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672 - What’s the Difference Between a Traditional and Roth 401(k)?

672 - What’s the Difference Between a Traditional and Roth 401(k)?

If you work for a company that offers a retirement plan you might be confused about whether you should make traditional or Roth contributions. Laura …

289 | The Roth 401K and Meal Planning Made Easy

289 | The Roth 401K and Meal Planning Made Easy

For almost 12 months, we've all been trying to do the best that we can. As frequently discussed on the show, we try to do things slightly different,…

1.20.21 Annuity options will soon be available in your 401k; As streaming prices rise, how you can pay less

1.20.21 Annuity options will soon be available in your 401k; As streaming prices rise, how you can …

Clark is not a fan of annuities. But they are going to be available in many 401k's this year. Clark tells you what you should do when you see them as…

Contribute to Accounts Outside 401K

Contribute to Accounts Outside 401K

On this episode of DIY Money, Quint and Daniel talk about contributing to accounts other than your employer's 401K.

Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298

Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's…

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/as…

665 - 7 Pros and Cons of Investing in a 401k at Work

665 - 7 Pros and Cons of Investing in a 401k at Work

Should you always use a 401(k) at work if you have one? Laura reviews the main advantages and disadvantages of workplace retirement plans. You’ll lea…

Ask HTM - Putting Down Less than 20 Percent on a Home, Swapping a Used Car for a Used Truck, and Investing Beyond a 401k #286

Ask HTM - Putting Down Less than 20 Percent on a Home, Swapping a Used Car for a Used Truck, and In…

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/as…

401K Rollovers with Roth and Traditional Funds

401K Rollovers with Roth and Traditional Funds

On this episode of DIY Money, Quint and Daniel discuss what you need to know before rolling over a 401K with both Roth and Traditional funds.

How We Mess Up Our 401k (with Josh Dietch)

How We Mess Up Our 401k (with Josh Dietch)

How's your savings plan been? Have you had to abandon ship on your retirement goals during this car wreck of a year? What are the keys to doing well …

Maxing Out a 401K and Early Retirement

Maxing Out a 401K and Early Retirement

On this episode of DIY Money, Quint and Daniel give their advice on what to do if you are looking to retire early and strategies for avoiding a large…

401: Follow these Steps to Get People to Know, Like, and Trust You with Jordan Harbinger

401: Follow these Steps to Get People to Know, Like, and Trust You with Jordan Harbinger

Welcome to the brand new Sunday edition of the show – where we go beyond tactics and focus on the "mind game." In this premiere episode, you'll learn…

Are You Using Your 401(k) the WRONG Way? (You'll Want to Watch This!)

Are You Using Your 401(k) the WRONG Way? (You'll Want to Watch This!)

8 out of 10 millionaires reached millionaire status by age 49 inside their 401(k)! This investment tool is too powerful to overlook, but how exactly …

Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244

Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents…

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/as…

401: The Productivity Pyramid: A Simple Framework to Make Real Progress

401: The Productivity Pyramid: A Simple Framework to Make Real Progress

We’re all dealt 24 hours a day. I believe how you spend that time, or maybe rather how you invest it, should give you some sort of return. That could…

How to Become a 401(k) Millionaire

How to Become a 401(k) Millionaire

In this episode we cover:  What is a 401(k)  How much money you need to save each paycheck to be a 401(k) millionaire  How to increase your contri…

8.4.20 Why Roth 401k's are better; Fast food rewards programs

8.4.20 Why Roth 401k's are better; Fast food rewards programs

Roth 401k's make more sense than traditional 401k's for a lot of people. Clark discusses why that is the case. Wendy's has launched a rewards progra…

6.29.20 New 401k rules could wreak havoc on your account; Asking for a raise

6.29.20 New 401k rules could wreak havoc on your account; Asking for a raise

New 401k rules allow for individual investors to invest in private equity. Clark is not a fan of this. Clark gives suggestions on how to ask for a …

Average 401(k) Balance by Age (2020 Edition): Are You Behind?

Average 401(k) Balance by Age (2020 Edition): Are You Behind?

In this episode, learn what makes this retirement savings vehicle so powerful and how your 401(k) balance measures up to your peers. Don't pass up t…

25 Ways to Fix Your 401k

25 Ways to Fix Your 401k

Do you feel just a little bit lost managing your retirement funds? Don't feel like your alone. A recent study shows that MOST Americans have no clue …