Podcast Feed

How Many Roth Accounts Can I Have?

How Many Roth Accounts Can I Have?

Laura answers a listener's question about using multiple Roth accounts and the annual contribution limits that apply.

A 7-Point Mid-Year Checklist for Money Success

A 7-Point Mid-Year Checklist for Money Success

Take stock of your finances with Laura’s mid-year checklist for more money success.

What Are Ways to Reduce My Taxes?

What Are Ways to Reduce My Taxes?

Laura answers three listeners’ questions about ways to reduce taxable income, cut taxes, and save more money.

How to Maximize 401(k) Matching Funds

How to Maximize 401(k) Matching Funds

Laura explains what retirement plan matching is, how to maximize it, and what to do if you don’t have employer matching at work.

Who Should Buy Cash Value Life Insurance?

Who Should Buy Cash Value Life Insurance?

Laura answers a listener's question about life insurance policies.

How to Use a Spousal IRA to Boost Your Retirement

How to Use a Spousal IRA to Boost Your Retirement

Laura explains what a spousal IRA is, its benefits, and who can use one to invest more for retirement.

Should I Invest Extra Money or Pay Down My Mortgage?

Should I Invest Extra Money or Pay Down My Mortgage?

Laura answers a listener’s question about whether to invest extra money or use it to pay down a mortgage for the best long-term benefits.

How to Use a Mega Backdoor Roth Conversion

How to Use a Mega Backdoor Roth Conversion

Laura explains the mega backdoor Roth conversion, who can use it, and more Roth strategies for boosting your retirement savings.

What Tax Will I Owe on My Investments?

What Tax Will I Owe on My Investments?

Laura answers a listener’s question about paying tax when selling an investment and what to do with the extra cash.

8 Robo Platform Benefits Investors Should Know

8 Robo Platform Benefits Investors Should Know

Laura reviews what a robo investing platform is, her recommendations, and eight benefits of using one.

Am I Investing Too Much for Retirement?

Am I Investing Too Much for Retirement?

Laura answers listeners’ retirement questions about whether you’re investing too much and the tax-advantaged account rules after age 59.5.

Time Value of Money (TVM) and Calculating Investment Returns

Time Value of Money (TVM) and Calculating Investment Returns

The time value of money, or TVM, is a fundamental concept that affects your financial planning and investment success. In this episode, we review the…

When Should You Buy an Annuity for Retirement?

When Should You Buy an Annuity for Retirement?

Laura answers a question about annuities and whether you should buy one for retirement income.

5 Steps to Achieve FIRE (Financial Independence Retire Early)

5 Steps to Achieve FIRE (Financial Independence Retire Early)

Laura reviews variations of the FIRE (financial independence, retire early) movement. You'll learn several strategies to become financially free and …

Should I Be Worried About Social Security?

Should I Be Worried About Social Security?

In another special Friday BONUS episode, Laura answers a listener’s question about Social Security retirement benefits and the future of the program.

5 Options to Manage Your 401(k) After Leaving a Job

5 Options to Manage Your 401(k) After Leaving a Job

Laura reviews five options for managing your retirement account with an ex-employer.

What Tax Do I Owe on My Home Sale?

What Tax Do I Owe on My Home Sale?

Laura answers a question about selling your home and explains a legit way to skip taxes or pay significantly less, called the capital gains tax exclu…

Debunking 10 Costly Investing Misconceptions

Debunking 10 Costly Investing Misconceptions

Laura reviews ten costly misconceptions about investing that you should never believe.

6 Rules for Contributing to an IRA and a 401(k)

6 Rules for Contributing to an IRA and a 401(k)

Laura reviews six rules you should know to take advantage of multiple retirement accounts and avoid pitfalls.

Understanding Bitcoin–It’s History, Halving, and Controversy

Understanding Bitcoin–It’s History, Halving, and Controversy

Laura explains Bitcoin's history, an upcoming event known as a halving, and why the cryptocurrency is controversial.