 so that you can earn the highest interest on your money easily. The post Best High-Yield …
You Can’t Save The World, So Mind Your Own Finances
When I first started Financial Samurai back in 2009, I had idyllic dreams of helping as many people as possible achieve financial freedom. My finance…
Viral Envelope Challenge Helps Students Save $5,000
Save $5,050 in 100 days with the viral envelope challenge. Easy, flexible, and surprisingly effective. The post Viral Envelope Challenge Helps Studen…
SAVE Borrowers See Forbearance Extended To Fall 2025
SAVE plan borrowers are now seeing forbearance extended to fall 2025, hinting that repayment may not resume until 2026. The post SAVE Borrowers See F…
MOHELA Confirms 0% Interest for SAVE Plan Borrowers
MOHELA confirms 0% interest for SAVE borrowers. No payments required. Notices were not bills. The post MOHELA Confirms 0% Interest for SAVE Plan Borr…
Interest Accrual Mistakes In SAVE Plan: A Growing Concern
Borrowers in the SAVE plan report unexpected interest charges due to servicer errors. Learn how to verify your enrollment and correct mistakes. The p…
Balancing Retirement and College Savings
Here's how you should think about making sure you fund your retirement while also potentially saving for your kids' college education. The post Bala…
529 Day Offers Bonuses To Start Saving For College
Key PointsMay 29 is recognized nationally as “529 Day,” with states and financial institutions offering bonuses, giveaways, and events to…
SAVE Student Loan Plan Timeline Estimates: What To Expect
Student loan borrowers stuck in SAVE face three main paths, with payments likely resuming as early as late 2025, but more likely in mid 2026. The pos…
How Much Should I Save Every Month (according to your goals)
When it comes to savings, there are no set rules—it depends on your personal goals and financial situation. But the important thing is to just get st…
How An ARM Can Save And Make You More Money On A Home
About once a month, I get an email or comment from a reader criticizing adjustable-rate mortgages (ARMs) as a poor financial choice. Since I’ve been …
Tired of Renting? How to Save for Your First Property in ONE Year (or Less)
Many rookies assume they’re years away from buying rentals, but what if your first (or next) property is much closer (and easier) than you think? Tod…
SAVE Borrowers Get Wrong Forbearance Notices
SAVE plan borrowers are getting false alerts that their loan payments are restarting. Here’s what’s really going on. The post SAVE Borrowers Get Wron…
Money Gear 1: Saving a Basic Emergency Fund
Emergency preparedness. It’s something we’re taught from a young age. Between fire drills in school or pointing out emergency exits on flights, we le…
Emergency Funds: How Much Do You Really Need?
When it comes to emergency funds, there is so much conflicting advice. So how much do you really need for your rainy-day fund? The post Emergency Fun…
iLending Review: How To Refinance Your Car Loan and Save
Wondering if iLending is the right company to help you lower your car payment? This iLending Review will explain how it works, how much you could sav…
The 10 Best Short-Term Rental Markets Under $500K That Cash Flow
Short-term rental investing isn’t about grabbing the cheapest fixer-upper and hoping guests magically appear. It’s about choosing the right markets w…
Ask HTM: Unnecessary Credit Cards, Creatively Funding Grad School, & Dropping Car Insurance To Save…
Let’s kick off the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a quest…
Top Online Banks Quietly Cut Savings Rates
Major banks are quietly cutting high-yield savings rates again. Compare the latest top rates and find out who still pays more. The post Top Online Ba…