Podcast Feed
148. “We have 2 kids and $0 invested, but refuse to get 9-5 jobs”
Callie and Travis, 36 and 39, have two kids and live in southern Texas near the ocean. They’ve made a conscious decision to run their own small busin…
Ramit Sethi
03/19/2024
147. “I don’t trust him with money, so I check his cc accounts”
Ashley and Christopher, 30 and 28, recently got engaged and look forward to planning a wedding, having kids, etc. But Christoper has lived with credi…
Ramit Sethi
03/12/2024
146. “I'm jealous when I see friends' vacations on Instagram”
Erik is 44 and Andrea is 43. They’re trying to determine what to do with a bump in income. Andrea wants to save for college tuition, because that’s w…
Ramit Sethi
03/05/2024
145. “Am I a bad mom if we can’t do a $7k Disney trip?”
Kristin is 32 and David is 38. They share five kids in a blended family and David is getting close to military retirement. The problem is their spend…
Ramit Sethi
02/27/2024
144. “We make $245K. Why do I have to ask my wife for dinner money?”
Brad and Angie, 55 and 56, are each 10 years into a second marriage. With six adult children out of the house, they’re planning to buy an RV and tour…
Ramit Sethi
02/20/2024
143. “I maxed out my credit cards on our $45k wedding. Are we broke?”
Amy and Tori are in their late 20s. They recently got married and honeymooned in Greece, racking up tens of thousands of dollars in credit card debt.…
Ramit Sethi
02/13/2024
142. “We have a $2.3M net worth—but we cut coupons”
Brian is 56 and Rachel is 51 and they’re both lawyers. She’s lost thousands on a financial advisor and he can’t stop paying his daughter’s rent. Bria…
Ramit Sethi
02/06/2024
141. “We only have $2k in savings but she can’t stop going to the mall”
April and Kevin are in their mid thirties with two kids. They’ve been married for twelve years and Kevin recently came across a good book on finance—…
Ramit Sethi
01/30/2024
140. “He put our $1M into one risky investment. Will we lose it all?” (Part 2)
Sandra, 46, and Brad, 48, return for Part 2 as we get our hands dirty with their incredible decision to invest $1,000,000—their entire net worth—into…
Ramit Sethi
01/23/2024
139. “I’m afraid he’ll leave if I don’t stop stressing about the budget” (Part 1)
Sandra is 46. Brad is 48. They have four children and are living a high lifestyle as a result of two generational income explosions tied to Brad’s wo…
Ramit Sethi
01/16/2024
138. “My wife doesn’t want me to take a $720k job offer”
Mel and Babu are both 33 year-old doctors. Babu’s nearly done with his training, putting a huge decision in front of them about where to live and how…
Ramit Sethi
01/09/2024
137. “MLMs, crypto, real estate—I can’t stop falling for get-rich-quick schemes” (Part 2)
David, 33, and Halima, 37, return to follow-up on last week’s episode, where we learned about their debt, painful backgrounds, unrealistic expectatio…
Ramit Sethi
01/02/2024
136. “We have $500k in debt. Can I retire early?” (Part 1)
David's 33 and Halima's 37. They’re been married for one year, a second union for both. The deep emotional (and financial) scars from those past rela…
Ramit Sethi
12/26/2023
135. "It could cost us $50k to have a baby. Can we afford it?"
Kait is 36 and Em is 35. They’re married and pursuing IVF as a means to expand their family. But a misalignment on money stands in the way of a truly…
Ramit Sethi
12/19/2023
134. “I make $24K a year but my truck costs $1,600+ a month” (Part 2)
Part 2 with Becki and Dustin drops us right back into a contentious conversation about Dustin’s 6-wheeled truck, but his and Becki’s misalignment run…
Ramit Sethi
12/12/2023
133. "She has $7k in cc debt—just 3 months after I paid it off for her" (Part 1)
Becki is 42, Dustin is 36. Becki moved to North Caroline from California two years ago, into Dustin’s house but is feeling disconnected from her fami…
Ramit Sethi
12/05/2023
132. “We’re $520k in debt—and he hid it from me”
Cassandra, 40, and Aldo, 41, discovered Ramit on Netflix—which quickly led to Cassandra discovering the gruesome details of their debt. His goal was …
Ramit Sethi
11/28/2023
131. “We’re worth $5.5M but I feel like it doesn’t belong to me”
Matt is 40 and Ruane is 38. They have two kids and live in Toronto. They’ve done incredibly well for themselves, with an eye-popping net worth of $5,…
Ramit Sethi
11/21/2023
130. “I don’t trust him with spending. Do we have a future?”
Alisa is 38 and Jesse is 42; they live in Portland with no kids and have been married for 10 years. Alisa has a growing sense of urgency related to t…
Ramit Sethi
11/14/2023
129. “We spend 154% of what we make, but I refuse to get a salary job” (Part 2)
Following up with Trin and Lucas, both 35, we chip away at an unmanageable fixed-costs percentage and broach Lucas’s unwillingness to seek salaried e…
Ramit Sethi
11/07/2023