Podcast Feed
162. “We panic over money—but spend $84K/year on travel and shopping”
Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recentl…
Ramit Sethi
06/25/2024
161. “He hid $77k in CC debt from me—but can’t tell me what he bought”
Jim and Dana are 58, five years into their second marriages, and coping with changes in their new lifestyle in different ways. Jim is set on providin…
Ramit Sethi
06/18/2024
160. “My entire paycheck goes to daycare. Should I stay home?”
Live in NYC, Carlos and Amanda, 36 and 28, join the show to talk through a recurring issue in their relationship—her earning ability vs. the possibil…
Ramit Sethi
06/11/2024
159. “How can we raise 3 kids if she only makes $15k?”
Caleb and Alex are both 27. They have one young child and foster two sisters, both of whom they intend to adopt soon. As children themselves, Caleb a…
Ramit Sethi
06/04/2024
158. “We have $2M, why can’t we retire?” (Part 2)
Rob and Adrienne are nearing retirement but worried about having enough. In Part 2, we dig into their Conscious Spending Plan to reveal a massively s…
Ramit Sethi
05/28/2024
157. “We spent $80,000 more than we made last year” (Part 1)
Adrienne and Rob are 59 and 62, and they are overcome with worry over whether or not they’ve amassed enough wealth to live comfortably, and apply Ric…
Ramit Sethi
05/21/2024
156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
In the second half of this live-recorded conversation with Paul and Morgan, 37 and 33, we dig deeper into their Conscious Spending Plan to uncover th…
Ramit Sethi
05/14/2024
155. “We have $22k in cc debt—but I want to renovate the house” (Part 1)
Paul and Morgan, 37 and 33, find themselves in a painful loop of arguments and unchecked spending, putting the future of their young family at risk. …
Ramit Sethi
05/07/2024
154. “We’re drowning in debt, but I drive a BMW”
Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child an…
Ramit Sethi
04/30/2024
153. “We’re married. Why do I have to ask him for money?”
Allison is 36 and Dan, 37. They’re married with two kids living in a HCOL mountain town—a market variable that’s influenced them to sell her condo an…
Ramit Sethi
04/23/2024
152. “The world is going to end. So why bother investing?”
Fernando and Anushka, 30 and 31, live in San Diego and earn high incomes—matching $135,000 salaries, in fact. They have healthy investment and saving…
Ramit Sethi
04/16/2024
151. “Our gas is about to get shut off, but I refuse to sell any of my 7 cars”
Peter and Megan, 36 and 37, are married with no kids but severe financial stress threatens their future together. Peter has grown to resent Megan’s u…
Ramit Sethi
04/09/2024
150. “We’re broke, but I spend $350/mo on clothes” (Part 2)
In part two with Elizabeth and Jonathan, 36 and 38, we continue unpacking their complicated personal backgrounds with money as they relate to current…
Ramit Sethi
04/02/2024
149. “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
Elizabeth and Jonathan are in their mid-thirties, have been married for 13 years, and share a young daughter. They bought a starter home after gettin…
Ramit Sethi
03/26/2024
148. “We have 2 kids and $0 invested, but refuse to get 9-5 jobs”
Callie and Travis, 36 and 39, have two kids and live in southern Texas near the ocean. They’ve made a conscious decision to run their own small busin…
Ramit Sethi
03/19/2024
147. “I don’t trust him with money, so I check his cc accounts”
Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credi…
Ramit Sethi
03/12/2024
146. “I'm jealous when I see friends' vacations on Instagram”
Erik is 44 and Andrea is 43. They’re trying to determine what to do with a bump in income. Andrea wants to save for college tuition, because that’s w…
Ramit Sethi
03/05/2024
145. “Am I a bad mom if we can’t do a $7k Disney trip?”
Kristin is 32 and David is 38. They share five kids in a blended family and David is getting close to military retirement. The problem is their spend…
Ramit Sethi
02/27/2024
144. “We make $245K. Why do I have to ask my wife for dinner money?”
Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour…
Ramit Sethi
02/20/2024
143. “I maxed out my credit cards on our $45k wedding. Are we broke?”
Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt.…
Ramit Sethi
02/13/2024