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Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents About Investing Episode #244

Ask HTM - Roth vs. Trad 401k, Lower Credit Score After Paying Off CC Debt, and Talking with Parents…

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/as…

401: The Productivity Pyramid: A Simple Framework to Make Real Progress

401: The Productivity Pyramid: A Simple Framework to Make Real Progress

We’re all dealt 24 hours a day. I believe how you spend that time, or maybe rather how you invest it, should give you some sort of return. That could…

How to Become a 401(k) Millionaire

How to Become a 401(k) Millionaire

In this episode we cover:  What is a 401(k)  How much money you need to save each paycheck to be a 401(k) millionaire  How to increase your contri…

8.4.20 Why Roth 401k's are better; Fast food rewards programs

8.4.20 Why Roth 401k's are better; Fast food rewards programs

Roth 401k's make more sense than traditional 401k's for a lot of people. Clark discusses why that is the case. Wendy's has launched a rewards progra…

6.29.20 New 401k rules could wreak havoc on your account; Asking for a raise

6.29.20 New 401k rules could wreak havoc on your account; Asking for a raise

New 401k rules allow for individual investors to invest in private equity. Clark is not a fan of this. Clark gives suggestions on how to ask for a …

Average 401(k) Balance by Age (2020 Edition): Are You Behind?

Average 401(k) Balance by Age (2020 Edition): Are You Behind?

In this episode, learn what makes this retirement savings vehicle so powerful and how your 401(k) balance measures up to your peers. Don't pass up t…

25 Ways to Fix Your 401k

25 Ways to Fix Your 401k

Do you feel just a little bit lost managing your retirement funds? Don't feel like your alone. A recent study shows that MOST Americans have no clue …

5.4.20 Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401k withdrawal?

5.4.20 Corporate liability shields; Airline stocks hammered; Micro businesses; Cash-out refi or 401…

Employers fear liability from as they bring employees back into the office. Virtual volunteering might be a great use of your time right now. Warre…

4.27.20 Investing in gold; Ideal car buying window; Is the FIRE movement over?; What to do with your old 401k

4.27.20 Investing in gold; Ideal car buying window; Is the FIRE movement over?; What to do with you…

People are getting ripped off buying physical gold right now. Buy a precious metals ETF instead! The car market has changed rapidly. Clark tells you…

3.30.20 More unemployment details; Stock market volatility; Real ID implementation delayed; 401k disbursements part of stimulus bill

3.30.20 More unemployment details; Stock market volatility; Real ID implementation delayed; 401k di…

Funds will soon be flowing to the states for Americans filing for unemployment. Clark discusses more of the details we now know. The stock market co…

3.19.20 Stock market volatility and your 401k; Government passes a Coronavirus relief bill

3.19.20 Stock market volatility and your 401k; Government passes a Coronavirus relief bill

The market is still experiencing a lot of volatility. Clark discusses how you should approach your retirement account in light of the current turmoil…

3.5.20 How to shop for life insurance; Show some love to your 401k

3.5.20 How to shop for life insurance; Show some love to your 401k

Life insurance agents are only there to pitch policies with some kind of add-on - the equivalent of a savings or investment account, or something the…

Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do when Inheriting a 401k #168

Ask HTM - Paying Off Balance Transfer Cards, Emergency Funds while House Hacking, and What to do wh…

This week on the podcast we’re answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/a…

The Roth 401K: The Cinderella Of Your Financial Plan (and Your Letters)

The Roth 401K: The Cinderella Of Your Financial Plan (and Your Letters)

Why are some of the coolest financial tools rarely used? For example, people by-and-large avoid HSA accounts, when they're the Swiss-army knife of a …

618 - 10 Facts About Solo 401(k) Retirement Accounts You Should Know

618 - 10 Facts About Solo 401(k) Retirement Accounts You Should Know

A solo 401(k) is a great retirement savings option for the self-employed. These critical facts can help you use the account wisely and saving much mo…

Your 401(k) Matters For Retirement - New Max Contribution Limit For 2020

Your 401(k) Matters For Retirement - New Max Contribution Limit For 2020

Your 401(k) is part of the three-legged stool for retirement. The other two legs are your after-tax investments and your ability to make side income.…

10.16.19 Cell phone plan deals; 401k early withdrawal changes; Financial advice for different generations

10.16.19 Cell phone plan deals; 401k early withdrawal changes; Financial advice for different gener…

Of the 4 major cell carriers, Verizon, AT&T, T-Mobile & Sprint - all the growth over the past 4 years has gone to T-Mobile, steadily taking marke…

10.4.19 Cheaper 401k plans for small businesses; Clark Stinks

10.4.19 Cheaper 401k plans for small businesses; Clark Stinks

Roughly half of us have no access to a retirement plan through work. Most small employers don’t know how to make this happen. If they go to an insura…