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RAP vs. IBR: What Student Loan Borrowers Need To Know

RAP vs. IBR: What Student Loan Borrowers Need To Know

The Senate bill offers RAP and IBR for student loans. See side-by-side examples of monthly payments for different borrowers. The post RAP vs. IBR: Wh…

Congress Set To Cap Student Loan Borrowing In OBBB

Congress Set To Cap Student Loan Borrowing In OBBB

The Senate bill ends Grad PLUS and caps Parent PLUS loans starting in 2026. New loan limits may push families toward private lenders. The post Congre…

Record Number Of Student Loan Borrowers Behind On Payments

Record Number Of Student Loan Borrowers Behind On Payments

Student loan delinquencies near record highs, credit scores fall. Here's what the latest data says about student loan repayment. The post Record Numb…

Senate Blocks GOP’s Plan To Cut Student Loan Options

Senate Blocks GOP’s Plan To Cut Student Loan Options

The Senate Parliamentarian ruled that student loan plan changes can’t impact current borrowers. But future changes could still pass. The post Senate …

Who Gets Merit Based Scholarships At Private Colleges?

Who Gets Merit Based Scholarships At Private Colleges?

We analyze the data of which colleges award and which students receive institutional merit scholarships and financial aid. The post Who Gets Merit Ba…

Student Loan Calculator

Student Loan Calculator

Use our free student loan calculator to estimate your monthly payments, see if refinancing can save you money, and more. The post Student Loan Calcul…

What Is Student Loan Insurance And Should You Get It?

What Is Student Loan Insurance And Should You Get It?

Student loan insurance is a new option from EdInsure that allows you to buy protection if your future income doesn't allow you to make a student loan…

How Side Hustles Are Helping Grads Tackle Student Loan Debt

How Side Hustles Are Helping Grads Tackle Student Loan Debt

Students are turning to side hustles like reselling and freelancing to pay tuition and loans. The post How Side Hustles Are Helping Grads Tackle Stud…

Using AI to Help Pay for College

Using AI to Help Pay for College

Last week, our son graduated from middle school. He will start high school in a few months. Wow, where did the time go? It feels like he just started…

Student Loan Forgiveness Due To Disability: What To Know

Student Loan Forgiveness Due To Disability: What To Know

Find out what options you have if your student loan was automatically discharged due to disability. Otherwise, the loan may be reinstated. The post S…

Best College Student Checking Accounts Of June 2025

Best College Student Checking Accounts Of June 2025

We break down the best college student bank accounts for 2025, with a focus on free checking, mobile banking, and more. The post Best College Student…

Student Loan Borrowing Limits For 2025 And 2026

Student Loan Borrowing Limits For 2025 And 2026

In this article, we explore the student loan borrowing limits for 2025-2026 and what happens if you need more money. The post Student Loan Borrowing…

College Not Required: Skills Now Matter More Than Diplomas

College Not Required: Skills Now Matter More Than Diplomas

45% of employers removed degree requirements for jobs. States are also joining the shift to skills-based hiring. The post College Not Required: Skill…

Senate Blocks Parents From Affordable Student Loan Options

Senate Blocks Parents From Affordable Student Loan Options

Parent PLUS borrowers must be on ICR before the new bill is signed or lose access to all IDR student loan repayment options. The post Senate Blocks P…

Education Dept Looking To Move Student Loans To Treasury

Education Dept Looking To Move Student Loans To Treasury

Court documents reveal that the Department of Education was working to move staff to Treasury to help manage student loans. The post Education Dept L…

Senate Student Loan Bill Brings Back The Marriage Penalty

Senate Student Loan Bill Brings Back The Marriage Penalty

The Senate bill removes a key exemption for married borrowers, increasing payments under the new student loan repayment plan. The post Senate Student…

Senate Softens Student Loan Bill Provisions

Senate Softens Student Loan Bill Provisions

The Senate higher ed and student loan plan raises PLUS loan limits and drops Pell cuts while keeping the new RAP repayment plan. The post Senate Soft…

How To Know If My Student Loans Will Be Forgiven?

How To Know If My Student Loans Will Be Forgiven?

Find out if your federal student loans qualify for forgiveness through PSLF, IDR, or teacher programs with these simple checklists. The post How To K…

What Happens To Student Loans If The Budget Bill Dies?

What Happens To Student Loans If The Budget Bill Dies?

Trump and Elon's public feud over the Big Beautiful Bill leaves student loan borrowers, especially those in SAVE, facing more uncertainty. The post W…

Repayment Assistance Plan (RAP) Student Loan Calculator

Repayment Assistance Plan (RAP) Student Loan Calculator

Here's a calculator to let you estimate your student loan payment under the new Repayment Assistance Plan (RAP). The post Repayment Assistance Plan (…