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Should You Sell or Stay in the Stock Market if You Are Retired or Retiring Soon?
Whether you celebrate the arrival of a bear market or feel pain largely depends on how close you are to retirement. If you’re decades away and …
Should I Buy Gold? Is It a Good Investment?
With the price of gold recently exceeding all time highs, many people are now wondering if they should have gold in their portfolio. The thing you ma…
What Fee Percentage Is Too High for Your Investments?
It’s easy to focus on your investment choices and your returns. But tax implications and investment fees can have an equally powerful effect on…
3 Places You Should Never Invest Your Money
With great power comes great responsibility. Whether you’ve read about the Sword of Damocles or simply watched Spiderman, you’ve probably…
Why You Want To Spend Your IRA Money Before You Die
Prior to 2020, passing wealth from generation to generation through an IRA was a straightforward strategy. A family could take a pot of money and gro…
Does It Make Sense To Pay Medical Expenses With Cash Instead of Using HSA Funds?
As with all things financial, it’s totally possible to have a Health Savings Account (HSA) and not be using it correctly – or at all. As an HSA is a …
Why Are My Credit Scores Different?
Your credit score can differ at each major credit bureau: Equifax, Experian and TransUnion. Though it defies logic, it’s part of financial life…
Fidelity vs. Vanguard vs. Schwab: Which Brokerage Is Best?
Fidelity, Vanguard and Schwab are massively popular investment companies. Money expert Clark Howard recommends all three. If you’re deciding which on…
Best Investment Companies for Investors in 2025
The financial service industry is not exactly geared to somebody who's not Daddy Warbucks. If you're a small investor, it seems like you have nowhere…
Buying on Margin: The Investment Mistake You Need To Avoid
American investors owed nearly $925 billion in margin debt in 2025, building back near the peak of almost $1 trillion at one point in 2021. It all le…
Real Estate Investing: What To Know BEFORE You Start
You’ve decided to invest in real estate. Now what? Real estate was an especially hot commodity pre-COVID-19, generating some outsized returns. …
New Report: The Age Most Americans Expect To Retire
When it comes to retirement, expectations can sometimes run ahead of reality. For instance, money expert Clark Howard makes no secret of the fact tha…
The Difference Between a Hard Inquiry and a Soft Inquiry on Your Credit Report
The beautiful thing about having a good credit score is that it allows you greater flexibility to finance many of the things you want and need. If yo…
The Most Popular Retirement Ages
If you’re like a lot of U.S. workers, you’re waiting for retirement with great anticipation. And you may be wondering when you can retire as well as …
How To Find Missing or Lost Retirement Accounts
Americans have reportedly lost or abandoned more than $1.6 trillion in retirement funds from previous employers. Fortunately, if you’ve lost re…
The Average Credit Score in America
Your credit score is a powerful three-digit number that largely dictates your borrowing and purchasing power in the United States. That’s why money e…
What Are Dividend Stocks and Should You Invest in Them?
Is building a dividend portfolio a good idea, and what are the best dividend stocks? In this article, I’ll tell you why building a portfolio of…
How To Calculate Compound Interest
Whoever came up with the phrase “it takes money to make money” was probably a big fan of compound interest. One of the most powerful forc…
How To Retire a Millionaire With a 401(k) Plan in 19 Years
Funding your retirement is one of the most important financial goals you’ll ever pursue. But it can seem daunting, especially if you’re j…
What Is an Annuity, and Why Does Clark Think They Stink?
Money expert Clark Howard is passionate about many financial topics. But it’s hard to find something that gets him more riled than annuities; h…