Podcast Feed
The 4 Percent Rule Is Obsolete: Follow A 0.5 Percent Safe Withdrawal Rate Instead
The 4 percent rule is outdated. It was established in 1998 when the 10-year bond yield was at ~5 percent. Of course you're never going to run out of …
Financial Samurai
08/17/2020
Homeschool For Life! The End Of Traditional Education Starts Now
After giving homeschooling a lot of though, my wife and I have decided to go the homeschooling route. COVID-19 was just the catalyst to get us over t…
Financial Samurai
07/30/2020
Hunting For Unicorns: Don't Get Too Carried Away With Active Investing
So you love chasing unicorn stocks to get rich. So do I! However, you should probably be more judicious with your active and passive investing split.…
Financial Samurai
07/15/2020
Should We Worried About Inflation? Don't Be Silly
For those who are worried about inflation, don't be. There is not going to be inflation or inflation worries for years, if ever. I've got to believe…
Financial Samurai
07/01/2020
The State Of The Housing And Mortgage Industry During A Pandemic
It looks like demand for buying a home has hit an 11-year high. Before you buy a home, it's good to know what's going on in the mortgage industry. Th…
Financial Samurai
06/23/2020
How Climate Change May Affect Real Estate Prices
Let's have a discussion on how climate change may affect real estate prices. Your desire for a beachfront home might be misplaced. But maybe it's bes…
Financial Samurai
06/18/2020
Pay Down Mortgage Debt Or Invest? A Logical Framework
Wondering whether to pay down your mortgage debt or invest? I go through a logical framework of how to do both, and also highlight the extra benefits…
Financial Samurai
06/09/2020
Standing Up Against Racism In America
Racism is systemic in America. We must speak up and fight back against racism. We must share our stories and hold racists accountable for their actio…
Financial Samurai
06/01/2020
College Is Becoming Too Risky Of A Gamble To Make
I've been skeptical about college for a while, but now that the pandemic has hit and tens of millions of jobs are lost and perhaps never coming back,…
Financial Samurai
05/28/2020
Where Does The Stock Market Go From Here? S&P 500 3,000 Edition
With such a massive 30%+ rebound from the lows in March 2020, the S&P 500 is almost back to 3,000. I discuss why I've de-risked in my taxable inv…
Financial Samurai
05/25/2020
Recommended 529 Plan Amounts By Age
So you want to save for college in a 529 plan but you're unsure of how much to save. Or, you're wondering whether you should contribute more or less.…
Financial Samurai
05/21/2020
Why You've Got To Push Yourself Hard Before The Lockdown Ends
Don't you dare slack off. We're almost done with mass lockdowns and now is the time to step things up a notch. There will be consequences if you do n…
Financial Samurai
05/11/2020
Buying Real Estate During COVID-19: Strategies For Getting A Great Deal
Buying real estate during the COVID-19 pandemic is tricky because of lockdowns and lower inventory. But this is a chance for buyers to get a great de…
Financial Samurai
05/07/2020
Why The Paycheck Protection Program (PPP) Could Disappoint And Cause Stocks To Sell Off
I believe the PPP program is the best economic stimulus program the government has ever created. However, more than one month into the PPP program, …
Financial Samurai
05/05/2020
Unemployment Benefit Amounts By State
A look at the latest enhanced unemployment benefits and ranking the highest and lowest unemployment benefit amounts by state. See this post for chart…
Financial Samurai
05/02/2020
What The Doomer Bears Got Wrong
With the S&P 500 up over 25% from its lows, let's look at what the Doomers got wrong so we can potentially make better decisions investment decis…
Financial Samurai
04/21/2020
Progress During Corona Time Is Being Made
Just checking in to share that good things have been happening since the last episode. Paycheck Protection Program is awesome if it goes through. …
Financial Samurai
04/16/2020
How To Predict A Stock Market Bottom
Are you wondering when the stock market will bottom during a bear market? So am I! Here's an easy exercise all of us equity investors can go through …
Financial Samurai
03/19/2020
The Bull Market Finally Ends
It was good while it lasted. Now it's time to hunker down.
Financial Samurai
03/12/2020
Overcoming The Futility Of Work When You're Losing Massive Money In The Stock Market
Besides working to pay your taxes, perhaps nothing feels more depressing than going to work only to lose more money in your investments. Here are som…
Financial Samurai
02/28/2020