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The Acceleration Of AI Growth With Ben Miller, CEO of Fundrise
On the latest episode of the Financial Samurai podcast, I sat down with Ben Miller, cofounder and CEO of Fundrise, for a deep dive into art…
The Futility Of Chasing A Hot IPO And What To Do Instead
When I worked in Equities at Goldman Sachs and Credit Suisse, we would occasionally bring a hot IPO deal to market. During the company roadshow, we’d…
You Can Use The Tax-Free Home Sale Exclusion Every Two Years To Save On Taxes
In Spring 2025, I sold one of my properties and successfully excluded $500,000 in capital gains, tax-free, thanks to the IRS Section 121 Exclusion. F…
How To Use The Tax-Free Home Sale Exclusion Every Two Years To Save
In Spring 2025, I sold one of my properties and successfully excluded $500,000 in capital gains, tax-free, thanks to the IRS Section 121 Exclusion. F…
The Shocking Power Of Getting A Different Perspective
Since starting Financial Samurai in 2009, I've encouraged folks to keep an open mind and embrace as many different perspectives as possible. So often…
You Should Love The 529 Plan More After OBBBA Passed
As soon as both my children were born in 2017 and 2019, I superfunded their 529 plans equal to the five-year gift tax exemption. At the time, I was t…
How Cultural Differences Can Hurt Your Chances In The Workplace
When I lived overseas, one of the most celebrated aspects of my international schools was cultural diversity. At the International School of Kuala Lu…
The Cost To Remodel A Rundown Two-Bedroom In-Law Unit
After remodeling a fixer I bought in 2019 between 2019–2022, I swore I would never take on another remodeling project again. I hate remodeling with a…
The Healing Power of Returning to Your Childhood Home
One of the main reasons I refused to spend a small fortune renting a vacation property in Honolulu was because I wanted to stay in my childhood home.…
What It Takes to Feel Wealthy Today Is Less Than Before
How much money do you need to feel financially comfortable or wealthy? The answer depends on where you live, your household size, and your lifestyle …
The Richest People Are Not Index Fund Fanatics – Why Are You?
I love index funds and ETFs for their low-cost nature and simplicity of ownership. However, if you want to build generational wealth before tradition…
The Step-Up In Cost Basis And Its Relation To The Estate Tax Threshold
Imagine spending your life building wealth, investing in real estate, stocks, or your business, with the hope of leaving a legacy for your children. …
In Defense Of Owning A Big Beautiful Home Over A Small One
The value of owning a big, beautiful home is underappreciated. Somewhere along the way, society began favoring minimalism and smaller living spaces, …
Low US Household Leverage Bodes Well For The Economy
One of the things that gives me great comfort about the health of the U.S. economy is our historically low household leverage. According to…
The Cost of Supercommuting: Way More Than Just Gas Money
A typical supercommuter spends 60–90 minutes or more one way commuting to work or school. As the cost of living continues to outpace wage g…
The One Big Beautiful Bill Act’s (OBBBA) Impact On FIRE Seekers
On July 3, the House narrowly passed the One Big Beautiful Bill Act (OBBBA) with a 218–214 vote. According to the nonpartisan Congressional…
Millionaire Migrations: Where Millionaires Are Moving Globally
If you became a newly minted millionaire, where would you migrate to? Due to inertia, I bet most of you would stay right where you are. A lot of us a…
The Dumbbell Investing Strategy: Balancing Risk and Safety
Ever since I left my day job in 2012, I’ve used a form of the dumbbell investing strategy to grow my wealth while protecting against large losses.…
En Suite Bathrooms: The Secret to The Perfect Guest-Ready Home
We’re staying with our parents for five weeks in Honolulu, and I wanted to share a little revelation I’ve learned about making a home guest-ready. If…
Why I’ll Never Manage Money for Anyone for Free Again
About a year ago, a relative asked me to help manage her money. She had been paying a ~1% asset management fee with Goldman Sachs Asset Management (G…