Podcast Feed

Pros and Cons of a Home Equity Line of Credit (HELOC)

Pros and Cons of a Home Equity Line of Credit (HELOC)

Laura reviews what a HELOC is, who qualifies for one, how you can spend it, and the benefits and downsides to consider.

How Does a SEP-IRA Work?

How Does a SEP-IRA Work?

Laura answers a listener's question about using a SEP-IRA when you have a little or a lot of self-employment income.

What's the Cheapest Way to Sell a Home?

What's the Cheapest Way to Sell a Home?

Laura answers a listener's question about putting a property on the market that needs repairs when you have little cash or equity.

Can I Contribute the Family Limit to a Health Savings Account (HSA)?

Can I Contribute the Family Limit to a Health Savings Account (HSA)?

Laura answer’s a listener’s question about who can max out the family limit for an HSA, whether you’re married, have a domestic partner, or have chil…

The Basics of Investing in Mutual Funds

The Basics of Investing in Mutual Funds

Laura explains what a mutual fund is, the primary types of funds, their benefits, and how to purchase them.

Should I Sell Investments at a Loss for Taxes?

Should I Sell Investments at a Loss for Taxes?

Laura answers a listener's question about the best way to manage a losing investment.

How to Get Retirement Matching Without an Employer

How to Get Retirement Matching Without an Employer

Laura explains what IRA matching is, where to find various matching offers, and whether it’s worthwhile.

Am I Saving Enough for Retirement?

Am I Saving Enough for Retirement?

Laura answers a listener's question about how much you need to save for retirement and if you're on track to achieve it.

4 Ways to Fund a Roth No Matter Your Income

4 Ways to Fund a Roth No Matter Your Income

Laura reviews Roth benefits and four excellent ways to boost your Roth investments regardless of income.

How Should a Novice Investor Get Started?

How Should a Novice Investor Get Started?

Laura answers a listener's question about how to start investing without a company retirement plan.

Tips for Better Charitable Giving No Matter Your Budget

Tips for Better Charitable Giving No Matter Your Budget

Laura interviews Phil Buchanan and Grace Nicolette from The Center for Effective Philanthropy (CEP) about ways to give more.

How Can I Get an Affordable Self-Employed Benefits Package?

How Can I Get an Affordable Self-Employed Benefits Package?

Laura answers a listener's question about how to get affordable benefits when they become a full-time solopreneur.

Tips to Minimize Credit Damage After a Late Payment

Tips to Minimize Credit Damage After a Late Payment

Laura answers a listener’s question and reviews what happens to your credit after making a late payment, including tips to minimize the potential dam…

How Do Wealthy People Invest Money?

How Do Wealthy People Invest Money?

Laura answers a listener's question about how to invest extra money the way wealthy people do.

Investment Portfolio Rebalancing–What It Is and Why It's Critical

Investment Portfolio Rebalancing–What It Is and Why It's Critical

Laura reviews what investment rebalancing is, why it’s essential for success, and six strategies to rebalance your portfolio, whether you're a novice…

How Can I Pay Off My Mortgage Early?

How Can I Pay Off My Mortgage Early?

Laura answers a listener's question about whether to pay off a mortgage early and how to do it.

The Right Time to Refinance Your Mortgage

The Right Time to Refinance Your Mortgage

Laura Adams discusses the key factors to consider when deciding whether to refinance your mortgage, including the benefits and potential drawbacks. S…

Can I Start a Roth IRA for My Child?

Can I Start a Roth IRA for My Child?

Laura answers a listener's question about starting a Roth IRA for teenage children who work part-time jobs.

6 Money Moves to Make When Interest Rates Drop

6 Money Moves to Make When Interest Rates Drop

Laura reviews smart money moves to improve your finances when the Fed cuts interest rates.

Who Should Buy a Single Premium Immediate Annuity (SPIA)?

Who Should Buy a Single Premium Immediate Annuity (SPIA)?

Laura answers a listener’s question about whether a single premium immediate annuity (SPIA) is right for her mother’s retirement portfolio.