Podcast Feed
135. "It could cost us $50k to have a baby. Can we afford it?"
Kait is 36 and Em is 35. They’re married and pursuing IVF as a means to expand their family. But a misalignment on money stands in the way of a truly…
Ramit Sethi
12/19/2023
134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)
Part 2 with Becki and Dustin drops us right back into a contentious conversation about Dustin’s 6-wheeled truck, but his and Becki’s misalignment run…
Ramit Sethi
12/12/2023
133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
Becki is 42, Dustin is 36. Becki moved to North Caroline from California two years ago, into Dustin’s house but is feeling disconnected from her fami…
Ramit Sethi
12/05/2023
132. “We’re $520k in debt—and he hid it from me”
Cassandra, 40, and Aldo, 41, discovered Ramit on Netflix—which quickly led to Cassandra discovering the gruesome details of their debt. His goal was …
Ramit Sethi
11/28/2023
131. “We’re worth $5.5M but I feel like it doesn’t belong to me”
Matt is 40 and Ruane is 38. They have two kids and live in Toronto. They’ve done incredibly well for themselves, with an eye-popping net worth of $5,…
Ramit Sethi
11/21/2023
130. “I don’t trust him with spending. Do we have a future?”
Alisa is 38 and Jesse is 42; they live in Portland with no kids and have been married for 10 years. Alisa has a growing sense of urgency related to t…
Ramit Sethi
11/14/2023
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried e…
Ramit Sethi
11/07/2023
128. “We have $285k in debt. Can we achieve financial freedom in 5 years?” (Part 1)
Trin and Lucas are 35 with two kids. They’re bleeding money but they don’t know why, or how to fix it. Lucas is an extreme entrepreneur, leading to t…
Ramit Sethi
10/31/2023
127. “Our financial advisor almost cost us $800k. How do we fire them?”
Jeff is 50, he’s a specialized surgeon. Susan is 48, she stays at home with their two kids. Their discretionary spending has grown over the years, ba…
Ramit Sethi
10/24/2023
126. “We have $30k of CC debt. Why did we buy a $10k timeshare?” (Part 2)
It’s time to get tactical in this energetic follow-up episode with Cristina and Ron. Building on their story, we unpack their three most glaring mone…
Ramit Sethi
10/17/2023
125. “He’s so afraid of money he can’t log into his own bank account” (Part 1)
Meet Cristina and Ron. Cristina's 30, Ron is 45, and they've been married for four years. Cristina wonders why she's the one managing money in their …
Ramit Sethi
10/10/2023
124. “We make $113,500. Why do we feel poor?”
Bebe and Paul are 37 and 40. They have two young kids and in the last few years, they have moved about ten times for various family reasons. They’re …
Ramit Sethi
10/03/2023
123. Ramit’s travel tips, real estate FOMO, and talking to kids about money
This is a special solo episode where I answer questions from members of my Money Coaching program. In today’s episode: My favorite services that I us…
Ramit Sethi
09/26/2023
122. “I shouldn’t have to ask for $20 to get McDonalds for the kids”
Doni and Cacey are 30 and 40 years old with three very young kids. Doni’s struggled with credit card debt in the past, putting pressure on Cacey to c…
Ramit Sethi
09/19/2023
121. “He wasn’t supposed to have student loans. Now he has $157k.”
Alana and Sam, 37 and 36, have two kids and $157,000 in student loans—loans which his mother assured would be paid. They haven’t been. Instead, the d…
Ramit Sethi
09/12/2023
120. “We have 3 kids, $1k saved, $0 invested. Is it too late for us?”
Ana is 31 and Gabriel is 29. They have three young kids and will be celebrating their tenth wedding anniversary soon. This episode deals with addicti…
Ramit Sethi
09/05/2023
119. “He’s not ready for marriage. So why did we buy a house together?”
Candace and Brad are 31 and 33. They’ve been together for five years—buying a home together after just one year of dating. Candace is ready for a wed…
Ramit Sethi
08/29/2023
118. “Before kids, I made $20k/month. Now he wants me to be a housewife” (Part 2)
In part two of my conversation with Kara and Drake, we continue to peel back the layers of gender roles and lost identity which came to the surface l…
Ramit Sethi
08/22/2023
117. “He earned $17k last month—but it's not enough” (Part 1)
Kara and Drake are 38 and 37 with two infant children. Kara used to earn as much as $20k in a month, but has pulled back on work since becoming a mot…
Ramit Sethi
08/15/2023
116. “She manages the money. I ignore it. What’s the problem?”
Carrie and Taylor are both 33, unmarried with no kids, earning good incomes in the Nashville area. Their CSP checks out—Carrie does a great job manag…
Ramit Sethi
08/08/2023