Podcast Feed
168. “I’m going to die with student loans. Why should I count them?”
Emi, 32, and Antonio, 29, have been married for six years and have struggled with debt for even longer. Credit cards, personal loans, student loans, …
Ramit Sethi
08/06/2024
167. “We took a loan to pay off our credit cards—and maxed them out again”
Ashley is 29, Brandon is 30. They have been married for six years and have accumulated $261,000 in debt. Despite taking out a surrogate loan, they ar…
Ramit Sethi
07/30/2024
166. “I’m embarrassed—we hid $10,000 cash in our closet for 3 years”
Christina is 37 and Noah 35. They’re married with one young son and another on the way. They earn a very high income, but their decisions are clouded…
Ramit Sethi
07/23/2024
165. “I make 10x my husband’s income. Will we ever feel like equals?”
Geena is 44 and James 39. They live in Brooklyn where she works as a corporate attorney and he’s a freelance musician—resulting in a 10x income dispa…
Ramit Sethi
07/16/2024
164. “I stress over money—but we’re seeing Taylor Swift in France tomorrow”
Taylor is 39 and Steve is 42. They're married and live in New York City. Steve lost his job years ago, but has coasted without getting serious about …
Ramit Sethi
07/09/2024
163. “I work & watch my infant FT b/c we can’t afford childcare”
James and Nicole, 42 and 44, just had a second baby—but they weren’t prepared for the additional costs associated with a growing family. They spend 9…
Ramit Sethi
07/02/2024
162. “We panic over money—but spend $84K/year on travel and shopping”
Paul, 33, and Maddie, 29, joined us in New York City for a live-recorded episode. She is a high earner, but worries about lifestyle creep. He recentl…
Ramit Sethi
06/25/2024
161. “He hid $77k in CC debt from me—but can’t tell me what he bought”
Jim and Dana are 58, five years into their second marriages, and coping with changes in their new lifestyle in different ways. Jim is set on providin…
Ramit Sethi
06/18/2024
160. “My entire paycheck goes to daycare. Should I stay home?”
Live in NYC, Carlos and Amanda, 36 and 28, join the show to talk through a recurring issue in their relationship—her earning ability vs. the possibil…
Ramit Sethi
06/11/2024
159. “How can we raise 3 kids if she only makes $15k?”
Caleb and Alex are both 27. They have one young child and foster two sisters, both of whom they intend to adopt soon. As children themselves, Caleb a…
Ramit Sethi
06/04/2024
158. “We have $2M, why can’t we retire?” (Part 2)
Rob and Adrienne are nearing retirement but worried about having enough. In Part 2, we dig into their Conscious Spending Plan to reveal a massively s…
Ramit Sethi
05/28/2024
157. “We spent $80,000 more than we made last year” (Part 1)
Adrienne and Rob are 59 and 62, and they are overcome with worry over whether or not they’ve amassed enough wealth to live comfortably, and apply Ric…
Ramit Sethi
05/21/2024
156. "We have 2 kids, 3 cars...but only 1 month of savings" (Part 2)
In the second half of this live-recorded conversation with Paul and Morgan, 37 and 33, we dig deeper into their Conscious Spending Plan to uncover th…
Ramit Sethi
05/14/2024
155. “We have $22k in cc debt—but I want to renovate the house” (Part 1)
Paul and Morgan, 37 and 33, find themselves in a painful loop of arguments and unchecked spending, putting the future of their young family at risk. …
Ramit Sethi
05/07/2024
154. “We’re drowning in debt, but I drive a BMW”
Kevin and Michelle, 32 and 30, joined me live in New York City earlier this year for our very first in-person interview. They have one young child an…
Ramit Sethi
04/30/2024
153. “We’re married. Why do I have to ask him for money?”
Allison is 36 and Dan, 37. They’re married with two kids living in a HCOL mountain town—a market variable that’s influenced them to sell her condo an…
Ramit Sethi
04/23/2024
152. “The world is going to end. So why bother investing?”
Fernando and Anushka, 30 and 31, live in San Diego and earn high incomes—matching $135,000 salaries, in fact. They have healthy investment and saving…
Ramit Sethi
04/16/2024
151. “Our gas is about to get shut off, but I refuse to sell any of my 7 cars”
Peter and Megan, 36 and 37, are married with no kids but severe financial stress threatens their future together. Peter has grown to resent Megan’s u…
Ramit Sethi
04/09/2024
150. “We’re broke, but I spend $350/mo on clothes” (Part 2)
In part two with Elizabeth and Jonathan, 36 and 38, we continue unpacking their complicated personal backgrounds with money as they relate to current…
Ramit Sethi
04/02/2024
149. “We have no savings but bought our kid a $500 toy for Christmas” (Part 1)
Elizabeth and Jonathan are in their mid-thirties, have been married for 13 years, and share a young daughter. They bought a starter home after gettin…
Ramit Sethi
03/26/2024