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A Home Within Walking Distance of Everything Might Not Be Ideal
When I lived in the Marina neighborhood of San Francisco, I could walk to endless bars and restaurants within 10 minutes. It was the perfect place fo…
Partying Like A Young Degenerate Is Not Good For Your Finances
Recently, I went off the deep end—living like a degenerate gambler and party animal—and I wanted to reflect on it. Perhaps to nobody's surprise, I do…
Rewarding Based on Merit Alone: Great in Theory, Tough in Reality
One of the reasons I left my job at Credit Suisse was that I no longer felt I was being paid based on merit. After the global financial crisis, the f…
Buy A Fully Remodeled, Move-In Ready Home Over A Fixer-Upper
If there’s one lesson I’ve learned the hard way in real estate, it’s that a full-on, gut-remodel can be a nightmare. After years of painful, unpredic…
Tax Cuts for the Middle Class and Retirees: A Win for Your Wallet
On February 6, 2025, the White House announced a series of tax cuts primarily benefitting the middle class and retirees. Here’s what’s on t…
Don’t Lose Financial Opportunities Due To A Lack Of Hard Work
The beauty of hard work is that any able-bodied person can do it. If you put in more hours honing your craft than the average person, chances are you…
Trade Wars Could Be What The Housing Market Needs To Heat Up
As a stock market investor, I’m disappointed in the new tariffs President Trump has imposed—10% on imports from China and 25% on imports from Mexico …
Federal Government Employees, Take The Severance Package And Run
As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial In…
Federal Government Employees, Take The Severance Package
As someone who literally wrote the book on how to negotiate a severance package, I love severance case studies! The second rule of FIRE (Financial In…
The Case For Open-Ended Venture Capital Funds Over Closed Ones
One adjustment I'm making to my net worth asset allocation is reducing exposure to closed-end venture capital funds while increasing allocation to op…
Deep Panic Thanks To DeepSeek’s Fast, Open-Source AI Model
China's DeepSeek has shaken up the AI world with the release of an open-source AI model that reportedly outperformed OpenAI's in several benchmarks. …
New Book! Millionaire Milestones: Simple Steps To Seven Figures
After over two years of writing and editing, I’m thrilled to finally share my upcoming new book with you: Millionaire Milestones: Simple Steps To Sev…
What A Trump Presidency Means For Your Finances
Starting on January 20, 2025, Donald Trump is now the 47th President of the United States, this time with JD Vance as his Vice President. Let's dive …
Bought Stock On Margin At A 12.575% Interest Rate And Survived
If there's one thing I don't recommend, it's buying stock on margin. Due to the volatility of stocks and high margin interest rates, borrowing money …
Why Residential Commercial Real Estate Looks Attractive in 2025
In this Financial Samurai podcast episode, I speak to Ben Miller, co-founder and CEO of Fundrise about his outlook for residential commerci…
From Struggling To Living Well On $500K A Year: Escaping the Rat Race Faster
A couple earning $500,000 a year should feel rich, right? That’s top 2% territory in America—plenty of cash to save, invest, and splurge on the finer…
How To Make Money From A Whole Life Insurance Policy
Did you know that a whole life insurance policy can actually help you make money? It’s true—and it’s a strategy often used by those with higher incom…
Calculate Your Excess Investment Returns To Feel Awesome
2025 has gotten off to a rough start with devastating fires and corrections in stocks, bonds, and other risk assets. So, I thought it’d be a good ide…
Safeguarding Your Future from AI: The Existential Crisis Playbook
Artificial intelligence (AI) is causing an existential crisis for many workers, myself included. With the rise of AI, I’ve often found myself wonderi…
What’s In A Home Insurance Policy? Know The Details Before A Fire Occurs
With the tragic fire that occurred in Lahaina, Maui, hurricanes ripping through Florida yearly, and now the devastating Southern California fires, it…