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Social Security Backtracks on Clawback Policy
The Social Security Administration (SSA) has partially reversed course on how much it collects or “claws back” from beneficiaries that it…
Big Changes Are Coming To Some Social Security Beneficiaries
The Social Security Administration (SSA) is making some major changes to how much it collects from beneficiaries that it has overpaid. If you’r…
Report: How Much You Need To Save in Each State To Retire Comfortably
Americans are rightly concerned about the future and their ability to live comfortably in retirement. With so many things getting more expensive — in…
Is It Ever Too Late To Save for Retirement?
Is it ever too late to start saving for retirement? I have an answer, backed by years of research. Retirement Savings: Is It Ever Too Late To Start? …
How To Improve Your Credit Score in 5 Key Areas
Are you looking to improve your credit score? Join the club! This mystical three digit number can be as difficult to understand as it is essential to…
The Average 401(k) Balance by Age
Money expert Clark Howard says one of the best ways to save for retirement is to take advantage of an employer-sponsored 401(k) plan. No matter your …
How Long Will It Take for My Credit Score To Go Up if I Missed a Payment?
Your credit score is a fluid three-digit number that can make or break your financial viability. That’s why it’s important to not miss even one payme…
Should I Fire My 1% Financial Advisor To Save on Fees?
Deciding to save and invest is a great habit. But once you check that box, your job isn’t done. You still have to choose whether to manage your…
How Much Is Too Much When It Comes to Retirement Savings?
When it comes to money, there are two prominent groups. One group says tomorrow is not guaranteed. So live for today. Why save when you may not even …
Should I Take a $700,000 Lump Sum or a $4,200 Monthly Pension?
Sometimes life is kind enough to give us win-win decisions. Would you like this or that delicious dessert at your family holiday party? Which of your…
Credit Score Expert Discusses Tips, Mistakes and Misconceptions
A good credit score is one of the most important pieces to a healthy financial life. It’s also one of the more frustrating things to understand…
Report: Average Monthly Social Security Benefit by Age
Social Security is a hot button issue today for many reasons. Aside from whether it will still be here when you reach retirement age, many Americans …
What Brokerage Do You Recommend for First-Time Investors or Kids?
Learning about finance and investing from an early age can be life-changing. Many of us have children, family members or close friends who are studen…
We Have Enough Money To Retire. Can We Cancel These Insurance Policies and Use the Money for Fun?
If you don’t have enough money saved for retirement, it’s easy to know what to do. At least in broad strokes. You need to keep making mon…
Are Money Market Funds a Safe Place To Stash My Savings?
The massive interest rate hikes that began in early 2022 have reshaped the U.S. economy—and savers have reaped some rewards. High-yield savings accou…
Should You Ever Decline a Credit Limit Increase?
Congratulations. We just approved you for a credit limit increase of $1,000. Your new limit is $10,000. If you’ve held and used a credit card f…
Can You Withdraw Money From Retirement Accounts at Will?
Most financial literature related to 401(k) accounts or IRAs focuses on contributions. But what about when you retire? Yes, there are withdrawal rule…
Should I Avoid Investing More Than $500,000 With a Single Brokerage Firm?
Most people know that the FDIC insures bank accounts up to $250,000. But did you know that brokerage firms registered with the SEC almost always hold…
Report: The Best and Worst States for Retirement
Money expert Clark Howard says working people should do all they can to prepare for retirement. Whether you know it or not, your location plays a pro…
The Average Retirement Age in America
Millions of hardworking Americans dream of one day retiring to an easier life – but at what age? The latest Retirement Confidence Survey from the non…