Investors have gotten surprisingly much wealthier since the pandemic began. Therefore, it's important to protect your assets with an umbrella policy.…
Financial Samurai
08/05/2021
The ideal time to contribute to a Roth IRA is when you're young and poor. In other words, if you're a student and in your 20s earning less than the m…
Financial Samurai
06/29/2021
The housing market is hot, hot, hot! Even though I think with 80% certainly that the housing market will continue to go up every year for the next th…
Financial Samurai
06/22/2021
The retirement philosophy you follow will determine whether you agree with the 4% rule or the Financial Samurai Safe Withdrawal Rate Rule. Posts ment…
Financial Samurai
05/27/2021
Once you have housing FOMO, there's no escape. Your housing FOMO tends to increase dramatically after having kids. Beware! Related post: Why Real Es…
Financial Samurai
05/13/2021
Here are 15 reasons why the housing market won't crash. I predict high single-digit price appreciation for the next three years. Stay long and stron…
Financial Samurai
04/24/2021
Let's discuss the absolute biggest negative of paying down your mortgage early. Here are all the negatives of paying down your mortgage early as wel…
Financial Samurai
03/02/2021
Are you wondering whether the stock market is in a bubble due to all the mania surrounding Gamestop, AMC Entertainment and more? Let's discuss what h…
Financial Samurai
02/01/2021
2021 Financial Samurai forecast for stocks, bonds, real estate, the economy, and the 10-year bond yield. These forecasts will dictate how I asset all…
Financial Samurai
01/06/2021
Hi Folks! Checking in during the holidays. We've been trying to take things easier and plan for a long winter a head. My wife and I talk about French…
Financial Samurai
12/02/2020
There are two mortgage market abnormalities worth taking advantage of right now by homeowners and potential homeowners. Further, if economic for…
Financial Samurai
11/11/2020
My wife and I debate whether a lottery admissions or an entrance exam is better for students, teachers, parents, and society. You can read the post …
Financial Samurai
10/23/2020
My wife and I discuss our retirements at 34 and 35, respectively. We also discuss the ideal age we think people should retire if they can. Life is bo…
Financial Samurai
10/15/2020
The demise of big city living is overblown. Big city living has gotten better post pandemic given there's less congestion, less competition, and more…
Financial Samurai
10/01/2020
What is the right amount of money to give our adult children while we are alive without spoiling the heck out of them? What is the right amount of mo…
Financial Samurai
09/01/2020
The 4 percent rule is outdated. It was established in 1998 when the 10-year bond yield was at ~5 percent. Of course you're never going to run out of …
Financial Samurai
08/17/2020
After giving homeschooling a lot of though, my wife and I have decided to go the homeschooling route. COVID-19 was just the catalyst to get us over t…
Financial Samurai
07/30/2020
So you love chasing unicorn stocks to get rich. So do I! However, you should probably be more judicious with your active and passive investing split.…
Financial Samurai
07/15/2020
For those who are worried about inflation, don't be. There is not going to be inflation or inflation worries for years, if ever. I've got to believe…
Financial Samurai
07/01/2020
It looks like demand for buying a home has hit an 11-year high. Before you buy a home, it's good to know what's going on in the mortgage industry. Th…
Financial Samurai
06/23/2020