Blog Feed
Supreme Court Limits Injunctions: What It Means For SAVE Plan
Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue. The post Supreme Court Limits Injunctions: What It Means For SA…
Sleep In, Stay Broke: Wake Up Earlier for Financial Success
I’m convinced that if you wake up just one hour earlier every day for the next 10 years, you’ll not only accomplish far more, but also build signific…
Episode 214. “I’m 45 but my parents still control my money”
Kate and Keith have spent years afraid to spend—until now. In part 2 of this conversation, Ramit challenges them to rewrite the money scripts that ha…
Best Order of Operations For Saving For Retirement
Here's the best order of operations of how to save for retirement, with which accounts to fund in the right financial order. The post Best Order of O…
Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?
PSLF borrowers stuck in Buyback queues may benefit by switching to IBR or Standard plans. Here's what to weigh. The post Should You Wait For PSLF Buy…
Best High-Yield Savings Accounts In June 2025
We break down the best high yield savings accounts for 2025 so that you can earn the highest interest on your money easily. The post Best High-Yield …
You Can’t Save The World, So Mind Your Own Finances
When I first started Financial Samurai back in 2009, I had idyllic dreams of helping as many people as possible achieve financial freedom. My finance…
The Simple Formula to Estimate Renovation Costs (2025 Numbers)
Your agent just sent you a killer real estate deal with enormous upside, but it needs a bit of work. Here’s exactly how to estimate renovation costs,…
Episode 213. “We have a $1M trust – but a $30k budget” (Part 1)
Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small bu…
Viral Envelope Challenge Helps Students Save $5,000
Save $5,050 in 100 days with the viral envelope challenge. Easy, flexible, and surprisingly effective. The post Viral Envelope Challenge Helps Studen…
Education Costs: Why Jim Dahle Misses the Mark on Public vs. Private Schooling
The financial implications of education strategies can be tough, but the question of how we educate our children can't be reduced to money. The post …
Why Do Budgets Fail (The Real Reasons + What Actually Works)
Budgets fail because they’re designed to restrict your life instead of enhance it. Traditional budgeting focuses on cutting expenses and tracki…
SAVE Borrowers See Forbearance Extended To Fall 2025
SAVE plan borrowers are now seeing forbearance extended to fall 2025, hinting that repayment may not resume until 2026. The post SAVE Borrowers See F…
What Happens To Student Loans If The Budget Bill Dies?
Trump and Elon's public feud over the Big Beautiful Bill leaves student loan borrowers, especially those in SAVE, facing more uncertainty. The post W…
MOHELA Confirms 0% Interest for SAVE Plan Borrowers
MOHELA confirms 0% interest for SAVE borrowers. No payments required. Notices were not bills. The post MOHELA Confirms 0% Interest for SAVE Plan Borr…
GOP Budget Plan Cuts Pell Grants And 30-Year Student Loans
A new House budget bill limits student borrowing, phases out aid programs, and extends repayment to 30 years. The post GOP Budget Plan Cuts Pell Gran…
Interest Accrual Mistakes In SAVE Plan: A Growing Concern
Borrowers in the SAVE plan report unexpected interest charges due to servicer errors. Learn how to verify your enrollment and correct mistakes. The p…
The Time To Participate In A No Spend Challenge Is Now
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutt…
The Time To Participate In A No-Spend Challenge Is Now
Have you heard of the no-spend chalenge? It’s a popular concept among budget-minded and minimalist bloggers who encourage us to save more and declutt…
Balancing Retirement and College Savings
Here's how you should think about making sure you fund your retirement while also potentially saving for your kids' college education. The post Bala…