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An Operating Costs Crisis That’s Driving Many Landlords Out of Business
Over the past year, the gap between the number of active sellers and active buyers has widened to its largest margin since the wake of the Great Rece…
Should You Switch From SAVE To IBR?
SAVE student loan borrowers face interest starting August 1. Should you switch from SAVE to IBR now or wait? The post Should You Switch From SAVE To …
SAVE Borrowers Face Deadline: Should You Switch Plans Now?
Student loan borrowers are at a crossroads: SAVE loan interest begins August 1. Should you switch to IBR? The post SAVE Borrowers Face Deadline: Shou…
Apple Savings Account Review: Pros and Cons
Are you an iPhone user looking for a convenient way to save? The Apple Savings Account might be the answer, but there is a catch. Learn more. The po…
How to Handle a Financial Windfall (Rich Life vs Going Broke)
How to Handle a Financial Windfall (Rich Life vs Going Broke) A financial windfall is a large sum of money you receive unexpectedly, like an inherita…
The Hidden Expense Driving Up College Costs: Room And Board
Room and board expenses make up most college costs at many schools. Learn what this means for your family's budget, and why it's the real problem for…
Loan Budgeting Made Simple (Pay Off Debt and Build Wealth)
Loan budgeting means having a plan to pay off debt while still living your life — without the stress of constantly juggling payments. Why Most People…
Student Loan Interest Will Resume For SAVE Borrowers
The Education Department quietly announced it plans to restart interest on SAVE loans in August, impacting 8 million borrowers still in forbearance. …
The Best Student Savings Accounts In 2025
Children, adults, college students, and young adults all need a great savings account. Here are the best student savings accounts. The post The Best …
Supreme Court Limits Injunctions: What It Means For SAVE Plan
Supreme Court limits nationwide injunctions, but SAVE Plan forbearance will continue. The post Supreme Court Limits Injunctions: What It Means For SA…
Sleep In, Stay Broke: Wake Up Earlier for Financial Success
I’m convinced that if you wake up just one hour earlier every day for the next 10 years, you’ll not only accomplish far more, but also build signific…
Episode 214. “I’m 45 but my parents still control my money”
Kate and Keith have spent years afraid to spend—until now. In part 2 of this conversation, Ramit challenges them to rewrite the money scripts that ha…
Best Order of Operations For Saving For Retirement
Here's the best order of operations of how to save for retirement, with which accounts to fund in the right financial order. The post Best Order of O…
Should You Wait For PSLF Buyback Or Switch Out Of SAVE Now?
PSLF borrowers stuck in Buyback queues may benefit by switching to IBR or Standard plans. Here's what to weigh. The post Should You Wait For PSLF Buy…
Best High-Yield Savings Accounts In June 2025
We break down the best high yield savings accounts for 2025 so that you can earn the highest interest on your money easily. The post Best High-Yield …
You Can’t Save The World, So Mind Your Own Finances
When I first started Financial Samurai back in 2009, I had idyllic dreams of helping as many people as possible achieve financial freedom. My finance…
The Simple Formula to Estimate Renovation Costs (2025 Numbers)
Your agent just sent you a killer real estate deal with enormous upside, but it needs a bit of work. Here’s exactly how to estimate renovation costs,…
Episode 213. “We have a $1M trust – but a $30k budget” (Part 1)
Kate (45) and Keith (53) split their time between Maine and Hawaii, living what looks like a dream life. They’ve inherited wealth, run two small bu…
Viral Envelope Challenge Helps Students Save $5,000
Save $5,050 in 100 days with the viral envelope challenge. Easy, flexible, and surprisingly effective. The post Viral Envelope Challenge Helps Studen…
Education Costs: Why Jim Dahle Misses the Mark on Public vs. Private Schooling
The financial implications of education strategies can be tough, but the question of how we educate our children can't be reduced to money. The post …