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The Upside of Grindcore Culture: Work Hard, Profit Harder
The grindcore culture is back and grindier than ever. At least that’s what Are Kharazian, an economist at fintech startup Ramp, says. (Disclosur…
The End Of The Commercial Real Estate Recession Is Finally Here
Since 2022, commercial real estate (CRE) investors have been slogging through a brutal downturn. Mortgage rates spiked as inflation ripped higher, ca…
How The Irrevocable Life Insurance Trust Saves Families From the Estate Tax Hammer
Lately, I’ve been thinking more about estate planning. Part of it is just getting older. Part of it is having young children I want to protect no mat…
Artificially Feeling Poor May Help You Grow Rich One Day
What if one of the best ways to get wealthy is to trick yourself into thinking you’re broke? It sounds counterintuitive, even ridiculous. But after d…
Venture Capital Investment Terms To Know: MOIC, TVPI, & More
If you’re thinking about investing in venture capital or any private fund, you need to understand these five key terms: MOIC, TVPI, DPI, Loss Ratio, …
FIRE May Make Building Multi-Generational Wealth Impossible
If you want to FIRE, one of my regrets was pulling the ripcord too early at age 34 in 2012. Even though I started writing about FIRE in 2009 with the…
Treasury Bonds Can Appreciate In Value Too – Don’t Ignore Them
During a bull market, most investors get excited about chasing risk. Despite sky-high valuations, there’s a tendency to double down on even riskier b…
To Be A Successful Landlord, Setting Expectations Is A Must
The older I get, the more I dislike being a landlord. There’s too much potential for disappointment, misunderstanding, or outright unpleasant moments…
Not Regularly Checking Your Net Worth Has Some Great Benefits
I haven’t checked my net worth for four months until recently. That wasn’t on purpose, because normally, since 2012, I check at least three times a w…
Owner-Occupancy Mortgage Fraud: Benefits, Risks, and Legal Workarounds
Embattled Federal Reserve Governor Lisa Cook is facing accusations of mortgage fraud—specifically, owner-occupancy mortgage fraud. The claim is that …
20-Year Treasury Bonds At 5% Looks Attractive For Retirees
I recently had a zero-coupon Treasury Bill redeem in the amount of $102,000. This money is part of the 35% of my taxable brokerage portfolio that’s i…
Daddy Day Camp: Worth Trying At Least Once As A FIRE Parent
If you decide to forsake making maximum money to become a FIRE parent or stay-at-home parent, then you had best spend more time with your kids. Other…
The Most Common Tax Planning Mistakes For High Earners
If my posts on the mistake of chasing value stocks or the need to invest big money to make life-changing money don’t resonate, consider hiring a fina…
How To Eliminate That Intense Financial FOMO You’re Feeling
Back in 2012, I thought I had finally conquered financial FOMO after walking away from my well-paying finance job. But after having children, I’ve no…
When Investing Is More Alluring Than Spending, Fight Back Hard!
In my post, “How You’ll Feel Achieving Various Millionaire Milestones,” a commenter named Joseph shared these thoughts: “I’m fascinated by …
Stop Investing In Value Stocks Over Growth If You Want To FIRE
Since writing about FIRE in 2009, I’ve favored investing in growth stocks over value stocks. As someone who wanted to retire early from finance, my g…
The Sad Need For Investing Big Money To Make Life-Changing Money
This type of post only surfaces during a bull market, when greed tug at us the hardest, making satisfaction elusive. Ever since making my first publi…
The Need For Investing Big Money To Make Life-Changing Money
This type of post only surfaces during a bull market, when greed tug at us the hardest, making satisfaction elusive. Ever since making my first publi…
Earning Passive Income Requires Optimization And Sacrifice – Goodbye, Hot Tub Parties!
After a week of reviewing the tax-free exclusion rule for selling a rental property, I decided not to sell. I’d already used my $500,000 tax-free exc…
Earning Passive Income Requires Optimization And Sacrifice
After a week of reviewing the tax-free exclusion rule for selling a rental property, I decided not to sell. I’d already used my $500,000 tax-free exc…