Podcast Feed

Lottery Admissions Or An Entrance Exam For Schools

Lottery Admissions Or An Entrance Exam For Schools

My wife and I debate whether a lottery admissions or an entrance exam is better for students, teachers, parents, and society.  You can read the post …

The Ideal Age To Retire And Live Your Best Life

The Ideal Age To Retire And Live Your Best Life

My wife and I discuss our retirements at 34 and 35, respectively. We also discuss the ideal age we think people should retire if they can. Life is bo…

Big City Living Is Alive And Kicking

Big City Living Is Alive And Kicking

The demise of big city living is overblown. Big city living has gotten better post pandemic given there's less congestion, less competition, and more…

The Right Amount Of Money To Give And Leave Our Children

The Right Amount Of Money To Give And Leave Our Children

What is the right amount of money to give our adult children while we are alive without spoiling the heck out of them? What is the right amount of mo…

The 4 Percent Rule Is Obsolete: Follow A 0.5 Percent Safe Withdrawal Rate Instead

The 4 Percent Rule Is Obsolete: Follow A 0.5 Percent Safe Withdrawal Rate Instead

The 4 percent rule is outdated. It was established in 1998 when the 10-year bond yield was at ~5 percent. Of course you're never going to run out of …

Homeschool For Life! The End Of Traditional Education Starts Now

Homeschool For Life! The End Of Traditional Education Starts Now

After giving homeschooling a lot of though, my wife and I have decided to go the homeschooling route. COVID-19 was just the catalyst to get us over t…

Hunting For Unicorns: Don't Get Too Carried Away With Active Investing

Hunting For Unicorns: Don't Get Too Carried Away With Active Investing

So you love chasing unicorn stocks to get rich. So do I! However, you should probably be more judicious with your active and passive investing split.…

Should We Worried About Inflation? Don't Be Silly

Should We Worried About Inflation? Don't Be Silly

For those who are worried about inflation, don't be. There is not going to be inflation or inflation worries for years, if ever.  I've got to believe…

The State Of The Housing And Mortgage Industry During A Pandemic

The State Of The Housing And Mortgage Industry During A Pandemic

It looks like demand for buying a home has hit an 11-year high. Before you buy a home, it's good to know what's going on in the mortgage industry. Th…

How Climate Change May Affect Real Estate Prices

How Climate Change May Affect Real Estate Prices

Let's have a discussion on how climate change may affect real estate prices. Your desire for a beachfront home might be misplaced. But maybe it's bes…

Pay Down Mortgage Debt Or Invest? A Logical Framework

Pay Down Mortgage Debt Or Invest? A Logical Framework

Wondering whether to pay down your mortgage debt or invest? I go through a logical framework of how to do both, and also highlight the extra benefits…

Standing Up Against Racism In America

Standing Up Against Racism In America

Racism is systemic in America. We must speak up and fight back against racism. We must share our stories and hold racists accountable for their actio…

College Is Becoming Too Risky Of A Gamble To Make

College Is Becoming Too Risky Of A Gamble To Make

I've been skeptical about college for a while, but now that the pandemic has hit and tens of millions of jobs are lost and perhaps never coming back,…

Where Does The Stock Market Go From Here? S&P 500 3,000 Edition

Where Does The Stock Market Go From Here? S&P 500 3,000 Edition

With such a massive 30%+ rebound from the lows in March 2020, the S&P 500 is almost back to 3,000. I discuss why I've de-risked in my taxable inv…

Recommended 529 Plan Amounts By Age

Recommended 529 Plan Amounts By Age

So you want to save for college in a 529 plan but you're unsure of how much to save. Or, you're wondering whether you should contribute more or less.…

Why You've Got To Push Yourself Hard Before The Lockdown Ends

Why You've Got To Push Yourself Hard Before The Lockdown Ends

Don't you dare slack off. We're almost done with mass lockdowns and now is the time to step things up a notch. There will be consequences if you do n…

Buying Real Estate During COVID-19: Strategies For Getting A Great Deal

Buying Real Estate During COVID-19: Strategies For Getting A Great Deal

Buying real estate during the COVID-19 pandemic is tricky because of lockdowns and lower inventory. But this is a chance for buyers to get a great de…

Why The Paycheck Protection Program (PPP) Could Disappoint And Cause Stocks To Sell Off

Why The Paycheck Protection Program (PPP) Could Disappoint And Cause Stocks To Sell Off

I believe the PPP program is the best economic stimulus program the government has ever created. However, more than one month  into the PPP program, …

Unemployment Benefit Amounts By State

Unemployment Benefit Amounts By State

A look at the latest enhanced unemployment benefits and ranking the highest and lowest unemployment benefit amounts by state. See this post for chart…

What The Doomer Bears Got Wrong

What The Doomer Bears Got Wrong

With the S&P 500 up over 25% from its lows, let's look at what the Doomers got wrong so we can potentially make better decisions investment decis…