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Why ‘Buy the Cheapest Home in a Nice Neighborhood’ Could Be Horrible Advice
Buying a cheap home in a nice neighborhood sounds smart, frugal, and wise, right? In reality, it might be a terrible decision for you. The post Why …
High School Grad Advice: Avoid Debt, Win At Money
Here are our favorite financial tips and high school grad advice for the person that wants to be in the 1% as fast as possible. The post High School …
Retirement Income Strategies — And Here’s Our Plan for When We FIRE
What's the point of all these income strategies in retirement? Let’s look at the risks and benefits of some and why you might consider them. The post…
The Overlooked “Upside” That Will Make Future Landlords Rich
Your rental properties are about to make even more money. There’s one often overlooked real estate investing “upside” that, over time, makes rental p…
Lost Your Job? Here Are 9 Immediate Next Steps to Bounce Back Faster
Losing a job, especially when you’ve always thought of it as “secure” (like a government job), can feel like a real sucker punch to the gut. My heart…
Swensen Portfolio (A Diversified Strategy for Smart Investors)
The Swensen Portfolio uses six asset classes to create a diversified, low-maintenance investment strategy. Designed for long-term growth, it minimize…
Ask Matt & Joel: I’m saving up for a new car. Where should I keep the money?
This question was posted in our HTM Facebook group, from Alex… “I want to start saving for a car purchase I will make in the next 3 – 4 years. …
IRA vs CD Comparison (Which One Fits Your Financial Goals?)
IRAs are designed for long-term retirement savings with tax advantages, while CDs offer safe, guaranteed returns for shorter periods. Choosing the ri…
Getting Rich vs. Building Wealth
People use the terms getting rich vs building wealth interchangeably, but they can actually imply very different things The post Getting Rich vs. Bui…
How to Become a Millionaire – 5 Practical Steps
Here are the practical steps, habits to form, and mindset you'll need to adopt for how to become a millionaire. The post How to Become a Millionaire …
Tail Coverage, Whole Life, and Other Insurance Questions
Answering reading questions about tail insurance coverage, annuities and whole life insurance and why you should avoid these products, and the implic…
BRRRR for Beginners: How to Build Massive Wealth with This “Dead” Strategy
The BRRRR strategy is arguably the fastest way to build wealth with real estate. Just ask Leka Devatha, a Seattle-based investor. She’s got ONE BRRRR…
The Tax-Free Retirement Strategy 95% of Americans Don’t Know About
The wealthy are using one unique retirement account to build their fortunes tax-free. You may have never heard of it, but knowing about it can change…
Best High-Yield Savings Accounts In March 2025
We break down the best high yield savings accounts for 2025 so that you can earn the highest interest on your money easily. The post Best High-Yield …
How To Save $200 a Year On Things You’re Already Buying Online
Shopping online has become a regular part of life for most of us. Whether it’s groceries, travel, electronics, or everyday essentials, we’…
Waiting For The Perfect Price Could Hurt Your Lifestyle And Happiness
I recently came across an eye-opening chart by the National Association of Realtors showing that the median age of first-time U.S. homebuyers is now …
17 Units in 3 Years During High Rates with This Low-Risk “BRRRR” Strategy
These two college teammates built a sizable real estate portfolio in just three years by using what they call the “delayed BRRRR strategy.” They’ve u…
Ask HTM: Cashback vs Travel Points, Letting a Brokerage Cook, and the Right Way to buy a First Home…
Let’s dive into the week with some fresh listener questions we have lined up for you! And don’t just stand on the sidelines- if you have a ques…
Frugal vs Cheap (One Builds Wealth, One Keeps You Broke)
Being frugal means spending wisely to get the best value, while being cheap often means cutting costs at the expense of quality or long-term benefits…
Scott and Virginia Trench Talk Goal Setting, Spending, Prenups, and Future Plans
How has Scott achieved so much financial success already in his early 30s? He’s got a secret weapon nobody else has: Virginia Trench! That’s right, t…